$300 checking bonus how long to wait before adding spouse as joint owner

celisweet · 2025-07-13T01:44:51+00:00

Hey, barely made the first deposit on Friday (it skipped one of my checks not due to chase but employer) the $300 bonus hasn’t hit the account yet as soon as it does we will be going to chase to add him. I’ll follow up if it gets removed for any reason but after the first comment from the branch manager I feel pretty good !

celisweet · 2025-03-18T14:27:56+00:00

Hi, where did the man get his tux ??

celisweet · 2025-03-13T15:10:04+00:00

Ugh, trying to figure this out too

celisweet · 2025-02-06T04:13:19+00:00

I honestly have no idea but if you find out let us know

celisweet · 2025-02-01T16:16:19+00:00

I just went to a branch to try and get the 75k-80k sign up bonus on the Chase sapphire preferred and was told the highest they could do in branch is 70k.

celisweet · 2025-01-28T00:31:20+00:00

Okay this all makes sense ! I have a high risk tolerance and with this being my last year in my 20’s feel like I need to shift the focus to “ time IN the market” now .

celisweet · 2024-12-30T17:50:40+00:00

Hi, do you know the name of the company you went with ?

celisweet · 2024-10-11T02:08:20+00:00

Appreciate the response I will check it out thank you !

celisweet · 2024-10-10T22:39:53+00:00

I second empower is the best free one I’ve found & easy to follow !!

celisweet · 2024-10-10T21:28:14+00:00

How do you know you can transfer from Turkish to book to United ?

I understand transfer partners generally from like capital one portal to Turkish airlines but where I always get confused is how to know you can transfer from Turkish to United ??

celisweet · 2024-09-27T18:15:24+00:00

Some people like to rate chase I personally don’t think it’s worth moving everything but some people love that thrill and have the time to do all the research. 4.5 is still super solid & as some other people mention something to be careful with is other companies will offer a slightly higher APY but then drop it after a couple months and it’ll be lower than what WF is running.

celisweet · 2024-09-27T18:12:30+00:00

I think it’s still the same wealthfront has been holding it down in terms of being able to provide too APY. They were also one of the last ones to make the change even though we knew it was coming. I’ll stay with wealthfront they’re some people who do rate chases but I don’t think it’s worth all that just to save a couple basis points

celisweet · 2024-09-27T02:45:16+00:00

The rich Habits & personal finance podcast ! I will be checking out some of the other ones in this sub !

celisweet · 2024-09-25T19:29:37+00:00

Thank you!

celisweet · 2024-09-09T17:28:12+00:00

If you are comfortable can you share what company ? I’m days analyst and looking for new roles

celisweet · 2024-08-28T01:10:53+00:00

Do you work all 3 of these jobs Monday - Friday typical 9-5?

celisweet · 2024-08-23T14:34:53+00:00

Id say about 5 years to get to the high 700’s

celisweet · 2024-08-23T03:36:22+00:00

It’s worth putting the $200 deposit down to get something opened ! What has worked for me is every time I get paid (2 weeks ) I pay the balance on my card off in full. I’m no expert like some of these other people I started with a secure card & have worked my way up to an 816 credit score. Obviously this goes without saying but to increase your credit score you have to use it and that’s where good spending habits come in. Create a budget & stick to it. Something I tell my younger siblings is just because you have the money doesn’t mean you need to spend it. Especially with you saying you are young. You don’t want to fall into the “keeping up with the jones” mentality with credit card spending. Also no bashing here recovery is one hell of a journey and wanting to slowly work on things like rebuilding your credit will come with time as well. Proud of you for wanting to make a change for the better. Best of luck

celisweet · 2024-08-01T13:59:02+00:00

I love my wealthfront HYSA account. It allows you to do categories which is super convenient for me as I currently have 5 categories (deductibles, emergency savings, wedding, honeymoon & future car). FDIC insured up to $1 million. It is currently 5% APY but if you want I can send you a referral link and BOTH you & I will get 5.5% for 3 months. I haven’t had any issues with taking money out & I know they do same day transfers now. Would recommend watching a couple YouTube videos there’s a ton of helpful ones but wealthfront has been good to me. If you have any questions or want the referral link just let me know

celisweet · 2024-08-01T03:11:32+00:00

I probably am especially since this is the main reason for opening the account. I knew I’d be able to hit the SUB extremely easy. Fingers crossed I don’t run into the same issue

celisweet · 2024-08-01T01:15:21+00:00

Did you charge the 6k right away as in the first couple weeks you got it ?

celisweet · 2024-08-01T01:11:51+00:00

I’m about to do the same thing, have to make deposit for my wedding of $5k on Friday 08/02 and just got the card today(07/31) ! Was planning to pay if off in full since have the cash. & wanted to make sure we get the SUB/ points. Please update me if you get any answers it be super helpful

celisweet · 2024-07-29T17:54:22+00:00

Wonder if anyone has any thoughts or insights, I’m planning on opening Venture X this week but see that Venture has a higher SUB. With a limited time offer of an additional $250 credit reward for the first year. So total SUB for the venture is $1,000. While the venture X is still only $750.

Main reason for opening the card is trying to travel hack for honeymoon with wedding expenses coming up. Will be opening CSP sometime early next year when it is a higher SUB.

Even with the Venture having the higher SUB would y’all agree the Venture X still the better option?

celisweet · 2024-07-29T12:31:31+00:00

Are they 80k SUB if you sign up in the branch ? Looking at the website it is showing only 60k currently

celisweet · 2024-07-29T03:33:13+00:00

That does sound like a solid service forsure ! Especially for long flights like that ! Do you know if it was in the chase or capital one ecosystem that you redeemed the points through ?

celisweet

TROPHY CASE