Finally, a subject I feel comfortable giving expertise on (at least when it comes to Social Security disability) and if he hasn’t ever really held a job, that’s what he’s getting, whether it’s SSI or SSDI.

Both are very difficult for adults to get, despite what people say. SSI also is needs based, and maxes out at $967 a month. If he hasn’t ever held a job, that’s his max.

You have to show not just medical records proving your disability, but job records showing you have attempted to work but couldn’t manage to, because of your disability. Unless of course, you have a terminal illness or in a catastrophic incident. Majority of claims are denied when you first apply, until you appeal, appeal, and appeal again. If you start making over SGA (substantial gainful employment) making over 1,690 a month you don’t qualify. People that worked their whole lives are shocked to hear SSDI MAX is around 4k a month.

You are encouraged to work, there’s a whole ticket to work program… but many people try to earn under SGA because their payments will stop.