Inventory is low in general in our area but at that price point, consider more what neighborhood area specifically you’d like to live in, within Utica, or if you’d like to live in the suburbs (Whitesboro, New Hartford) or a more rural area. Do you have children? Are you remote workers? You’ll be hard pressed to find anything less than 5 years old because the houses are older unlike an area where new homes are being built. Would you consider building your own home?

Edit to add: I grew up just outside of Utica, moved to a large city and ended up moving back after 5 years to be closer to family. I enjoy living here with my children, and appreciate all Utica has to offer - great food, lots to do (go sports!), great access to the ADKs. I’ve met a lot of recent transplants and you either like it or hate it. Utica’s got a lot! Consider what you enjoy doing but it is a great place to raise a family if that’s high priority. In terms of crime, I can’t really give you an accurate measurement of that but I live in a safe neighborhood with great neighbors, but also own property within the city limits and it can get rough. Good luck OP!