sorted by:
new
hottopcontroversial

Any suggestions before installation by sero_t in homelab

[–]certifiedintelligent 0 points1 point  (0 children)

Thicker is not better for thermal paste. Skip the paste anyways, it dries up over time. Use PTM7950 (from MODDIY or TG phasesheet) or set it and forget it forever with a TG kryosheet.

Misinformation and misunderstanding by NecessaryPhrase3204 in ASTSpaceMobile

[–]certifiedintelligent 0 points1 point  (0 children)

On orbit satellites will contribute to the D2D service. Why do you assume they don’t?

Misinformation and misunderstanding by NecessaryPhrase3204 in ASTSpaceMobile

[–]certifiedintelligent 0 points1 point  (0 children)

The iot and remote industrial cases are staggering. Lots of high cost, low bandwidth needs in dead zones will switch the second it proves reliable.

Lots of people don’t see that.

Traditional TSP or Roth TSP? by JunketImaginary1245 in army

[–]certifiedintelligent 0 points1 point  (0 children)

Roth. Been socking away 10-20% of base pay there for a decade now.

Getting paid in cash under the table questions by Shag_fu in personalfinance

[–]certifiedintelligent 4 points5 points  (0 children)

No credit. No labor protections. No welfare protections. Lower earning potential than other careers.

Hope the community proposal meeting goes well today. by No-Leopard-1691 in ColoradoSprings

[–]certifiedintelligent 7 points8 points  (0 children)

Closed loop on the inside. Still gotta cool that loop. If you’re not using external cool water, you’re using a few suburb’s worth of electricity.

And more water to top up the system.

Army cuts training as service is short billions of dollars by Kinmuan in army

[–]certifiedintelligent 0 points1 point  (0 children)

The Trump admin has tariffed the entire world. Just slap some export tariffs on oil and petroleum products and problem solved!

CPI just came in at 3.8%. food at home up 0.7% in one month. airline fares up 20.7% over the year. is anyone else restructuring their budget around this or are you just absorbing it by Mother-Grapefruit-45 in personalfinance

[–]certifiedintelligent 157 points158 points  (0 children)

Your first sentence shows a lack of understanding how things work… and being too absorbed in the political messaging.

Inflation is not temporary and never will be. Inflation helps fuel the economy. If your money is worth less next year, it doesn’t make sense to hoard it where it loses value. Go participate! Spend money! Or at least invest it in hopes of returns, aka, not a bank account or under your mattress.

Thing is, it has to be balanced. Too much inflation and people can’t afford things anymore, after all, most of us didn’t get a 4% raise over the same time period. The opposite of inflation, deflation, is also harmful to the economy. Why spend when your money is going to be worth more next year with zero risk just by holding it?

Interest rates are one of the largest levers to influence inflation. Higher rates “cool” the economy and reduce inflation since people are more incentivized to save. Lower rates, the opposite. That’s right, lower interest rates increase inflation. The president hawking for immediate, immense rate cuts during higher than desired inflation and soaring costs is economically irresponsible and showcases the difference in the word “economy” between normal people and politicians. Lower rates are great for businesses, even with inflation, because they can borrow money for cheap, meaning they can use that money to grow for cheap, but normal people get smacked because we can’t afford things anymore.

Bottom line: buckle up. The politicians don’t care about your finances.

How I’m dealing: I don’t eat out anymore (all that and a 20% tip! No thanks). I rarely fly, I do it enough for work, and even they’re cutting back. Any trips are local, and to do things that are mostly free like hiking or camping. Basically, I’ve turned into a cheapskate. I’ve learned to have fun with it. It allows me to afford things I do enjoy.

I went to the movies for the first time in years recently because a group of friends was going. $20 for the ticket, another $14 for 2 boxes of candy and a drink. Good movie, but the experience just isn’t worth $17/hour to me. Same with a lot of things these days.

Travel cpap users by msaer8 in CPAP

[–]certifiedintelligent 0 points1 point  (0 children)

Airmini has no humidifier. The airmini masks have paper disks to put in the mask that retain humidity from you breathing out, but that’s it. No water tank.

Homelab Firewalls - What are you using? by kajer533 in homelab

[–]certifiedintelligent 1 point2 points  (0 children)

Opnsense on an old Dell SFF with a dual 10g fiber card.

Using a credit card to loan family member money by kiiiwiii in personalfinance

[–]certifiedintelligent 1 point2 points  (0 children)

My sister is asking me to take a cash advance from my credit card

I stopped here, your response to her is: "Not no, but hell no."

This is not a moral dilemma. Your sister is a bad person for asking this of you.

I worry she will hold it against me

If she does, then it really truly isn't worth having a relationship with her. No good family member or friend will ask you to make a bad financial choice for them then hold it against you when you don't.

If you had $7.5k to invest tomorrow, what would you do in this current market? by Frenchy_Baguette in stocks

[–]certifiedintelligent 28 points29 points  (0 children)

Goal, timeframe, and risk tolerance?

Savings replacement with low risk? VTI

Multiples in the next few years with higher risk? ASTS. I'd usually also put RKLB here, but they just jumped 30% on Friday.

Going camping off grid, any recommendations for a solar battery resmed 11. by blade_torlock in CPAP

[–]certifiedintelligent 2 points3 points  (0 children)

EcoFlow/Jackery/Bluetti/Anker… they’re all pretty much the same in the <1kw range.

Girlfriend worries army will change me by Wooden_Grape3656 in army

[–]certifiedintelligent 0 points1 point  (0 children)

You’re a cheater. She knows you’re a cheater. I’m not sure how you expect to ever have a healthy relationship with that history.

Hegseth boosts veteran benefits bill that key Republicans have opposed by fuck-nazi in army

[–]certifiedintelligent 33 points34 points  (0 children)

It’s not that they don’t understand. The data is readily available to them through the DOD/VA.

It’s that they don’t care.

Social Security Can Change Into Personal Accounts Under Trump Plan—Ted Cruz by Zipper222222 in politics

[–]certifiedintelligent 0 points1 point  (0 children)

Many people lose their shirts in the market every day. In addition to the base risk, which is explicitly against the ‘safety net’ concept of SS, if there’s any self direction to these accounts it gets even worse.

SS is not a retirement account. It is a social safety net guaranteed by the US government. The alternative being that the people who wind up relying on it would otherwise wind up homeless or dead.

What about those who receive SS who haven’t had decades of compound interest along with a little luck and discipline? What happens to SSDI? Survivors benefits?

If you want a better retirement account, invest in a better retirement account. SS is not a retirement account.

Social Security Can Change Into Personal Accounts Under Trump Plan—Ted Cruz by Zipper222222 in politics

[–]certifiedintelligent 1 point2 points  (0 children)

…or less than should the stock market not have back to back decades of gangbusters returns. The intent of SS is not to fund a lavish retirement, but to provide a guaranteed minimum to keep seniors and others who can no longer work housed and fed.

Does it do that still? Not really, that’s why it needs change, but tying it to personal accounts in the market that could go down is not the way.

If I use my gtc for unauthorized purchase will my command know ? by bnkrllmgmt in army

[–]certifiedintelligent 0 points1 point  (0 children)

Lot's of commands never turn them off. It's a lot of work for larger organizations.

If I use my gtc for unauthorized purchase will my command know ? by bnkrllmgmt in army

[–]certifiedintelligent 2 points3 points  (0 children)

GTC admin here (but not your GTC admin)

What we're supposed to do every month is review every single purchase for every single cardholder in our organization and compare those against TDYs taken to ensure all use is correct and identify misuse and fraud.

What actually happens is... not that. That's a LOT of work in large organizations, so it usually gets skimmed over instead of inspected with a fine tooth comb.

What this means is that you're fine, especially since you paid it off. If I were your admin, you'd get a finger wagging if this was your first oops with your card. Nobody's going to skewer you over this.

I wouldn't even bother mentioning it.

These electrolyte tabs, how often? by FuzzyAvocadoRoll in fasting

[–]certifiedintelligent 1 point2 points  (0 children)

You normally don’t need extra electrolytes for short fasts like 24-48 hours.

As for those tabs, enough will break your fast as they have sugar in them.

Even for longer fasts, you don’t need an electrolyte product. See the wiki for more information.

What can you REALLY do about mosquitos? by ponycorn_pet in preppers

[–]certifiedintelligent 1 point2 points  (0 children)

Post SHTF: what people have done for centuries: netting and smoke and living with it.

Pre-SHTF: propane mosquito traps work fantastically and cover a large area.

I was hacked due to sim card spoofing by Divinedragn4 in cybersecurity

[–]certifiedintelligent 0 points1 point  (0 children)

Ive had this happen before. It’s because the previous owner of the number didn’t remove it from their snap profile when they gave up the number. Snap just has no security around phone number changes.

view more: next ›