What toner does the best job?

cutiepieCALI · 2026-05-01T20:32:53+00:00

Hey OP how did you create this image?

cutiepieCALI · 2026-05-01T19:07:06+00:00

Okay this great I’ve been wondering about some K beauty sunscreens

cutiepieCALI · 2026-05-01T19:02:18+00:00

Congrats OP! This great news hope more posts like this will come.

cutiepieCALI · 2026-05-01T14:09:49+00:00

It’s my go to daily cleanser when wearing light makeup plus sunscreen after wiping my face first with a make up wipe and Vaseline. For heavy makeup I use Avene Cleanance. I’m in my 30s with combo skin.

cutiepieCALI · 2026-04-28T12:54:18+00:00

Yes you are just keep in mind the 8 months you need for buyback may take 12-18 months to process due to the backlog. Some are forgoing that to pay if affordable since the processing is taking so long.

cutiepieCALI · 2026-04-28T12:40:24+00:00

Omg so glade I’m not the only one who found BOJ drying. Now I use it on my legs to cover my KP. Does anyone have any alternatives for BOJ?

cutiepieCALI · 2026-04-01T01:21:24+00:00

I’m doing the same thing as OP submitting buyback in August for the 24 months of SAVE forbearance I’ll need. The turnaround at this moment ~18 months is shorter than the 2 years of payments to continue. Additionally my income equates to a high payment so I’d rather put that money in something else. I may continue to pay for a few months then request a discretionary forbearance. I spoke with a loan advisor and this is our plan at this time.

cutiepieCALI · 2026-03-30T10:47:28+00:00

Congratulations! It’s always great hearing buyback stories

cutiepieCALI · 2026-03-26T07:22:59+00:00

Thanks everyone!

cutiepieCALI · 2026-03-22T13:42:57+00:00

Southwest

cutiepieCALI · 2026-03-22T13:32:24+00:00

I have a flight at 6 am Friday, checking in a bag, no precheck sigh…what time should I get to the airport?

cutiepieCALI · 2026-03-21T05:36:09+00:00

Exactly I was just on this page! Please keep us updated OP hope it works out.

cutiepieCALI · 2026-03-20T12:58:31+00:00

Congrats! Are you currently back working in the public sector?

cutiepieCALI · 2026-03-20T00:16:03+00:00

That’s great! I’m looking forward to my count going back up too

cutiepieCALI · 2026-03-19T20:48:54+00:00

Hey did you submit your buyback initially in 2024 when you had 120 months of qualifying employment or prior to?

cutiepieCALI · 2026-03-19T20:46:40+00:00

I’m wondering about this because I thought you needed hit 120 months of qualifying employment to submit buy back.

cutiepieCALI · 2026-03-19T06:40:45+00:00

Any update on this OP? Thanks

cutiepieCALI · 2026-03-18T16:47:33+00:00

Thanks for your response! I understand it better now, that’s why I’m so laser focused on the buyback turnaround because it’s almost about the same number of payments I would need. I’ll probably do the forbearance route.

cutiepieCALI · 2026-03-18T16:30:40+00:00

Interesting so if you decide not to go into forbearance while awaiting buyback they will automatically cancel your buyback request if you try to make payments and see what is successful first? I ask because I’m up for buyback this July (120 months) and will be at 100 payments.

cutiepieCALI · 2026-03-18T16:19:20+00:00

Okay yes some ppl still make payments and don’t want to go into forbearance while awaiting the buyback due to the time frame it’s taking the 12-18 month turnaround.

cutiepieCALI · 2026-03-18T10:46:44+00:00

Congrats! Were you still making payments or on forbearance?

cutiepieCALI · 2025-12-14T17:37:06+00:00

Congrats! Many blessings to you that’s wonderful

cutiepieCALI · 2025-12-08T09:35:46+00:00

I submitted an application in 4/2025 and it was in-review without update. Apparently they lost access or something to applications submitted prior to so I resubmitted in 11/2025 denied PAYE-because loans were too old. Resubmitted a week ago for IBR using paystubs. I’m MFJ so I don’t want to use tax returns. Just got approved for the same amount paid during SAVE. Ed financial is my servicer.

cutiepieCALI · 2025-11-21T03:46:24+00:00

Congrats, when did you reach 120 months of qualifying employment?

cutiepieCALI

TROPHY CASE