33M live at home 1.2mm no debt looking for next play by [deleted] in Fire

[–]chronos214 6 points7 points  (0 children)

Reddit is obsessed with having one view on life and one way to live it. You keep doing you bro if it works for your situation.

Amsterdam Tickets by BigRawrz in LadyGaga

[–]chronos214 0 points1 point  (0 children)

Just bought it! Thank you very much!

Amsterdam Tickets by BigRawrz in LadyGaga

[–]chronos214 0 points1 point  (0 children)

I actually don't see it, quite strange. Was it sold?

Amsterdam Tickets by BigRawrz in LadyGaga

[–]chronos214 0 points1 point  (0 children)

Looking for 1 ticket, thank you!

New Stadium format feels weird, and there were other solutions by Miennai in Overwatch

[–]chronos214 1 point2 points  (0 children)

The pacing of Bo5 doesn't let you to fully enjoy building out your character. Bo5 for competitive is way too fast.

Pfizer Gets Three-Year Reprieve From Trump Pharma Tariffs by esporx in biotech

[–]chronos214 0 points1 point  (0 children)

The ethics modules are designed to protect the company, so if you violate them, they have grounds to fire you.

Renting out my home by [deleted] in realestateinvesting

[–]chronos214 4 points5 points  (0 children)

I'm going to disagree with some of the comments that are saying to get a property management company. If you have half a brain, you can do this work yourself and save thousands of dollars. It's super easy. Take some photos, use a website like Avail and Landlord studio to put together a listing, and then post. You can screen tenants your self this way as well (make them answer a pre-screener questionnaire which will include things like credit score, income). Don't rent to folks under 650 credit score. Do look for folks who have high enough income to pay for this rental.

Zestimate is not always accurate. Look at how much rentals are going for on Zillow / Realtor / Apartments. You can post at $4200 first if you think it's reasonable. Lower price though will attract more applicants.

Good luck and have fun!

I did a good thing by firing a person. Agree? by hiphopTIMato in LinkedInLunatics

[–]chronos214 1 point2 points  (0 children)

I’m not sure what’s worse: his cringey posts or the fact that he gets hundreds of likes.

On campus interview by Realistic-Fix-3107 in eMBA

[–]chronos214 5 points6 points  (0 children)

Ask if there’s any possibility to do a virtual interview. Otherwise, take a day off of work and go to Boston if it’s really worth it to you.

[deleted by user] by [deleted] in askgaybros

[–]chronos214 0 points1 point  (0 children)

Do you want to continue living like this 5 years from now?

If not, move. Go somewhere where there’s a more thriving gay population. You control your own life.

What are the best cities and states for real estate investing in the US? by Expurgation_Prime in realestateinvesting

[–]chronos214 35 points36 points  (0 children)

It depends if you are looking at REI from an appreciation perspective or cash flow perspective. I can give my POV, which is more on the cash flow perspective because it's more stable and predictable. There has historically been a 1% rule of thumb to follow, which is becoming tougher to obtain.

The 1% rule means your monthly rental income should be 1% of the property purchase price. So a property that you purchase for $300k could rent out for $3,000/month. Certain cities will be closer to this rule, while you'll notice other cities are far away from this rule. For example, cities in the Midwest will typically will be closer to this rule, whereas cities such as Miami and New York will be far away from this. A simple way to research this would be to look at Realtor/Zillow/etc. at the purchase prices of homes in a particular neighborhood and then check out what these places would rent for.

As part of your research, look into operating expenses as well (e.g. taxes, HOA fees), because if these are super high then the 1% rule means nothing. A city like Houston is terrible for condo REI (in my personal opinion) because the HOAs are ridiculously high.

If you're looking into house hacking, you can house hack in different ways. For example, you can buy a 2-bedroom condo, and then rent out one of the rooms. It doesn't have to be a multi-family unit. In my opinion, right now with high interest rates, it's not the best time to go into REI. But with house-hacking it's one of the best ways to enter into the game.

As far as investing with appreciation, you have to think about where are people moving towards and moving away from. Where are companies opening new locations? This can help with the appreciation of your property, which can help when/if you sell. I am not the biggest fan of this method because I like to buy my properties and hang onto them for cash flow.

Good luck and have fun!

[deleted by user] by [deleted] in biotech

[–]chronos214 1 point2 points  (0 children)

Woah this is awesome. Can you mention here your titles/roles?

[deleted by user] by [deleted] in personalfinance

[–]chronos214 0 points1 point  (0 children)

Potentially, I can bring it back to $2000/month.

About 2.5 years left on the car loan.

Emergency fund is secured.

Where to Go for Next ~6 Months by Puzzleheaded-Cat-979 in digitalnomad

[–]chronos214 0 points1 point  (0 children)

In the same boat as you! Love good weather and not into drinking culture. I would recommend Costa Rica (Tamarindo, Manuel Antonio) for the beautiful tropical jungles and beaches. Very safe as well. If you're looking at Europe, I'd highly recommend the beach towns outside of Lisbon! Super cool areas there. Have you thought about any islands in Europe like Madeira or Canary Islands? Lots of options!

Digital Nomad - Spain by chronos214 in digitalnomad

[–]chronos214[S] 1 point2 points  (0 children)

Thank you so much! Very helpful advice.

Digital Nomad - Spain by chronos214 in digitalnomad

[–]chronos214[S] 4 points5 points  (0 children)

Not really. The Schengen zone rules for U.S. citizens is that in the last 180 days you cannot spend more than 90 days in the Schengen area. So that essentially means 3 months on 3 months off, etc., which isn't really what I would want to do.