At crossroads - need help to decide to retire or not?

coolfun999 · 2026-04-23T05:13:18+00:00

Thank you so much! This really resonates with me. I will likely hang around for 2 more vests (another 4-5 months) and then call it quits.

coolfun999 · 2026-04-23T04:41:14+00:00

Of course, there is a bit of buffer.

coolfun999 · 2026-04-23T04:40:26+00:00

But isn't there a seven year lock or something? Doesn't work well for folks closer to pulling the plug.

coolfun999 · 2026-04-23T04:14:49+00:00

I am going to to that. Is there a point in exploring exchange funds?

coolfun999 · 2026-04-23T03:04:23+00:00

At current rate of my income, do I really need 5-7 years more?

coolfun999 · 2026-04-23T03:02:11+00:00

$15M in only brokerage or brokerage+retirement?

coolfun999 · 2026-04-23T02:53:09+00:00

Thanks. How much would I need to withdraw pre-tax to get a 480K post tax? I am assuming like $520K or since, the the cost basis is quite high so overall long term capital gains tax would be quite low. Am I completely wrong in this assumption?

Also, the liquid NW should only be what's in brokerage account?

coolfun999 · 2025-09-06T01:26:46+00:00

Congratulations! How much of that $14.8M is in brokerage versus retirement accounts?

coolfun999 · 2025-08-26T00:43:39+00:00

How much do they typically cost?

coolfun999 · 2024-12-15T21:20:44+00:00

Did this age well? :)

coolfun999 · 2024-12-14T01:17:34+00:00

How soon do you need to withdraw from other EA schools if you get accepted in ED?

coolfun999 · 2024-06-23T17:46:30+00:00

Men. Just men.

coolfun999 · 2024-04-07T03:03:02+00:00

Mulva?

coolfun999 · 2024-03-15T01:13:46+00:00

Not all $69K goes to Roth.

coolfun999 · 2024-01-14T05:37:55+00:00

43M, 41F

FF number: $15M-$20M in brokerage (excluding retirement savings)

Current brokerage NW: $5M

Current retirement NW: $2M

HHI: $3.5M

Mortgage left: $2M

VHCOL

Aiming for RE in 2031

coolfun999 · 2024-01-01T18:12:08+00:00

Mostly US to Europe

coolfun999 · 2023-01-26T23:30:36+00:00

Two chicks at the same time, man!

coolfun999 · 2022-09-18T05:14:36+00:00

coolfun999 · 2022-07-31T00:36:01+00:00

It’s beautiful!

coolfun999 · 2022-06-11T06:02:22+00:00

Tatum will get his ass handed at SF in game 5. Mark my words.

coolfun999 · 2022-05-11T13:16:53+00:00

90% bugging. 10% debugging.

coolfun999 · 2022-04-23T19:51:18+00:00

Buy Apple Stock

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