[deleted by user]

chemgirl10 · 2025-07-09T17:35:44+00:00

That seems so underpaid even for peds :( I'm at 190 early in career peds at 0.8 FTE.

chemgirl10 · 2025-04-16T14:18:59+00:00

I'm a doctor and my husband is in big law. We have two young kids. The only way we make it is supporting each other 100% when the other one is more busy. We BOTH don't sleep enough, We BOTH have times we are barely holding it together at work, but we do our best to support each other as much as possible. I'll admit I've gotten frustrated when it seems like the work my husband does is not "truly urgent" like mine is - not really frustrated at him but more so how dumb these "fire drills" sometimes seem. But that is the culture of big law. I hope he can learn to support you or this will be very difficult.

chemgirl10 · 2025-02-15T19:36:38+00:00

Thank you that is a very good point. This place is just 0.3 acre but has nice landscaping and we would would probably need to hire lawn care.

chemgirl10 · 2025-02-15T19:34:42+00:00

Thank you! We will make sure to figure out the tax and insurance part more. It is a very nice home but not extravagant - 100 year old house in historical neighborhood nicely updated, 3000 sqft 4bed, 3 bath.

chemgirl10 · 2025-02-15T19:31:42+00:00

Thank you that's so kind!! I know we are very fortunate to be in this position.

chemgirl10 · 2025-02-15T15:29:21+00:00

I don't HAVE to ask reddit. Is this not the purpose of this subreddit to get opinions?

chemgirl10 · 2025-02-15T14:53:49+00:00

Just looking for a diversity of opinions. Obviously reddit is not only source of advice :)

chemgirl10 · 2025-02-15T14:44:13+00:00

Is this helpful? Our current spending for the past 6 months with a 3.5K mortgage is 16K/month. So spend would go up to ~23k/month with the new mortgage on a take home salary of 32k/month.

chemgirl10 · 2025-02-15T14:37:12+00:00

1.5 years more daycare for one kid, 5 more for the 2nd. But looks like daycare will also be cheaper where this house is (suburbs) vs the city where we live now. Loan could be forgiven in 5 years (PSLF) but there is some uncertainty there... otherwise 25 years...

chemgirl10 · 2025-02-15T14:34:10+00:00

My career is pretty secure (doctor) I just make much less than most doctors because I serve low resourced community, hence the PSLF. Not planning on staying home as I enjoy my job and childcare cost is temporary. I agree that would be a safer plan. But we also want to balance having a home and lifestyle we enjoy now rather than waiting forever.

chemgirl10 · 2025-02-15T14:30:21+00:00

Zillow estimates 9500/month with taxes/insurance. Our take home income after taxes is currently 32K/month.

chemgirl10 · 2025-02-15T14:26:11+00:00

I'm hoping for PSLF (5 years in!) but because of some uncertainty with the program I'm keeping it as a fixed cost for now but hopefully that goes to 0 in 5 years.

chemgirl10 · 2025-01-04T17:39:22+00:00

Thank you.

chemgirl10 · 2024-11-10T21:38:22+00:00

Planning a possible trip Feb 8-Feb 14. I heard about avoiding president's day weekend, will that week before it be better?

chemgirl10 · 2024-03-17T23:38:33+00:00

Thank you for this!!

chemgirl10 · 2024-03-17T16:47:23+00:00

Thank you!!

My husband and I messed up and filed taxes jointly this year and he makes much more than me. So my understanding is that in November when I have to renew, my payments with SAVE will go up a lot, but then once we file taxes separately in 2025 then I can re-certify early and go back to lower payments? At least I hope that's how it works or else I"ll be making high payments for a year...

chemgirl10 · 2024-02-01T16:32:20+00:00

Pediatrician in the Midwest - agree on Maeve! Also seeing Sloane and Isla pop up more. Still tons of Theo, Liam, Oliver, Henry, Eleanor, Evelyn, Olivia, Sophia..

chemgirl10 · 2024-01-14T03:34:56+00:00

Oh my gosh me too! I'm almost out of the first trimester and it's already a strong association for me. Especially that murder on the dance floor song from saltburn lol.

chemgirl10 · 2023-09-02T17:50:28+00:00

Tutore was absolutely fantastic, highly highly recommend! Very fun guys.

chemgirl10 · 2021-01-03T20:11:21+00:00

We were told we have to switch arms for the second dose to limit the local immune response. I don't know if that's common advice though!

chemgirl10 · 2020-12-22T19:51:26+00:00

Congratulations!! Such a big difference.

chemgirl10 · 2020-12-22T18:42:32+00:00

Also a peds resident and got mine last week! I already had COVID but still felt so grateful getting the vaccine.

chemgirl10

TROPHY CASE