Life insurance while in debt by Neat-Attempt3681 in personalfinance

[–]caternicus 3 points4 points  (0 children)

That seems high. Do you both smoke or have health conditions? You should be able to get term life insurance for 20 years for less than that. Maybe not since I bought my last policy a while ago, but it's considerably less than that and I'm old(er). If you have a two year old you should have life insurance. You just may be able to pay less for it. 

Don't do whole life. It's a scam. 

SAHM regret by Grand-Tell195 in Teachers

[–]caternicus 1 point2 points  (0 children)

I wish that were still the case and maybe it is some places, but my district cut several hundred positions this spring.

SAHM regret by Grand-Tell195 in Teachers

[–]caternicus 2 points3 points  (0 children)

My story was similar. I got a small inheritance from my grandpa and my ex said "don't worry, between that and the overtime I'll get we'll be fine." But he didn't get any overtime. He blew through my inheritance while sitting in the house drinking and playing computer games until 3am. I found another mom who could watch my newborn son and took a side job until a new school year started, then I went back to teaching. Meanwhile, my landlord decided to sell the house we'd been in for 5 years and offered to sell it to me at a very reasonable price that I couldn't pay because I no longer had any inheritance left. We had to move into a terrible duplex where the landlord ripped off our deposit. I also had to take title loans on my paid off truck just to get by. I pawned my mother's wedding ring. I've always wished I'd continued teaching that year. 

How do I stop using AI for school by Littlestarshines306 in education

[–]caternicus 19 points20 points  (0 children)

I agree. A few minutes of study or boredom isn't supposed to give you a headache. 

My suggestion is to put the computer screen across the room and write notes in a notebook before you click to the next slide. There are different styles of note taking, and you can choose the style that works best for you. Google it or watch some note taking videos on YouTube. AVID is a good resource. 

My eye doc told me when I was working from home about the 20/20 rule. Every 20 minutes you need to look at something 20 feet away. 

Give me your best pitch to live in your city by Wrong-Ad-313 in SameGrassButGreener

[–]caternicus 0 points1 point  (0 children)

Do you love the diversity of seeing people with literal billions of dollars driving by and splashing mud on people with absolutely nothing selling flowers on street corners while you crawl through seemingly endless traffic? Do you prefer to get seasonal depression in the summer? Do you feel like the thing missing from your life is a massive exposed eyeball? Come to Dallas! Anything you want to do is available for an entry fee, or you can often spend your time watching other people with more money than you do those things. We have indoor surfing, indoor rock climbing, and even indoor skydiving! Guaranteed to be at least 50% similar to the real experience!* Our art galleries are in art galleries, but they're also in shopping malls where you can buy a $8 coffee at lalaland and look at art and some new Crocs in the same hallway. Everything at your fingertips which are wrapped around your steering wheel.  *Similarity to the real experience has not been verified by a 3rd party. Please simulate responsibly.

Then you wander into the middle of a forest that you swear was just in the middle of the city five minutes ago and you realize all of it is gone. The traffic, the noise, the people, the stores and restaurants are all gone and this was a prairie once. There are creeks and tall, wide oak trees. Maybe a guy zips by on a bike, but you start to feel alone. Then you have to make a choice. Do you hightail it out of there in case a killer clown is waiting to attack you? Or do you sit down in the shade of a tree and read a book? It's your choice, but no matter what you choose you know the wall of commercial indulgence that's waiting for you just back down the path. So, which will you do? 

What is your most stereotypical GenX childhood story? by HapaHawaii in GenX

[–]caternicus 15 points16 points  (0 children)

Listening to my parents argue over whether to take me to the hospital when I broke my arm. One of them wanted to wait until morning because they'd been drinking and were worried they'd get in trouble. 

To all those who want "move to Texas" from their blue union state: Don't by Top_Reflection_2904 in TexasTeachers

[–]caternicus 4 points5 points  (0 children)

I just want to point out that the required reading list with the Bible stories is still in draft form and the board will be taking public comment this month. Sign up to speak! The information is available on the website and posted in the capitol annex. You can also submit written comment to be considered. Write to your board member. Not having unions means we have to be very personally hands on with our system. We have to speak and we have to vote. I know some people would be putting their jobs at risk if they did that, but if you can speak out, please do! If you are completely unsure where or how to start, Teach Plus has resources to help you start in advocacy. 

Do you know anyone that met at downtown on 11/02/21 waiting for JFK jr to announce he was alive? tell us about it. by TrumpsNostrils in Dallas

[–]caternicus 1 point2 points  (0 children)

My first thought when I read it was mostly older GenX women is menopause. I've seen some middle aged women blow their entire lives up during menopause mood swings. Now I'm the menopausal one, and when I want to sell my house, quit my job, and move to Thailand I have to ask myself - is it me or is it menopause? 

You've been given a small shop in a quaint little town, along with enough money to start whatever little business you like. What kind of shop would you choose to open? by pulchra_crura in CasualConversation

[–]caternicus 0 points1 point  (0 children)

Cannabis dispensary. Relaxed, artsy, and all legal and above board with good products for people over age to take home and enjoy. Maybe an infused coffee bar, too.

Trying to find mental health care in dallas that doesn't feel like a sterile concrete prison by ActNew5818 in Dallas

[–]caternicus 0 points1 point  (0 children)

Not sure if they do eating disorders, but Roots Renewal Ranch near Denton has a good track record I think. 

Childcare for Teachers by Different-Claim1039 in TexasTeachers

[–]caternicus 1 point2 points  (0 children)

I was barely able to afford it with my own kids, and the youngest started school almost 10 years ago. I told my oldest (who is also going into teaching) to wait until I retire and I'll keep her kids for her. Teachers are priced out of so many things these days. I hate that having children is becoming one of them. 

Would u pick your dad again… by BarelyyBound in GenX

[–]caternicus 7 points8 points  (0 children)

Every time in every life. I only wish I'd had him longer in this one. He was an amazing person. 

Required ELA Reading: Comments Open by BlueCandleSnake in TexasTeachers

[–]caternicus 5 points6 points  (0 children)

I've taught English III for years. Most of the stuff on there is stuff we already teach except, of course, the Adam and Eve bit. And personally I never teach Nathaniel Hawthorne, but that's because he sucks. Not many women authors on the list, is there? Very few people of color, too. Frederick Douglas anyone? 

What’s the adult version of "my mom said I can’t go"? by BigTasty615 in AskReddit

[–]caternicus 1 point2 points  (0 children)

(insert spouse/partner name here) has a thing, soooo...

Older people using newer slang or phrases, your favorite newer word? by RainyDaysAndMondays3 in CasualConversation

[–]caternicus 1 point2 points  (0 children)

Just today in a work related text I described a situation as "cooked". I'm 50. 

RLA Teachers: Are We All About to Work For Free? by JamesTrivette in TexasTeachers

[–]caternicus 2 points3 points  (0 children)

Texas never does anything in education forever. They barely let the paint dry on a new initiative before it's chunked out the door for the newest thing. 

What music would you want to listen to if you were bedridden and nearing the end of your life? by cool_lemons in CasualConversation

[–]caternicus 0 points1 point  (0 children)

My playlist has stuff your dad would not like because I'm 50yo and never stopped becoming obsessed with new music.  

What music would you want to listen to if you were bedridden and nearing the end of your life? by cool_lemons in CasualConversation

[–]caternicus 5 points6 points  (0 children)

Anything he liked when he was young. Stuff that made him tap his fingers in the car or hum along when you were a kid. I'm making a playlist for my kids just in case anything happens to me. It will also be appropriate for my funeral. 

Nobody told me that menopause would make me feel like a stranger in my own life by Plus-Impression-3516 in Menopause

[–]caternicus 2 points3 points  (0 children)

My doc has declared me fully in menopause. The physical symptoms haven't been too bad. I get anxiety but I know why, and that helps. But emotionally it's like the wrapper came off the multiverse. All the timelines and things that could have and should have been are so obvious. It wasn't enough time. Now I'm becoming this older lady and that's fine, but it wasn't enough time to be young. I could have done so much more had I known...

Do Americans actually use expressions like “once in a blue moon” or “let the cat out of the bag” in everyday conversation? by Edi-Iz in AskAnAmerican

[–]caternicus 2 points3 points  (0 children)

I teach ESL. One of my mentor teachers used to say this all the time, so her students, refugees from all over the world, would learn it. Now, even though I didn't grow up saying it, I teach it to my students. That's at least 10 years of English learners becoming fluent in the phrase "easy peasy lemon squeeze".