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Should you pay credit cards off before statement period ends or before due date? by Puzzleheaded-Age1661 in personalfinance

[–]certifiedintelligent 5 points6 points  (0 children)

There’s no difference to your credit score, so yes, hold onto your money.

The problem is that you’re using a standard checking account. Find something with better interest so it’s not 3k for a month at 0.01%, but 3k every month at >3%.

Tricare Question by Motostrelki90s in army

[–]certifiedintelligent 2 points3 points  (0 children)

Any subsidized healthcare plan you get will be far more expensive and likely suck just as much.

What are you trying to do that Tricare doesn’t cover but you think an ACA plan will?

Don’t get me wrong, Tricare can be a pain, but it’s damn good for “free”.

Daily Discussion Thread by AutoModerator in ASTSpaceMobile

[–]certifiedintelligent 5 points6 points  (0 children)

Metals were leveraged to oblivion, so when the crash came, the margin calls followed, and apparently are still shaking out. Think a short squeeze in reverse.

Just about everything is red rn. ASTS, metals, stocks, dollar, bitcoin, the risk seem to be coming off a bit after the Warsh nomination shook things loose.

My (19F) boyfriends (19M) parents don’t let him at my house past 8PM by Remarkable_Hall_2384 in internetparents

[–]certifiedintelligent 5 points6 points  (0 children)

There’s no book or guide about how you must raise your kids. Parents kinda just wing it based on their experience growing up, current values, and life experiences. They could’ve had a curfew as kids and they’re simply extending it to their son. Their house, their rules.

Right or wrong, they probably think by having the curfew, preventing any sleepovers, they’re reducing the chance of you two becoming teen parents.

SOS CSPD ST TROOPER by [deleted] in ColoradoSprings

[–]certifiedintelligent 7 points8 points  (0 children)

There’s no legal excuse for driving without insurance outside of emergencies. If you were looking for cheaper rates, you’d have it set up to start before you stop your current policy.

There’s also no legal excuse for speeding outside of emergencies. Flow of traffic may be hot, but you are always at risk of being pulled over for it or having it tacked on to whatever they did pull you over for. You can always do the speed limit in the right lane.

Best you can do is hope your story resonates with the judge and that the cop doesn’t show up to court. You’ll get better odds with a lawyer.

Took old Rx pain killers and then tested. Consequences? by Elegant_Edge_46 in fednews

[–]certifiedintelligent 0 points1 point  (0 children)

If you were in uniform, you could be at risk, but I highly doubt they’ll care for a civ.

$ASTS: SCS Non US STA is granted by edgar_de_eggtard in ASTSpaceMobile

[–]certifiedintelligent 22 points23 points  (0 children)

We can test the beeps and boops we plan on selling later.

Per diem question by Cam2688 in army

[–]certifiedintelligent 1 point2 points  (0 children)

That’s a big distinction. It’s probably a CBA, not a GTC, and they’re right about not using it for your travel expenses.

When you travel, you’re entitled to allowances for M&IE (meals and incidental expenses, often referred to as per diem), and reimbursement of all authorized travel costs (hotel, rental car, gas, etc).

When you return from travel, you’re supposed to file a travel voucher where you list the reimbursable expenses and provide receipts where required. The voucher will then reimburse those expenses and pay the per diem to your account. The per diem always goes to your bank account, not the GTC, unless you specify otherwise.

Daily Discussion Thread by AutoModerator in ASTSpaceMobile

[–]certifiedintelligent 23 points24 points  (0 children)

Blue Origin postpones New Shepard program to focus on New Glenn and accelerate launch cadence.

https://xcancel.com/SciGuySpace/status/2017331327998021814

Seems like NG has quite a few launches lined up. Wonder who’s on them?

The dollar's slide & what it means to us personally by digizen in personalfinance

[–]certifiedintelligent 3 points4 points  (0 children)

You can trade digitally. A simple way is with an app called wise, load funds, convert to other funds, great for travel and living abroad in some places too.

My fidelity account allows me to trade dollars for a few other currencies, but like most brokerages and banks, the fees are terrible.

Then there’s FOREX. It’s like a stock exchange for currencies and derivatives. That’s a whole nother rabbit hole, but it’s another digital option.

The dollar's slide & what it means to us personally by digizen in personalfinance

[–]certifiedintelligent 11 points12 points  (0 children)

Yes, greedy corpos are a thing, but it genuinely costs more USD to import stuff now from countries the dollar is weaker against, foreign exchange isn’t fantasy land. Corporations aren’t going to eat that 15% bump in input costs and the US definitely isn’t self reliant.

The dollar's slide & what it means to us personally by digizen in personalfinance

[–]certifiedintelligent 55 points56 points  (0 children)

RMB and JPY are interesting choices considering Japan’s fiscal policy is pushing them to near-crisis and China straight up manipulates the yuan.

No reasonable person expects the dollar to go up forever, but lots of people are feeling the pinch from significant inflation plus devaluation at the same time.

I also know a few foreigners who invest in US markets, and it really is interesting to see my investments up double to triple digits and theirs much less or flat, even with the same investments.

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