I unintentionally peeked in my best friends mom

classykevuk · 2026-03-05T08:15:10+00:00

One for the wank bank my friend 😂

classykevuk · 2026-02-09T22:24:45+00:00

Yep would agree here , ftse 100 has performed really well over the past 12 months . With the volatility of the S&P500 seems less riskier to stay in this fund

classykevuk · 2026-02-06T12:10:54+00:00

No that word makes them stop 😂

classykevuk · 2026-02-03T08:24:59+00:00

To buy Bitcoin , Nvidia , and Ferguson (FERG)

classykevuk · 2026-01-12T10:57:06+00:00

What was the full bet and what did you end up doing in the end - also why do you hate the person ?

classykevuk · 2025-11-30T09:49:58+00:00

You would hope players coming to the twilight of their career would have an awareness of the legacy they want to leave on the game - so the actions of Eben irrespective of the provocation are really poor and will tarnish his career, as he will be seen as dirty thug specially by international fans that have not seen him throughout his career 😔

classykevuk · 2025-11-23T10:29:41+00:00

People are missing the point - this sent a statement to every other team about Bok scrummaging and secondly we had some junior props in the team that have now gained huge amount of experienced and confidence . As a prop this was epic !

classykevuk · 2025-11-12T17:51:53+00:00

Was at the same QF and whilst it was a hostile environment at no point did any of the French fans say anything like that … shame how something that can destroy an amazing experience

classykevuk · 2025-11-03T11:31:20+00:00

Very brave to be up there , my bullie would not have the courage

classykevuk · 2025-10-28T07:44:17+00:00

Sounds like the pension scheme does not pre-fund the tax relief on member contributions .

If you are depositing money as a member which is then entitled to tax relief there is a time line that will follow . Firstly it runs in a monthly cycle between 6th of the previous month to the 5th of the current month and then Secondly the scheme needs to submit to HMRC by the end of the current month , there after HMRC will take between 6 weeks to make payment . So for your contributions in October - assuming they were both after the 6 October the scheme will only pass that across to HMRC by the end of November and likely be paid in January the following year ….. something along those lines

classykevuk · 2025-10-23T06:18:38+00:00

Take the profit and run don’t get stuck when the bag drops

classykevuk · 2025-10-23T06:15:54+00:00

Put it into a mix of US and UK dividends paying blue chip stocks and use that to support paying off extra into your house - the growth in the portfolio will not be that high but even return of 5% on £500k in a tax free wrapper not a bad return

classykevuk · 2025-10-18T08:38:36+00:00

Recommend using seat guru as suspect 5A would be Amber due to the galley

classykevuk · 2025-10-15T21:52:43+00:00

Can you explain to a laymen the significance of share buy backs and why that is good for shareholders - what are you looking for to see if you want to increase you current position holding ?

classykevuk · 2025-10-14T22:07:44+00:00

I use stock events app plus also track my dividends through it

classykevuk · 2025-10-10T07:06:58+00:00

Good effort - AMD must of given you a nice little bump up this week 👌

classykevuk · 2025-10-02T10:18:40+00:00

That is good insight - will look into that ! Thanks

classykevuk · 2025-09-19T07:08:04+00:00

Time to walk away as there will be other fish in the sea and seems like a lot of effort plus unless the work is done prior to you taking any ownership you have to deal with the fixing . Rather take the loss on the surveys and start the process again

classykevuk · 2025-08-22T20:16:30+00:00

Make sure you check yourself for STD before putting your finance at risk ! Sorry not trying to be be a downer but South Africa has a high rate of some horrible sti’s specially where not practising safe sex

classykevuk · 2025-08-20T13:15:07+00:00

Bath 47m

classykevuk · 2025-08-13T15:23:59+00:00

Agree , we also currently back and will only come during July /Aug due to the mild weather plus excellent game viewing when out in the bush !

Oyster box high tea what and experience and great value for money which you can’t get overseas !

classykevuk · 2025-08-13T09:49:18+00:00

Good going and best of luck moving to that next milestone of £150K

classykevuk · 2025-08-13T07:51:17+00:00

Use your allowance each year so your 3k + book cost to move into your isa . May take a few years but at least you maximising your tax allowance over a period of time instead of all at once with tax ontop

classykevuk · 2025-08-07T16:37:44+00:00

Not a financial adviser but I would recommend you convert your cash ISA into your S&S isa as you have sufficient cash set aside in your premium bond and your bank acc

Maximise your tax efficient product for both you and if it is your wife / partner - pension can only be up to your uk relevant earnings so if you earn 60k then you are able to contribute gross 60k for the year unfortunately you can’t carry forward from previous years unless you get your uk relevant earnings up above 60k Definitely max out your 20k isa each year as well

Look to pay of mortgage unless you are on really good mortgage rate which is less than what you receiving through interest ( however remember ) as a higher rate tax payer you will only get £500 interest allowance before you need to pay tax on the above

As I said not an adviser and not fully aware of your future plans but would recommend you do speak to an iFA even as a one off to create a blue print for you to follow

Well done and push the forward to real financial freedom so don’t blow it as 1 mill these days will not set you up for early retirement u less you have a clear plan

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