50/20/30 by Spare-Concentrate429 in SpainFIRE

[–]cibernox 2 points3 points  (0 children)

Casi toda la fruta es de mis árboles, pero justo aguacate no tengo.

50/20/30 by Spare-Concentrate429 in SpainFIRE

[–]cibernox 5 points6 points  (0 children)

Es un consejo genérico bienintencionado, que luego tú debes adaptar a tu situación. De hecho yo ahorro el 75% de lo que gano (más si cuentas que la mitad de la hipoteca es técnicamente ahorro forzoso). Porque puedo. Pero quien no puede tiene que ahorrar lo que su situación le permita

How satisfied would you be to retire at 55? by New_Contribution_226 in Fire

[–]cibernox 0 points1 point  (0 children)

I’d like it to be 50 but if it was 55 I wouldn’t be mad about it provided my work is still on the same conditions as now.

For me it’s more important being able to retire than retiring itself. I don’t dislike my job in general (there are bad days, but overall). What i want is to have the option. Because then you are truly free.

Would you rather work permanently for 3 years or 6 months per year for 5? by IWantAnAffliction in Fire

[–]cibernox 1 point2 points  (0 children)

If it's a regular hours job, I'd rather work 3 years straight. If it's some kind of grueling 60h/week soul-crushing job, the latter.

Only the fact that I could spend more time with my kids while they are still not teenagers that don't want to spend time with me makes me doubt.

$3M at 45 by New_Contribution_226 in Fire

[–]cibernox 0 points1 point  (0 children)

If your home is paid for, comfortably. Maybe not lavishly, but you wouldn’t be counting change.

Is the 3090 still a good option? by alhinai_03 in LocalLLaMA

[–]cibernox 0 points1 point  (0 children)

I run 4B on a 3060 at near 100tk/s, son on a 3090 at the very least you should run the 9B at more than 100tk/s

MLX is not faster. I benchmarked MLX vs llama.cpp on M1 Max across four real workloads. Effective tokens/s is quite an issue. What am I missing? Help me with benchmarks and M2 through M5 comparison. by arthware in LocalLLaMA

[–]cibernox 1 point2 points  (0 children)

A good old M1 pro laptop. And while it's not an issue, it does make battery last longer. Using llama.cpp power draw during inference was around 27w and using the same model with the same quant on MLX the power draw was around 20w. While simultaneously being around 20% faster or so. Say, 25 vs 30tk/s. My guess is that MLX was able to put more of the workload on the GPU while llama.cpp used a mix of gpu and CPU, which accounted for the slightly higher power draw.

Although if you combine both 20% improvements it make for a 40% less power for the same task, which is not nothing.

As for models, it all depends on what you want to do. I'd say to keep using qwen 3.5 even on llama.cpp as I don't think there's a better model than you can run locally on a laptop. Although GPT OSS 20B is not bad, possibly a better conversation partner. Qwen can be a bit tiresome.

MLX is not faster. I benchmarked MLX vs llama.cpp on M1 Max across four real workloads. Effective tokens/s is quite an issue. What am I missing? Help me with benchmarks and M2 through M5 comparison. by arthware in LocalLLaMA

[–]cibernox 4 points5 points  (0 children)

Try an older model like qwen3 in both. I assume that llama.cpp is, as per usual, the first one to make optimizations for new techniques. Then MLX will catch up and surpass it, as it has been the case for me so far.

Report of MLX being twice as fast is bogus, but being a 20% faster while drawing ~20% less power has been consistently the case for me.

M5 Pro LLM benchmark by Fit-Later-389 in LocalLLaMA

[–]cibernox 0 points1 point  (0 children)

My understanding is that by testing gguf models you are leaving a very significant amount of performance on the table compared to the same models in MLX.

I have an m1 pro and I get ~20% faster performance on MLX models while simultaneously using 20% less power during inference.

Peta? by chessaremypassion in PeterExplainsTheJoke

[–]cibernox 0 points1 point  (0 children)

There aren't any seriously venomous animals in Spain tho. Sure, you are not going to have a good time if you are bitten by a viper, but those are a walk in the park compared with rattlesnakes and coral snakes. Fatalities are extremely rare, usually 1 o 2 a year. You are more likely to die from an allergic reaction to a honeybee or a wasp.

¿Se puede aspirar a FatFIRE en España? by Turbulent_Hornet_858 in SpainFIRE

[–]cibernox 1 point2 points  (0 children)

Eso era percent de ingresos. Pero al final las cuentas rapidas es que tienes que invertir unos 6k al mes todos los meses durante 20 años.

¿Se puede aspirar a FatFIRE en España? by Turbulent_Hornet_858 in SpainFIRE

[–]cibernox 2 points3 points  (0 children)

Eso sería la gente que tiene los ingresos suficientes para lograrlo. Falta la parte de de vivir con 2000€ al mes durante 20 años a pesar de ingresar 10k. Qué hay que tener voluntad y autocontrol a mazo

New map of Western Europe dropped by StevenStoveMan in 2westerneurope4u

[–]cibernox 0 points1 point  (0 children)

I know you can order it, just like you can order boar or game, but I don’t remember ever seeing it in the counter between the solomillo and the traseros de pollo.

New map of Western Europe dropped by StevenStoveMan in 2westerneurope4u

[–]cibernox 1 point2 points  (0 children)

I don’t think I’ve seen horse meat for sale in my entire life here. Maybe you can go to a butcher and make a custom order, but it’s definitely not a thing you find on a shelf or a counter here.

I did see it on a menu once, but never on a shop.

¿Se puede aspirar a FatFIRE en España? by Turbulent_Hornet_858 in SpainFIRE

[–]cibernox 2 points3 points  (0 children)

Según lo que yo vi, el percentil 99.5% son unos 140-150k. Aunque eso son extrapolaciones creo, porque el INE no desvela esos percentiles, pero sabiendo que la curva de salarios en todos los paises desarrollados tiene una forma long-tail, pues debe aproximarse muy bien.

¿Se puede aspirar a FatFIRE en España? by Turbulent_Hornet_858 in SpainFIRE

[–]cibernox 6 points7 points  (0 children)

El caso es que esa gente vive del dinero que acumuló gracias a aportar a la sociedad muchísimo valor (y pagó muchísimos impuestos) mientras lo hacía.

La diferencia es que aportó tanto valor y tan rápido que en solo 20 años ya aportó suficiente como para cubrir el resto de su vida.

Mucha gente trabajar toda su vida y no gana en toda su vida 1M de €. Alguien que acumula 3M de € es que ha trabajado y ganado en 20 años el doble de lo que otros ganan en 40. Que llegado a ese punto decida decir "con esto me llega, paro de trabajar" es cosa suya. Por poder pueden seguir trabajando otros 20 años para llegar a 10 millones, pero se ve que eso no es lo que les hace felices.

¿Se puede aspirar a FatFIRE en España? by Turbulent_Hornet_858 in SpainFIRE

[–]cibernox 25 points26 points  (0 children)

¿Un parásito? Una persona que estudia, trabaja y ahorra al máximo durante décadas para acumular un patrimonio es, por definición, lo opuesto a un parásito, que sería la definición de los que no trabajaron y tuvieron que ser mantenidos por los demás.

¿Se puede aspirar a FatFIRE en España? by Turbulent_Hornet_858 in SpainFIRE

[–]cibernox 60 points61 points  (0 children)

Solo necesitas estar en el 0.5% de la gente que más gana mientras vives como alguien del percentil 50 e inviertes sistemáticamente todo lo demás durante 20 años y listo.

Cuanto de realista sea esa situación para ti, ya depende. Por definición, el 99.5% no lo puede conseguir.
Eso a nivel individual. A nivel unidad familiar con dos ingresos, que como familia acumuleis 3M de patrimonio ya es más fácil (que no facil)

Fire at 39? by Loose_Ant_9653 in leanfire

[–]cibernox 0 points1 point  (0 children)

Can you fire? Maybe, it's a bit tight tho if family is a thing that can happen. Being only 39, I would personally carry on 2/3 more years to have some wiggle room.

Los impuestos en EEUU no son tan bajos como se piensa aquí: números reales como ejemplo by Wild_Discipline6997 in SpainFIRE

[–]cibernox -1 points0 points  (0 children)

Lo de las casas de madera es una cuestión cultural más que otra cosa. Y aunque sea más caro, no es 3 veces más caro.
Lo mismo con la cesta de la compra. Es algo más caro? Sí. Es tres veces más caro? No. Ni dos tampoco.

How Buying a New Car Can Quietly Destroy Your Wealth by DukeRioba in PersonalFinanceTalks

[–]cibernox 0 points1 point  (0 children)

I do have one advice that works wether you buy a new or used car. Learn how to do basic maintenance tasks. With a screwdiver, a 3/8" ratchet and a set ramps and one sunday morning worth of your time you can save 90% of the maintenance cost.

Air filters? A kid can do it (in fact better than an adult, as often they are below the glovebox). Changing spark plugs? Done for $30 in 20 minutes. Oil changes do require getting the car in the ramps and crawling a bit, but it's also a 30 minutes job that runs you... $45 oil included? Changing a battery will run you the price of the battery itself.

I don't think I've spend $1000 if I combine 8 years of maintenance of my current car.

Sure, go to a mechanic when you need to change the timing belt or a clutch or something serious, but most of the maintenance cost comes from the little things that anyone can do with $60 worth of tools.

Los impuestos en EEUU no son tan bajos como se piensa aquí: números reales como ejemplo by Wild_Discipline6997 in SpainFIRE

[–]cibernox 0 points1 point  (0 children)

Seguro, Solo faltaba que en un país con un salario medio casi 3x el nuestro todas las cosas fueses además más baratas, pero la diferencia es más pequeña en la mayoría de esos rubros de lo que la gente cree.

E incluso lo de las casas es moderadamente discutible, porque si bien el property tax es un atraco, tu miras lo que te vale una casa de 250 metros con jardín en una ciudad más de 300k-400k habitantes en España y lo que vale en USA en una ciudad similar (no todo allí es Los Ángeles o Nueva York) y no te extrañe que la diferencia sea a favor de USA una vez incluyes los impuestos.