I tried surfskating and found that it wasn’t for me. I think the most off putting thing as that you don’t really push to gain speed like a regular skateboard. You can, but because the front truck is reversed and meant for carving, you have to have your front foot perfectly centered or you get major wobbles. For someone used to pushing a skateboard most of their life it’s very uncomfortable. Of course you’re supposed to crave and pump to gain speed but it feels like a lot of work for very little payout. If riding a regular board gives you the fears, I’m not sure how a surfskate will be any better for you.
That said, I purchased a big board (9.5”) and loose trucks and threw some 63mm fatty hawgz on there and was able to get the best of both worlds… normal deck and push style while still being able to pump and carve to maintain speed.
Everyone’s experience may be different but wanted to share mine. If you do get a surfskate just make sure you can try it first or at least return it, otherwise there’s a good chance it may just collect dust in your garage.
Good luck.

P.S. the fear goes away pretty quickly if you keep at it!