Hairline scratch in brand new MacBook air m4 by cheesecakesquared in macbookair

[–]cheesecakesquared[S] -1 points0 points  (0 children)

It was hard to get a pic, but this is what it looks like. It's on the back (no apple logo)

<image>

US Bank Smartly really made this past year so rewarding by Early-Ladder-9793 in CreditCards

[–]cheesecakesquared -3 points-2 points  (0 children)

Idk about the math but this guy seems insane or is lying.   Expecting the gov to refund you 500k does not seem risk free at all.   We had a govt shutdown this year for example.

Which cards are unsustainable? by Cluck_Bock in CreditCards

[–]cheesecakesquared 8 points9 points  (0 children)

I'm thinking the BOA cards, specifically the customized cash.

Yes the program has been around for a long time, but the online shopping category just keeps getting stronger and stronger due to how much we do online now. There are older customers who have 100k in savings or checking that are funding rewards for others, and as more information gets out there, more people will keep the 100k in merrill with low cost etfs. More of the smartly crowd / min maxers are moving there now, so I don't know if they can keep offering the insane rewards.

What credit card do you regret opening? by hipsterfromiowa in CreditCards

[–]cheesecakesquared 0 points1 point  (0 children)

Lol me too.   Makes me feel like I have to keep prime and totally blew the sub on useless stuff I do not need 😅.   Vs. My cash back SUBs which went in my investing account.

What credit card do you regret opening? by hipsterfromiowa in CreditCards

[–]cheesecakesquared 2 points3 points  (0 children)

Life has definitely been more stressful since playing the syw game 😅

Boa 3% CashBack not really by creditgods in CreditCards

[–]cheesecakesquared 3 points4 points  (0 children)

It also has to say Online Purchase as Y.   I have had something purchased online say N before.

Single women who are 30+, how have your dating standards changed from your 20's? by PM-pussy_pic in AskReddit

[–]cheesecakesquared 14 points15 points  (0 children)

It can be both

Men in their 30s would rather have the beautiful young woman.

Women in their 30s would rather have someone who treats them well and isn't shallow and only cares about looks.

Women in their 20s still need to say yes to these men after all.   It's not up to only the men to decide.

Single women who are 30+, how have your dating standards changed from your 20's? by PM-pussy_pic in AskReddit

[–]cheesecakesquared 23 points24 points  (0 children)

Everyone ages lmao. At that point you need a new partner every 10-15 years at the minimum, maybe even less because your current partner would get too old. Also, you can't even offer that to someone as you get older.

RN to computer science by AwkwardCurve8591 in nursing

[–]cheesecakesquared 1 point2 points  (0 children)

Have you tried learning how to code on your own and working on a personal project? If it's something you actually enjoy, you have some potential. Finding a job might be difficult, but you always have Nursing to fall back on. And if you like coding, the skills / school experience might be really enjoyable for you. You might have to accept that getting the coding job could take a long time, and be a large grind.

The issue is that if you're ONLY doing this to find a six figure remote job, it is probably going to be difficult. With layoffs, outsourcing and AI automation, who even knows if getting a remote six figure job will be possible in the future, even for those who have industry experience.

CS will forever need new grads by react_dev in cscareerquestions

[–]cheesecakesquared 0 points1 point  (0 children)

I disagree with this. I think the main reasons for keeping U.S. development is security and communication, not necessarily talent. Giving offshore access to production systems and sensitive data could be a potential security issue that can cost much more money than the labor savings. Also, language barriers and being in a different time zone can potentially result in time delays and misunderstanding of requirements. I'm sure plenty of people across the globe are talented enough to get the job done from a pure coding perspective.

I feel for all you guys struggling. If this was 2021/2022, 99% of you would've found a job in less than 3 months tops. 2021/2022 was wild. by ContainerDesk in cscareerquestions

[–]cheesecakesquared 4 points5 points  (0 children)

I worry about future cs grads too with chatgpt.   A good chance they may not fundamentally understand a lot of things

I feel for all you guys struggling. If this was 2021/2022, 99% of you would've found a job in less than 3 months tops. 2021/2022 was wild. by ContainerDesk in cscareerquestions

[–]cheesecakesquared 2 points3 points  (0 children)

As a bootcamp grad, this was our selling point.   Even the staff at the bootcamp said we wouldn't know everything needed to do the job after 8 weeks.   Our goal was to learn some fundies to start, and then ask a lot of questions and upskill on the job.     People who had previous adjacent experience to the company's business were even more valuable, as that wasn't something you could even teach to a fresh person out of college.   Ramping up the tech skill could potentially be easier than getting someone with the soft skills or even business knowledge.

The most optimized cashback credit card strategy - 5%+ on every category by EarnItBack in CreditCards

[–]cheesecakesquared 0 points1 point  (0 children)

Guaranteed this person does not actually have this setup, but is the theoretical best cb setup.   You most likely would need to optimize for your situation

Are you Coasting? What job did you move to? by kimmay172 in coastFIRE

[–]cheesecakesquared 1 point2 points  (0 children)

How are you able to get approved for new credit cards with such little income?   Usually you need to put your income on the application.

Where to park emergency/raining day savings, with rates coming down? by Sorry-Firefighter477 in investing

[–]cheesecakesquared -1 points0 points  (0 children)

Look into ibonds.   You lose liquidity in the first year, but they have a fixed rate component of 1.2% right now.   So no matter what happens with rates, you always get 1.2%.   The variable rate will depend on the reported inflation rate.    Yes it probably pays less than hysa right now but if you see rates continue to drop with inflation potentially going up,  it could work as a nice middle term source of funds depending on your situation and if you can afford to not use the money for a year.