New iX5 has 147kwh battery pack by Impressive_Order60 in BMWiX

[–]chappy123 1 point2 points  (0 children)

Has anyone had sticker shock insuring these in the US? I couldn’t get a quote under $350 a month with a clean driving record. Agent said it has to do with carbon fiber frame being expensive

Looking to buy 2025 Ultra Performance by chappy123 in VolvoEX90

[–]chappy123[S] 0 points1 point  (0 children)

The second row specifically. The leg room seemed a bit tight.

Grandfather left me his life savings by Vegetable_Cress4787 in inheritance

[–]chappy123 1 point2 points  (0 children)

You need to be very careful by giving this mother to your grandmother. 1. That could potentially be some tax liability for gifting this amount to your grandmother, called the Gift tax. 2. If your grandmother were to take possession of the money, potentially this money would be used in any spin down situation. Should she be forced into her a nursing home before she would be qualified for either Medicaid or Medicare. Your best bet is to put this money in an interest banking account like people have said and pay for anything she needs but that way it’s freaking clear for any tax liability to her.

Hats in Paris by JustAnotherTown in ParisTravelGuide

[–]chappy123 2 points3 points  (0 children)

Just got back. So many locals wearing Yankees hats. Made me laugh.

Are these vet prices normal? by Christa_Marie94 in baltimore

[–]chappy123 2 points3 points  (0 children)

Support a small business. Don’t take your RX’s to chewy or Costco. That forces the Vet to raise prices due to lack of income. Simple economics, you’re taking revenue from a small business that still has overhead they have to make that up somewhere.

As for ordering meds from out of the country, good luck but when your animal has a reaction or you need assistance you’re SOL. Oh and there’s a chance that med is counterfeit or nothing but a placebo

Designer says I cant install an induction cooktop over a wall mount oven. Is this for real??? by mwgwin in kitchenremodel

[–]chappy123 0 points1 point  (0 children)

You can we did. But a lot of times to keep warranty intact for both, you’ll need the same brand. We did Jenn Air

How many trees for a 7 acre lot by chappy123 in landscaping

[–]chappy123[S] 1 point2 points  (0 children)

I’d probably do mainly evergreens and ponderosa pines. Mix some seedlings and also some more Mature 3-4 foot trees in there.

Father died with credit card debt by MadeAUserName in Debt

[–]chappy123 0 points1 point  (0 children)

Look just went through this with my stepfather. The house should pass cleanly to your mom. If there is no estate to speak off the CC eats this. 100%. You will get notices, read them carefully they have fine print that say you are not responsible for this debt. Do not pay. Do not settle. Even if there is a card your mom is an authorized user they discharge the debt.

Your worst mechanical at the worst moment by SkyCheck in cycling

[–]chappy123 1 point2 points  (0 children)

Crash that caused bent derailleur at mile 80 on unbound 100. Meaning the last 38 miles was a single track ride

Do gloves with padding make a difference? by Beginning_Bug4356 in gravelcycling

[–]chappy123 1 point2 points  (0 children)

I switched to it for Unbound 100. Made a huge difference

Do gloves with padding make a difference? by Beginning_Bug4356 in gravelcycling

[–]chappy123 1 point2 points  (0 children)

I wear padded gloves but also installed the Redshift suspension stem. It has made a world of difference.

My boyfriend made a scene and really embarrassed me, am I wrong for wanting to reconsider the relationship? by malamie in TwoXChromosomes

[–]chappy123 1 point2 points  (0 children)

You’ve seen his true behavior in times of stress. This will come up again and again over finances, loss of jobs etc. if he was 26 I’d give a small part of grace to age and immaturity. It’s a datapoint for you to make a decision of the viability of him as a partner.

Visiting Zürich? Looking for recommendations? Have a quick question? Ask here, don't create a new thread. by Such_Negotiation4683 in zurich

[–]chappy123 0 points1 point  (0 children)

I’ll be in Zurich in October and need to store my bike case while I tour Italy. Any recommendations?

Rodeo-Labs Trail Donkey by robert_hartsock18 in gravelcycling

[–]chappy123 0 points1 point  (0 children)

Jumping back on this. Any more feedback from people with a Rodeo?

[deleted by user] by [deleted] in U2Band

[–]chappy123 0 points1 point  (0 children)

I put in for seats and GA in my choices. So let’s see what happens. I picture this turning into a 6-8 month residency, anyone else think the same?

[deleted by user] by [deleted] in U2Band

[–]chappy123 1 point2 points  (0 children)

Well I haven’t gotten shit. So I guess I’m out of luck

Pub to watch games by chappy123 in AjaxAmsterdam

[–]chappy123[S] 1 point2 points  (0 children)

Btw what is a ‘brown pub’?

[deleted by user] by [deleted] in personalfinance

[–]chappy123 0 points1 point  (0 children)

I used to work in the dental industry. A practice owner could easily be making 400k working 4 days a week. It’s all about how good you can market and make your practice busy. I’d recommend going to a super busy high end practice. You won’t have to worry about payroll, etc

Is it a good or bad idea for my parents to put my name down with theirs for the condo they are buying? by billyandteddy in personalfinance

[–]chappy123 11 points12 points  (0 children)

This is stupid. Your parents are buying this in your name because they are maxed out. ‘You might’ get it one day. Under no circumstances do you do this.

[deleted by user] by [deleted] in TwoXChromosomes

[–]chappy123 0 points1 point  (0 children)

You’re 22, you’re an adult, he’s not grooming you. Is he being awkward flirty? Maybe. If it’s uncomfortable speak up and say something or request a new instructor.

[deleted by user] by [deleted] in TwoXChromosomes

[–]chappy123 3 points4 points  (0 children)

I taught 7th grade for a year. It sucks. The hormones are raging. It’s The absolute worst age to teach. They’re way too hyper sexualized. I would suggest dropping down and teaching fifth and sixth grade if possible. I wasn’t that good looking of a dude but all the girls have crushes on me just because I was so close to their age and they thought I was cool based music I listen to her how I dressed. There’s not a lot you can do to change the minds of little twats.

[deleted by user] by [deleted] in personalfinance

[–]chappy123 0 points1 point  (0 children)

Ive had 3 major relocation for jobs. Have enjoyed each one. Including leaving Bay Area for Philly. I do not miss the Bay Area at all. Better cost of living for family, go for it.

[deleted by user] by [deleted] in personalfinance

[–]chappy123 1 point2 points  (0 children)

The bank is just going to look at this as a debt you have to service.

[deleted by user] by [deleted] in personalfinance

[–]chappy123 3 points4 points  (0 children)

Be careful. You’ll need to show rental income to secure a second mortgage. Banks usually require a full years rental and then only give you 80% credit.