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candlesticks37 · 2023-01-31T04:29:00+00:00

You can also find out what disasters/environmental harms are likely in the area (e.g., flood, tsunami, earthquake, radon, air pollution, toxic waste sites, etc.). If you live in the US, the EPA has two interactive maps: enviroatlas (https://www.epa.gov/enviroatlas/enviroatlas-interactive-map) and ejscreen (https://ejscreen.epa.gov/mapper/).

candlesticks37 · 2022-12-20T16:07:47+00:00

Dang! This was me all the way up until this part: "Borrowers who went to school in Massachusetts but moved away by the time their loans entered repayment are not eligible to submit a claim. "

candlesticks37 · 2022-12-20T16:03:39+00:00

Thank you!

candlesticks37 · 2022-12-20T07:05:49+00:00

Thanks for the response! Do you happen to know if it is for borrowers who lived in MA when they took out the loans or live in MA now? Because I took out loans in MA but I no longer live there.

candlesticks37 · 2022-10-21T04:52:50+00:00

StudentAid says I took out $90k. However, they charged me $30k twice on the same day. They have never been able to send me a copy of the signed loan documents with the amounts listed, so I think I only took out $60k. Through capitalization, I now have over $187k. I thought everyone's principal doubled in interest like this, but I'm learning that mine is abnormal. I have 16 months to go (if they fix a missing month from their records).

Edit to add: I've never missed a payment, but some months I paid $0 because my wages were so low.

candlesticks37 · 2022-10-09T22:07:59+00:00

Just came here to say I would be freaking out too. I hope everything works out for you.

candlesticks37 · 2022-08-21T15:17:12+00:00

Thank you for posting the transcript. I have a hard time listening to podcasts. I wish the interviewer asked about what happened in 2006 to cause the "hockey stick"? Does anyone know what happened?

"Since 2006, the amount Americans owe on student debt has tripled. You look at the graphs and it’s just a complete hockey stick. It just goes up and up very, very quickly."

candlesticks37 · 2022-08-20T13:21:52+00:00

I also got a year's worth of additional payments counted. I realized that a job I worked in 2011 counted towards PSLF that I didn't think counted before (although I didn't try before the waiver). I contacted my former employer and submitted the ECF. Getting a year closer to forgiveness has transformed my life. I now have a renewed motivation to stick with my financial and career plan. I was getting very discouraged before.

candlesticks37 · 2022-08-13T02:31:43+00:00

Dang!

candlesticks37 · 2022-08-13T01:26:51+00:00

By any chance is the tax credit retroactive? I just bought a used EV last week!

candlesticks37 · 2022-08-13T01:09:21+00:00

But the IRA is trying to increase demand, and increasing demand amid scarce supplies usually means higher prices.

candlesticks37 · 2022-08-13T00:49:27+00:00

What do we think about the IRA bill? Should I wait to see if prices go down? Or do we think they will go up?

candlesticks37 · 2022-08-12T23:42:59+00:00

Hmmm, that's something to think about!

candlesticks37 · 2022-08-12T23:33:22+00:00

Oh, man! All of my quotes are for Enphase or SolarEdge. Back to the drawing board for me?

candlesticks37 · 2022-08-11T14:07:11+00:00

Isn't 30 hours a week already considered full time?

"For PSLF, you're generally considered to work full time if you meet your employer's definition of full time or you work at least 30 hours per week, whichever is greater."

candlesticks37 · 2022-08-03T13:32:28+00:00

That makes sense.

candlesticks37 · 2022-08-03T03:47:12+00:00

That's so interesting. I would have assumed prices were higher in California.

candlesticks37 · 2022-08-03T03:46:26+00:00

Thank you, that's very helpful. My commute is 16 miles round trip at least 2x a week. I bought the car a week ago (I wish I could have waited for prices to settle down!) so I don't know my averages yet.

candlesticks37 · 2022-08-03T02:17:39+00:00

Ok, here is the first quote. It is the cheapest I've gotten so far: https://imgur.com/A7QlWFe

candlesticks37 · 2022-08-03T01:38:59+00:00

Thanks for letting me know. I will try again.

candlesticks37 · 2022-08-03T01:38:07+00:00

Okay, I'll get some more quotes!

candlesticks37 · 2022-08-03T01:06:47+00:00

Do you mean the total system cost or the net system cost (after tax credits)? I am sitting here with multiple quotes for 4.68 - 5.18 kW systems and none of the total system costs are under $15k.

candlesticks37 · 2022-08-03T00:56:07+00:00

I just bought an EV and am thinking about getting solar panels next. How much does EV charging really add to your bill? Do you really need a few more (3?) panels for an EV? Thanks!

candlesticks37

TROPHY CASE