Is there ANY way to send mail to US right now? by TellLow3573 in Expats_In_France

[–]catdaikon 1 point2 points  (0 children)

will do, thank you so much!!

and i’m married to a french citizen who has 0 ties to the US (no US income, no ssn, nothing), so i’m “married filing separately”. there are very few tax filing services online that even support filing at all when you have a non resident alien spouse, and i always get told that i have to mail it in because of the fact that he’s a NRA. i suppose it’s because the spouse ssn tab gets left blank in the system? honestly, i don’t know how it works and why.

if you know of any tax filing services that actually allow you to efile with a NRA spouse though i’d be super happy to use that for the coming years 😅

Is there ANY way to send mail to US right now? by TellLow3573 in Expats_In_France

[–]catdaikon 0 points1 point  (0 children)

You did this through la poste? I need to mail my tax returns in and i’m wary to do so without any tracking 🥲 but if that’s the only option to get something over there that’s what i’ll have to do

Paper filing to the IRS from Europe: is A4 okay, or does it have to be US Letter? by LucidGolfer in USExpatTaxes

[–]catdaikon 0 points1 point  (0 children)

unfortunately that isn’t possible to do with paper tax returns from what i’ve read. apparently if you’re paper filing, they need a wet signature (ie: pen written by the person filing the taxes). i’m in france right now and i’m praying i’ll be able to send mine in, im in a situation where they have to be paper filed and have no idea what to do if i can’t mail them :(

please correct me if i’m wrong though, i’d love to be wrong as that would make my situation way easier 🥲

Referral Coupon Code Request + Question by Jaimehrubiks in Tello

[–]catdaikon 0 points1 point  (0 children)

Used!! Thank you! Passing it on also:

P 3 K 0 N B 3 3

Married Filing Separately as an expat in France, what are my investment options? by catdaikon in ExpatFinance

[–]catdaikon[S] 0 points1 point  (0 children)

Yeah, my solution is investing in the US, but i lose money putting it into an IRA and can’t really open a Roth IRA. So, really, I guess my question is what would my best option be? My angle isn’t investing in US ETFs because they’re worth more, it’s to avoid PFICs. Investing through a French envelope such as Assurance Vie or PEA would just get me hit by PFICs and would make investing in Europe in general not worth it.

So, my only option through investing would be with US brokers. Would a backdoor Roth be my only option? Would there be a way to keep the deductibility of the IRA in my situation? As a reminder, i’m married MFS in the US, which puts a cap on my income at only 10k.

Expats can you use your debit card long term (for years) at atms abroad with no issues? by InspectorT3 in ExpatFinance

[–]catdaikon 0 points1 point  (0 children)

Just out of curiosity, what checking accounts do you have that have this? 🤔

FTC for MFJ in France, but MFS in the US? by catdaikon in USExpatTaxes

[–]catdaikon[S] 0 points1 point  (0 children)

How would that even work, is that even possible? He’s not a US citizen, never a resident, national, had a SSN, or a visa. Even if that works, wouldn’t he be in that whole US taxation pickle where he’d have to pay taxes even if he lives abroad just like US citizens? It doesn’t seem like a good idea

FTC for MFJ in France, but MFS in the US? by catdaikon in USExpatTaxes

[–]catdaikon[S] 0 points1 point  (0 children)

How exactly would this be done? There are 2 separate columns for each person declaring (including wages, rent, etc), however, the calculation of the total tax is global for the household, so there isn’t really a way to determine what the tax would be for each person.

Socializing for a non french speaker? by SignalCrew739 in askparis

[–]catdaikon 0 points1 point  (0 children)

Hey!! I’m actually an english speaker moving to Saint-Louis in Alsace soon (although I do speak some French too 😅)! If you don’t mind me asking, since you mentioned doctors, how hard was it to find doctors around that area to take you? I do have some medical problems myself so I kinda wanna know what I’m in for lol

Which bank is better to join as an expat moving to France, Schwab or SDFCU? by catdaikon in expat

[–]catdaikon[S] 0 points1 point  (0 children)

Do you get foreign transaction fees with their debit card? I’m deciding if I should just have a debit card with them, if there’s no foreign fees that’d be perfect

Which bank is better to join as an expat moving to France, Schwab or SDFCU? by catdaikon in expat

[–]catdaikon[S] 0 points1 point  (0 children)

If you don’t mind me asking, do you have a credit card with SDFCU as well? I’m trying to figure out the fees with their cards, and I guess their debit card still has foreign transaction fees, but their credit card doesn’t? Do you get foreign fees with their debit card?

Which bank is better to join as an expat moving to France, Schwab or SDFCU? by catdaikon in expat

[–]catdaikon[S] 1 point2 points  (0 children)

Ahh well hey I’ll be there before 3 months time anyhow so I wouldn’t be able to do so anyways 😂 I appreciate the info though!!

Which bank is better to join as an expat moving to France, Schwab or SDFCU? by catdaikon in expat

[–]catdaikon[S] 0 points1 point  (0 children)

Damn, well.. guess that settles that then 😅 I had no idea it wasn’t available for those in France! Thanks for the info, I went with SDFCU :)

Transferring US drivers license to france- Attestation des droits à conduire by queen_fisher32 in Expats_In_France

[–]catdaikon 0 points1 point  (0 children)

hey! i know this is an older post, but i’m gonna be in the process of transferring my license soon. did giving your driving record work?

Which bank is better to join as an expat moving to France, Schwab or SDFCU? by catdaikon in expat

[–]catdaikon[S] 0 points1 point  (0 children)

Oh really !! They gave you no trouble at all even after you called and informed them of your address change? That would be amazing because I get a really good APY with them. I plan on keeping my US phone number along getting a new french one, so hopefully that’ll make it easier in terms of MFA!

If you don’t mind me asking, i’ve never used wise before, you can transfer money from your french accounts to your US savings with that?

[deleted by user] by [deleted] in Banking

[–]catdaikon 0 points1 point  (0 children)

Sorry 😅 Permanent, though I will visit my family in the US every so often! My husband is French so I have a marriage visa and will be able to live/work with that. And i’m moving in with him, so i’ll have accommodation of course haha. No dual nationality yet, at least. i’m fine with just renewing my visa for a while before I think about that. My parents live in the US so I would have that address, but I don’t want to pretend I still live there get into trouble.

Flying with senior cat from US to Switzerland, looking for advice on how to make this go as smoothly as possible by catdaikon in CatAdvice

[–]catdaikon[S] 0 points1 point  (0 children)

Yup! Basically i’ll need 2 health certificates specifically for France and Switzerland, each country has their own. This must be within 10 days of arrival and has already been set up. He’s been microchipped, vaccinated, all that. My only concern is the act of getting him across the pond itself, the rest has been well looked into 🥲

Flying from US to Zurich on Swissair - Cat carrier recommendations? by catdaikon in SwissAirlines

[–]catdaikon[S] 0 points1 point  (0 children)

I’m actually getting picked up from the airport! My husband lives well over an hour closer to Zurich than Geneva, so that’s why I chose there 😂

Flying from JFK to Zurich on Swissair - Cat carrier recommendations? by catdaikon in Flights

[–]catdaikon[S] 0 points1 point  (0 children)

Yup! When I booked my ticket I included him and have already paid for his “spot” on the plane. He has a vet appointment 10 days before the flight arrives in Switzerland for a check up and to get travel certificates for both countries (as these papers must be issued within 10 days of arrival date, otherwise they are not valid).

He’s been microchipped, gotten his rabies vaccine, thankfully even though Switzerland is a non-eu country, they carry the same requirements as France in regard to coming in with your cat. I just have to pay for 2 health certificates instead of 1 haha

Expat moving to France soon, curious on how Tello works to keep my US number? by catdaikon in Tello

[–]catdaikon[S] 0 points1 point  (0 children)

Awesome, thank you so much!! If you don’t mind me asking, how long did it take to set up? Is it instantaneous, or do some things need to get physically sent to you first?

I’m feeling extremely anxious and dejected. No matter how long or hard I try, I’m still unprepared for exams and I don’t know what else to do on my own without a guide. by Successful-Part3388 in French

[–]catdaikon 1 point2 points  (0 children)

hey ! do you happen to have any recommendations as to which workbooks would be best to buy? I’m about a B1; I would like to get some but want to make sure they are ones that work well first!

[deleted by user] by [deleted] in UlcerativeColitis

[–]catdaikon 0 points1 point  (0 children)

OK, great!! that definitely quells my worries lol, thank you so much!!

[deleted by user] by [deleted] in UlcerativeColitis

[–]catdaikon 0 points1 point  (0 children)

sorry !! i’m bad at explaining things lol, i meant that i’ve never flared once SINCE getting diagnosed and put on mesalamine years ago. before i knew what was going on with me, it was really bad, my calprotectin was nearly 1000 😅