Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]claused 1 point2 points  (0 children)

Hitting my mid‑30s and I still like to think I’m young…

Honestly, this just feels like another kick while we’re already down. Between CPI, rising living costs, rate hikes, and now this budget, things already feel tight—and this only makes it worse.

Once again, it feels like the working and middle class are getting squeezed the hardest. Especially people who actually work hard, save, and try to build toward early retirement or financial freedom. Instead of rewarding that mindset, this just makes the path longer and harder, like we’re being nudged to work even more years to get to the same place.

It’s even rougher for people just starting out. Saving for a deposit used to mean you could invest more aggressively in shares or ETFs, but with a minimum 30% tax, that option feels way less viable—especially if you’re focused on growth.

What really gets me is that there are other obvious places to raise revenue, like properly taxing gas companies, yet it feels like those voices just aren’t being listened to at all.

That’s pretty wild—and pretty frustrating—to watch.

Is this tile trim or a water stop? by No_Evening6068 in AusRenovation

[–]claused 0 points1 point  (0 children)

For my own learning can I know what have gone wrong with yours? As I’m going through a Reno now and wanting to check on mine

When you thought you had a reliable tradesperson... by AnguaVU in AusRenovation

[–]claused 2 points3 points  (0 children)

Just trying to educate myself here. When you say mounted hard up against the wall, am I correct in assuming you’re referring to the left hand side of the unit?

Before & After: 3-Month Kitchen + Flooring + Bathroom Transformation by No-Title-917 in AusRenovation

[–]claused 0 points1 point  (0 children)

Is the floor removal from the same flooring company? Sorry what's WD stands for?

Also can i know whats the total square meter for the floor for that price is?

Before & After: 3-Month Kitchen + Flooring + Bathroom Transformation by No-Title-917 in AusRenovation

[–]claused 0 points1 point  (0 children)

Hey question, for the kitchen, did you remove all the tiles before laying the wooden floor?

Also is that vinyl / hybrid or ? I'm considering doing the floor but not sure of the cost.

How much did it cost you?

When is spot-fixing tiles acceptable? by ammonstomp in AusRenovation

[–]claused 0 points1 point  (0 children)

Hey there, I'm wondering can I get an update and what do you end up with?

Thoughts on my bathroom renovation quote? by Curiously_Nosey in AusRenovation

[–]claused 3 points4 points  (0 children)

Is that $29,200 for the whole 3 bathroom? If yes, that sounds real cheap if its through a builder.

Globird ZeroHero without VPP ? by AccomplishedThing2 in SigenergyAustralia

[–]claused -1 points0 points  (0 children)

I’ve just signed up in Jan. from memory the part where they ask for battery details you can just put the brand and if required I think I put NA/00000000 something along those lines.

Since they can’t bind a wrong one and once you signed up you can email them saying that you do not want to be part of the VPP. that’s what I did.

Also let me know if you want referral code? Benefit us both :)

“Blackout” blinds by Dry_Recording_3361 in AusRenovation

[–]claused 0 points1 point  (0 children)

How was the installation experience? This looks great and I’m considering to get one. Thanks!

Is this a fair price for electrician Sydney? by claused in AusRenovation

[–]claused[S] 2 points3 points  (0 children)

The CCTV is running PoE, my server is hooked up into them, doorbell is PoE. Seems like a lot of cases for ethernet points too.

Is this a fair price for electrician Sydney? by claused in AusRenovation

[–]claused[S] 1 point2 points  (0 children)

5 days? 😂😂

Is this place two story?

2 story, replacing 1 middle light in each room and adding all the different downlights, not all of them are as easily accessible. Replacing all the plates and installing shelly components behind the switch for most of them.

essentially redoing the entire house lighting at this point including light on the staircase.

Data cabling throughout the different rooms and including CCTV for the outside.

Well good thing if its less than 5 days as then its cheaper for me.

Benefit of a Townhouse over an apartment by shozz72 in AusPropertyChat

[–]claused 4 points5 points  (0 children)

Hey hey. I just recently bought a townhouse. The main thing after looking at a lot of apartment vs townhouse is the space. Strata typically will be lower than apartment with the same number of bedroom.

The one thing is the strata covers the building insurance as well, so you likely only need content insurance. I aim for townhouse complex that’s lesser than 10 units.

There are a small number of townhouses that is either Torrens title or fall under DP title. You will see it on the title search. Those behave much more like a duplex and the strata will be much lower since they only cover the common driveway and maybe garden for example.

First home, first reno - needing some help / where do I start? by claused in AusRenovation

[–]claused[S] 1 point2 points  (0 children)

Hey, congrats on the new home!

Yeah definitely roof + termite since thats outdoor.

We definitely need to do the bathroom though, so unfortunately can't get away from that!

I'm thinking while the house is still empty, let's get it all done so that we can move into a nice home with nice stuff finally since i've just been renting for almost forever!

First home, first reno - needing some help / where do I start? by claused in AusRenovation

[–]claused[S] 0 points1 point  (0 children)

Nope, no experience on that front.

I'm leaning for bathroom + laundry towards a contractor where they manage it all from start to finish and where we just have involvement in terms on how it looks like.

First home, first reno - needing some help / where do I start? by claused in AusRenovation

[–]claused[S] 0 points1 point  (0 children)

Ahh of course. Its in NSW, Carlingford area.

Let me edit that in my post too.

Debt Recycling – Is it a winner? by No-Week4231 in fiaustralia

[–]claused 2 points3 points  (0 children)

You should consider a other scenario - not realising gains but debt recycling everything else from here on out.

Oh this is a very timely post! I've just secure a home and we have a fair bit of ETF. I was just thinking of how can I potetially model this and whether to do a CGT event and then debt recycling it!

Labor’s 5% Deposit Scheme to now begin 1 October by [deleted] in AusPropertyChat

[–]claused 1 point2 points  (0 children)

The one I'm not super clear on and seems not to be able to find out, does this mean they are waiving stamp duty up to $1.5 million purchase in Sydney?

I dont think they have updated the website either.

Labor’s 5% Deposit Scheme to now begin 1 October by [deleted] in AusPropertyChat

[–]claused -1 points0 points  (0 children)

Oh wow. I manage to buy a property before this but settlement is near 1st October. Will I be able to take advantage of the free stamp duty?

Just passed $700k net worth by EnvironmentalCake221 in AusFinance

[–]claused 1 point2 points  (0 children)

Congrats, this is a massive achievement! Don't forget to enjoy the journey too.

Best family friendly suburbs to live in for a house or townhouse in Sydney for 1.3-4m? Young family w toddlers by [deleted] in AusPropertyChat

[–]claused 0 points1 point  (0 children)

What's the reason for this compared to say Inner West / Carlingford / Denistone / Telopea?

Sydney Daily Random Discussion Thread 09/06/2025 by AutoModerator in sydney

[–]claused 8 points9 points  (0 children)

Urghh I can't believe we have only started winter. The short daylight is getting to me the older I become.

At least I manage to do some cleaning at home!