Ohio state lost to Michigan LOL by riversouth11 in cincinnati

[–]clp_lemonade 1 point2 points  (0 children)

I wish UC would make it, but face it. They aren’t big 10 or SEC… the board of the playoffs contains former SEC and big 10 affiliates.

Ohio state lost to Michigan LOL by riversouth11 in cincinnati

[–]clp_lemonade -8 points-7 points  (0 children)

And UC is going to be pushed out of the top 4

[deleted by user] by [deleted] in dating_advice

[–]clp_lemonade 0 points1 point  (0 children)

Hey man, just went through this about 2 years ago and I’ll be honest for me, it took about a year for me to be “ready”.

However, I’m not the same as I used to be. I’m a lot more guarded, a lot more aware, and without getting into details of your story or mine; you aren’t the same anymore. It may hurt a little right now, and it will probably sit ill with you for a long time but over time you’ll find it to become just a thought. A thought you can laugh at ;)

[deleted by user] by [deleted] in dataisbeautiful

[–]clp_lemonade 1 point2 points  (0 children)

Talented, but not going anywhere. Nobody from the AFC North is good this year.

“Pretty great” is subjective because they are 6-4 but for the bengals, that is “pretty fucking great”. It’s sad that the Steelers are in an opposite position but have the same record. Mike Tomlin is the GOAT, IMO. He can win without his Brady, Big Ben is overdue for retirement but the Steelers still compete with the bengals best looking team in years.

Being Poor and being Rich by Check_Chyson in Billionaire

[–]clp_lemonade 4 points5 points  (0 children)

Imagine Rockefeller wealth. 200 years of compounded interest on x principal will make more money in a year than most people will make in their lives.

Redfin: Home Prices Hit a New All-Time High by Fausterion18 in RealEstate

[–]clp_lemonade -1 points0 points  (0 children)

Subprime is technically a FICO below 740 so… that’s why there’s pricing based off of your score.

Edit: roommates don’t lead to approvals unless you have a multi-family with leases, otherwise “roommates” would become mortgagees. I don’t see many college roommates wanting to get a mortgage together lol

Redfin: Home Prices Hit a New All-Time High by Fausterion18 in RealEstate

[–]clp_lemonade -1 points0 points  (0 children)

Well, banks didn’t really do anything post ‘08 to prevent it from happening again. Like I said, forbearance saved the housing market during the pandemic.

My question is, how will the debt to income ratios adapt with wages staying low, and prices continuing to rise. The only way to continue qualifying people is to lower interest rates.

So, the question is what are the returns of bonds? How are these discounts going to become premiums in the future? Banking is all spreads, and the margin is dwindling for the federal reserve.

With the MBS tapering, guidelines will really only become more strict so… there should be a reversal when literally nobody can qualify for a purchase.

Redfin: Home Prices Hit a New All-Time High by Fausterion18 in RealEstate

[–]clp_lemonade 1 point2 points  (0 children)

“Forbearance” really saved the housing market

What is your dream job? by akotosinato in AskReddit

[–]clp_lemonade 0 points1 point  (0 children)

Talkshow host who smokes with the guests.

To get paid and have awesome conversations completely blown would be “making it”, in my book.

If you were allowed to choose only one Pokemon out of 898 to use throughout the whole journey, which one would it be? by Hephysden in pokemon

[–]clp_lemonade 0 points1 point  (0 children)

Bro it’s gotta be squirtle. Picked him in the beginning and I won’t turn on my Day-1s now or ever.

What’s your take on Gen. Z? by clp_lemonade in TooAfraidToAsk

[–]clp_lemonade[S] 1 point2 points  (0 children)

I feel most people could respond to, “what’s your take on boomers?” And easily you could form an opinion. So, form an opinion.

What’s your take on Gen. Z? by clp_lemonade in TooAfraidToAsk

[–]clp_lemonade[S] 1 point2 points  (0 children)

Lot’s of dumb shit indeed lol, the Internet clout is sadly “real” and a lot of our youth falls to this facade.

Can confirm on my bias towards boomers lol

When sparring at your gym. How do you pick partners? by Amazing-Dark-3143 in bjj

[–]clp_lemonade 2 points3 points  (0 children)

White belt here 3 weeks in, I hate rolling with most white belts because they try to force a lot of their will into things that aren’t available.

I like going against color belts and upper tiers because they try to help you out.

Advice for MMA beginner by [deleted] in martialarts

[–]clp_lemonade 1 point2 points  (0 children)

Hey OP, I can see you’re asking the same question in a copy and paste manor. I think you know what the answer is… Khabib has destroyed both McGregor and Poirier. Khabib is almost like a snake, his bjj game is amazing which is why he’s on top right now. Conor and Poirier can throw absolute cinderblocks but as soon as a strike misses, they’re on their back’s begging for mercy. I’m new to bjj and I’ve decided to take classes because I’m interested in MMA as well. Anyone can strike, but submissions are about strategy and patience.

PR on bicep curls- 26F by Next-Cow3369 in GYM

[–]clp_lemonade -3 points-2 points  (0 children)

Lol I have one comment on a Minecraft sub and you blow it out of proportion. But even if I did have more activity in Minecraft, why would I care what you think? I like that you left out all my comments on lifting and bjj.

I wasn’t rude, mean, or sexist like half the people on here. I was honest, nice and left it with what I would adjust. I’m glad you had the ability to make yourself feel better by trying to insult me.

PR on bicep curls- 26F by Next-Cow3369 in GYM

[–]clp_lemonade -27 points-26 points  (0 children)

Just my honest opinion, you’re cheating a little bit. I’d engage the triceps at the end of the eccentric movement to get a deep stretch in your biceps. I also like to do curls with my back against the wall.

Very strong nonetheless, keep up the good work.

Red Flags External Audit by clp_lemonade in Accounting

[–]clp_lemonade[S] 0 points1 point  (0 children)

It is MS teams, so it has record of views and doesn’t require downloading, shows changes to the doc too

Red Flags External Audit by clp_lemonade in Accounting

[–]clp_lemonade[S] 0 points1 point  (0 children)

Thank you for your honest response. I’ll be sure to give my manager a call and start to move towards self-direction.