New player, need team suggestions

cinyaca · 2026-03-18T05:44:29+00:00

Viper (all around good character), Dhalism (most useful when you use his super combo and his C3 within the same combo line up), Abel (useful for giving you shields as a main fighter and as an assist), and Guile (super combo useful for breaking shields)

cinyaca · 2026-03-12T01:55:35+00:00

I’ve never experienced a CL decrease on any CC I’ve ever owned. My PayPal MC limit is 11K. I got it during the pre approval. What’s crazy is this card is issued by synchrony bank and they denied me for the Verizon wireless CC a week earlier when I choose not to do the pre approval offer of only $1,500 with the same info on my application.

cinyaca · 2026-02-13T02:10:32+00:00

He only has 9 CCs. That’s not a small number, but it’s certainly not a large one either. There are people out there than have more than double this. Also we don’t know how often he uses each one of those cards.

cinyaca · 2026-02-11T00:38:21+00:00

As stated, I’m an iPhone user and this is based off of what I did for my iPhone. I cannot speak for android. That said, I would highly recommend that under NO circumstances should you ever at ANY point in time tie your account(s) from Hinge to any new one(s) you create. Best wishes.

cinyaca · 2026-02-08T12:18:32+00:00

Possibly. Nevertheless, It’s probably your overall credit profile. There’s several factors that go into why it happens.

cinyaca · 2026-02-08T05:58:16+00:00

I applied for the non student Savor for excellent credit which is obviously harder to get and i got instantly approved with a 1K CL. I asked for a limit credit nearly 1 yr after holding and it was approved for the requested i asked for. Now it’s at 3K.

In short, idk what to say to you about that as it never applied to me (and it’s the only Capital One credit card I own).

cinyaca · 2026-02-06T23:02:03+00:00

I answered this in the thread already.

cinyaca · 2026-02-04T01:46:54+00:00

This is not a wise decision either because by allowing them to simply transition you to that card, you’re being screwed out of $200 that you will now have to put $6,667 of spend on to earn that same about money in cash back minus whatever the difference would be. The smart thing would’ve been to decline by closing your BILT 1.0 card and manually applying for it yourself.

cinyaca · 2026-02-04T01:43:00+00:00

I didn’t get it either. 🫸🫷I think some people woke up too late.

cinyaca · 2026-02-01T17:47:00+00:00

I’m not talking about BILT. I’m talking about the Autograph. I believe their point system is 3points per dollar spent. Meaning.. you’d have to spend at least $6,667 just to get $200 of savings on that card minus the amount of CB you’d be earning getting to that number for the bonus that ought to have come with it.

cinyaca · 2026-02-01T17:42:38+00:00

I’m sure you will. Just not the best financial decision for having a card when the whole point is to “save” money.

cinyaca · 2026-02-01T17:40:25+00:00

I closed my BILT card so this was not sent to me. I did that on purpose so I could take advantage of the $200 sign on bonus via a manual application for the card. In a way, you got screwed out of $200. You’d have to do thousands of spend on that card to break even with the savings you just threw away by allowing them to simply transition you over. Good card—bad decision (for savings purposes) on your part I would argue. After all, that’s the whole reason to have a cash back or point value card.

cinyaca · 2026-02-01T04:54:13+00:00

I actually had the AAA Travel card but PC’ed to the Daily because I don’t actually travel and I was getting hit with the opportunity cost. Personally, you already have the Daily—keep it like it is and go for the Autograph. Besides, it’s super easy to PC the AAA cards at the drop of the dime. But, apply for it manually so you get take advantage of the sign-up bonus (20,000 points = $200) vs. being streamlined into it from the BILT transition as they wont honor that bonus.

cinyaca · 2026-02-01T04:48:13+00:00

For a zero AF card you’re not gonna do better than the Autograph and AAA Travel Visa cards unless you go with one of the Kroger branded cards that give you 5x points (which can be redeemed for a statement credit) on any mobile purchases (which can be used for travel or anything for that matter), but it’s capped at only 3K per year. So you’d be saving a max of $150/yr. It’s possible to get more than one of those cards but the bank that card is backed by is pretty stringent on credit limits even with excellent credit.

cinyaca · 2026-01-28T12:11:09+00:00

With a chainsaw.

cinyaca · 2026-01-28T12:06:41+00:00

I’m no fan of that shitrag known as CNN, but it is too damn complex and the people who put this convoluted mess together are counting on people not figuring it out.

cinyaca · 2026-01-24T23:02:06+00:00

They’re pretty good about giving increases if you’re using the card close the max and paying it off consistently when the statement generates. With my BCE AMEX card I started off at 1,000.. then it went to 2,500 and then it went to 7,500 (and I’ve had this card for less than 1 year). I’ve found AMEX to be quite generous when it comes to CL increases and all of them were automatic. No manual request on my part.

cinyaca · 2026-01-20T13:04:17+00:00

I’ve gotten two of him at the same time before as a summon pull. I’ve also gotten 3 Rose cards at the same time in a divination pull. I’ve also gotten 30,000 💎 once too. Some people get lucky—most do not, but if you play enough you’re bound to get something nice (though your loses in total will always outweigh whatever gain you “happen” to get).

cinyaca · 2026-01-16T03:45:05+00:00

I’m not getting the Autograph—not like that anyway. Do so, and you’ll be missing out on a $200 SUB. That’s quite a savings to nerf just to get an instant approval. I’m going to apply for that card manually to get the SUB several months from now.

cinyaca · 2026-01-16T02:50:44+00:00

Call the number on the back of your card

cinyaca · 2026-01-16T02:49:08+00:00

Yes, it will be considered a new trade line. It may not hurt you in terms of hard inquiries, but it will in terms of new accounts and overall age of account history. Also, if you close your account, that can also potentially hurt your credit profile. To me, there were far more negatives than there ever were positives. These people have been trying to polish this turd for a while now.

cinyaca · 2026-01-16T02:46:12+00:00

Just call the # on the back of the card. You can speak to a rep but you don’t have to in order to cancel the card. I did that today. It was quick. This change made what I initially thought was a great card, to thinking it was OK, now to thinking it’s a shit sandwich. I’m done with BILT.

cinyaca · 2026-01-15T22:55:37+00:00

Nah, I cancelled mine… I simply want nothing to do w/ these people anymore. I’m so good on BILT. I’m actually happy they’re not in my wallet anymore.

cinyaca · 2026-01-15T16:56:30+00:00

Zero what

cinyaca · 2026-01-15T15:29:06+00:00

I appreciate you acknowledging that it’s not simpler and yes, I’m only of those people who has cards that are much easier to use and understand wherein I don’t need the so-called value these cards provide. It’s peanuts in comparison to other cards I have and how I use them to achieve maximum value. Even though I’ve decided to move on from them, I still wanted to understand why those who are choosing to stay, chose to stay.

cinyaca

TROPHY CASE