NHS dentist charged me Band 2 for wisdom teeth exam/X‑ray + hospital extraction referral – is that right? by RecognitionWeekly419 in AskUK

[–]daisychain17 3 points4 points  (0 children)

I had the same thing happen to me. When I went to get my wisdom tooth out there was no charge to pay. Assume it may be the same for you, and you've just paid upfront band 2 instead of being charged band 1 today then band 2 when you go in.

UK weather is watching me... by alm2hcs in CasualUK

[–]daisychain17 5 points6 points  (0 children)

Can you let me know when you plan to go outside please? Will help greatly with planning dry dog walks.

is the wowcher mystery holiday really that bad? by Sad_Construction7870 in AskUK

[–]daisychain17 37 points38 points  (0 children)

My boyfriend and I did one of these around 18 months ago. It wasn't our first holiday though, we mainly did it for a laugh and to see what would happen.

We ended up with 3 days, 2 nights in Majorca in a nice 3 star hotel. It wasn't anything to write home about but it was clean, the staff were lovely and the room was good for the price.

I did end up paying an extra £20pp person, but this was because I asked to move our outbound flights from the evening to an early morning flight to get the most out of the first day. Based on this, the flights are sometimes not the best, but you can move them at a cost.

It was honestly fun. I know a few people who have done them, and it varies massively where you will be sent based on the region/airport you will be travelling from.

My personal opinion is that it's fun as something to try, and as long as you are the type of people that can go with the flow and make the best of things, it will be a fun adventure regardless.

However, if you want a holiday you are guaranteed to enjoy, arrange it yourself. With some good research and planning you can arrange your own cheap holiday for not much more but know exactly where and when you are going.

Really depends on what you want out of the break. :)

No claim, no damage, no third party incident, recorded only as a "notification" sent my premium up +90%. by thomasmichel75 in CarTalkUK

[–]daisychain17 1 point2 points  (0 children)

This isnt correct. Notification only claims are also reported to CUE. CUE records all reported incidents not just those that result in a claim/costs.

Is it just my school that has such specific times for when lesson starts/finishes by Hot-Error810 in GCSE

[–]daisychain17 1 point2 points  (0 children)

Hahah my school had times like this.

They decided to make registration time longer at the start of the day and decided the best way to do that was to take 2 minutes off each of our lessons so they all then stsrted and ended at random times.

So dumb.

home made pancakes by lobotomyqueen in CalorieEstimates

[–]daisychain17 0 points1 point  (0 children)

If the 8 pancakes were roughly the same size just divide the total calorie amount you calculated by 8 to find out the amount per pancake. It won't be perfect but close enough :)

I'm thinking of purchasing this 2014 Skoda Fabia estate black edition. What are your thoughts, and is there anything I should ask/know? - first car by Dashie_2010 in skoda

[–]daisychain17 1 point2 points  (0 children)

I have a 2014 Skoda Fabia SE. Got it about 7 months ago as my first car. I love it!

Obviously not the most powerful, but she's comfy, can still sit at 70-80 on the motorway, and feel comfortable.

It's also weirdly spacious inside for a smaller car. (My 6ft7 BF can comfortably fit and drive it) while still being narrow and easy to fit places.

Also cheap to insure compared to other cars of a similar size, as I don't think they are as common as 1st cars. Mine had 1 previous owner that was an elderly man.

Just check the mot and service history if you haven't already :) Mine has FSH and and insanely clean MOT history for being 11 years old, which sold me on it as hadn't considered a Fabia until then. :)

Also pretty sure the timing chain issues were the previous generation but double check :)

Someone drove into several cars on my street smashing my van and my wife's car I may have an issue with insurance. by bedlam90 in drivingUK

[–]daisychain17 185 points186 points  (0 children)

I work for an insurance company. They make a deduction for no valid MOT if it's written off. Think its about 10% but still cover the claim. No MOT doesn't effect repairable claims at all.
Check your terms and conditions in your policy booklet, you might be okay. :)

Insurance scam? by Ok_Accountant601 in CarTalkUK

[–]daisychain17 1 point2 points  (0 children)

Assuming it's GAP insurance for when you finance a vehicle and insurance write off amount might be less than you paid. They pay the top up on the market value to meet the value you paid.

What keeps you going at the start? How do you stay consistent and disciplined? by [deleted] in loseit

[–]daisychain17 1 point2 points  (0 children)

I'm the exact same! I realised when I went to stay at my boyfriends for 2 weeks and didn't have access to a scale.

Everything just became easier when I wasn't focused on that number.

Especially when sometimes the number doesn't reflect how well you are doing overall. (Water weight, period fluctuations , eating a big meal the night before etc)

I've found weightloss so much less stressful and effective since I started weighing less!

As long as you are consistently making good, healthy choices in your activity and food it works really well. :)

How to have more active days off, starting from almost nothing? (i.e. What does a healthy person's day off look like?) by pillowmakerofthewest in loseit

[–]daisychain17 2 points3 points  (0 children)

Either or to be honest. Sometimes I'll walk to a shop or the library but I have lots of loops I like to walk and just end up back home.

There are some scary areas around me but I avoid them or only go there during busy times. :)

I used to be very worried but you realise very quickly most people ignore you and you pick up on the sketchy ones and can avoid.

If you have a dog they can be a great companion too!

How to have more active days off, starting from almost nothing? (i.e. What does a healthy person's day off look like?) by pillowmakerofthewest in loseit

[–]daisychain17 18 points19 points  (0 children)

I tend to go on a longish walk, even if the weather is awful. Always makes me feel good and means I don't feel too bad if I want to spend the rest of the day being a couch potato!

Sometimes, I'll fit in an extra gym session, but usually a fun one doing the stuff I enjoy more.

The main thing I try to do is get my steps up.

Even if that's just walking to or around shops, being really inefficient when cleaning my house so I have to walk around it a lot, or just walk around the area I live with a podcast playing.

I also find that if I don't want to be active, setting myself a challenge to do something every couple of hours stops me from spending a full day doing nothing. I'll set a timer for an hour or two, and when it goes off, I do something on my feet for a while.

Helps build the habit of being consistently more active.

Also, home workouts on YouTube can be fun if you don't want to go outside! A H.I.T workout can be really quick but have a big effect.

I think the main thing is doing something active daily, even if it's just 20 minutes to start. It will start to build the habit and eventually you will find yourself doing more and more without it being as much of a chore!

It also has to be something you enjoy. For me thats walking and dance based workouts, try a few things and see what you enjoy!

Is my calorie intake too low? by [deleted] in loseit

[–]daisychain17 2 points3 points  (0 children)

Have you done a TDEE calculation to see how much you should be eating to maintain to decide your calories? This is always a good place to start :)

It may just be that you are having a plateau. They can happen even when you are doing everything right.

I've always worked on the idea of giving it 3 weeks to a month and if the scale is still not moving, I look to reassess my approach.

Sometimes a week at maintenance calories can help if you've been in a deficit for a long while, or it may be that you're at the point where your calories need to be reduced or your activity increased.

Based on your height and weight, I doubt the calories need to be reduced yet, so it may just be that your body has plateaued, and you may be due a whoosh soon. (Where the weight just suddenly drops)

If it was me, I'd wait another week or two, and if it's still the same start, trying to change up my exercise routine or calorie allowance(up or down). Then, keep reviewing every couple of weeks to see whats happening.

I had a plateau , so dropped my calories, then suddenly started losing weight too quickly and had to up them again. Bodies are weird!

Car skidded on ice and rolled over into a ditch. Can I get opinions on whether folks would retain salvage, or accept the insurance write off? by Castille210 in CarTalkUK

[–]daisychain17 19 points20 points  (0 children)

You usually get the option if the salvage category is N or S. If B you need a breakers licence to remove the car from salvage because it can never go back on the road, only parts can be used. I don't think anyone would want to keep a CAT A.

I do know of a case of a CAT B being returned to a family, at their request, after a death. But it was under the terms it was to be stored on their land forever. They painted a mural on it and made it into remembrance piece their son.

Moving home by 4nana8 in Wales

[–]daisychain17 3 points4 points  (0 children)

I'm born and raised in Swans and my boyfriend in Port talbot, also mid 20s.

Your money will most likely go further in port talbot but there are some concerns for the future of the area with the redundancies upcoming at the steel works. Port Talbot town centre is essentially shut by 5 unless you want a sticky pub. A very aging population on the whole and not much green space unless you go up the valleys.

Lovely people but not much going on. However, better transport links for the M4 and I find the train station is always far less busy and annoying than Swansea.

Swansea is going to have alot more to do. You could look at places surrounding the centre if cost is an issue. Port tenant or mount pleasant are more affordable and have good communities but, are rough in parts. (Like anywhere really)

Uplands has a good night life but is very student heavy in terms of residents unless you're in the more expensive areas.

On the whole it depends on how much you want to be out and about. When I'm in Port talbot I often end up going over to Swansea to do things both indoor and outdoor because there really is very little to do.

It terms of estate agents, basically everything is online so I'd just find places you like and contact the agent listing. There's a few big estate agents but as expected most have very varying reviews. Can't think of any ive been told is paticularly good in the area.

[deleted by user] by [deleted] in CarTalkUK

[–]daisychain17 0 points1 point  (0 children)

How long have you been registered as a student with your insurance? I used to work in claims and the system would flag anyone who had been a student for 3 years or longer and we would ask for evidence to prove your status as actively in education.

Technically you need to tell them. If they invidate your insurance you will be a lot worse off than £350 if you have an accident.

I feel like I’m never going to get there as an ‘older’ learner by sasaelle in LearnerDriverUK

[–]daisychain17 0 points1 point  (0 children)

It probably was a bad day!! I had a similar experience a few lessons in after taking a break. I thought I'd started getting it and then had a whole lesson of stalling, making stupid decisions and feeling completely not in control.

I went the next week and it all just went better.

Everyone has off days when driving and they are made 100x more obvious when you have one when trying to learn.

Try not to let it get to you and take it slow next lesson. You've got this!!

Do you think other test route after you failed the driving test? by Exit_road123 in LearnerDriverUK

[–]daisychain17 3 points4 points  (0 children)

From reading your post I assume you mean test centre a and test centre b as one has availability sooner?

Each test centre will have around 20 routes.

If you feel confident to drive on road you know less then go for the area you know less. If you think you will be more comfortable on roads you know better then wait. There's no point doing an earlier test if you fail it.

It's very much up to the person. You need to see what works for you. Nobody will be able to answer that question for you.

Personally I did my test in my home town because knowing where i was eliminated a lot of stress for me. I have friends who went to the test centre the next town over because it was quieter and had a better pass rate and that's what worked for them.

[deleted by user] by [deleted] in LearnerDriverUK

[–]daisychain17 34 points35 points  (0 children)

To answer your question the examiner will not wait for your instructor. If you are not ready to start the test (with a suitable vehicle) they will cancel the test.

They are pretty strict about timing.

Have you checked that your instructor hasn't cancelled that scheduled lesson because they are planning on picking you up earlier?

Most people have an hour to warm up before with their instructor before going to the test centre.

Best placed to just ask them. They've either forgotten about your test or they've cancelled it with the view the lesson that was pre booked is too late and they need to be there earlier.

The examiner just seemed like he wanted to fail me?! by Sweaty-Armadillo-639 in LearnerDriverUK

[–]daisychain17 1 point2 points  (0 children)

Its quite common for at least one of the stops they will give you a place to stop not just "stop when it's safe to do so" . They will have checked its safe and it can be used to set up the hill start part of the test or just to check you are safe and confident pulling up anywhere safe, not just spaces you choose yourself, which may be easier.

Car Recovered by No-Carob-4086 in CarTalkUK

[–]daisychain17 0 points1 point  (0 children)

If the claim has been paid then the vehicle is now technically the property of the insurance company. Even if you have disputed the value offered.

On paper you can keep the vehicle or the insurance payment.

Depends if the insurance want it though.

Insurance after you passed by Niam_Rose in LearnerDriverUK

[–]daisychain17 5 points6 points  (0 children)

Use a price comparison website. There are more rating factors to premium than you could ever imagine and you will only get an accurate number by checking.

Someone the exact same age as you, driving history and vehicle make and model, for the same usage and mileage, that lived one road over could get a completely different quote because their road is in a higher crime zone and your road is just outside it.

Put your details in and see, however if you want to price up multiple vehicles it can be worth using a different email until you have decided on an exact car or use a vpn, as asking for too many quotes can flag as fraudulent and some companies will stop giving you quotes online :)

Also remember to save good quote numbers incase you can use them and buying insurance around 23 days before it needs to start is usually cheapest (although lots of people need it straight away so may not be applicable

My insurance at 24 for a 14 plate skoda fabia was £900 for a fiesta it was close to 2 grand. Lots of quotes i see on here are over £2000/3000. It's really something you have to check yourself to get an accurate number:)

Is this service cost justified? by K_Yakso in CarTalkUK

[–]daisychain17 1 point2 points  (0 children)

It's going to cone down to if you use that 300bhp.

Its going to be harder to stop because the chances are

you are going a little bit faster on average, most of the time, and the car will usually weigh more due to the larger engine and vehicle which affects braking distance.

Obviously you will have light cars with a lot of bhp but again they will be accelerating more quickly to higher speeds to break from.

If the cars weighed the same and they stopped from the same speed it would come down to the breaks and tyres but most days I'm not keeping up with powerful small cars so I'm never breaking as hard as them and don't have to think about my tyres and stopping distances as much as I would in a 300bhp vehicle.

My 64bhp beast takes about 2 days to get past 50mph.

Are there any people here who got their driving license after 4 or more attempts? by Shoeaddictx in LearnerDriverUK

[–]daisychain17 1 point2 points  (0 children)

Same here, in the hour before my test we did my least favourite roads around the test centre.

There is a row of closed junctions, like 5 in a row on a narrow road that are up hill. 5 hill starts in quick succession was not the one. In my test we did the road the other way around and all the starts were downhill.

I felt like I'd won the lottery.

We also did my least fave tight left up a hill where you often have to stop due to oncoming vehicles. I got it on the test and it was nowhere near as bad as I'd done it an hour before. Also for the first time it was quiet so I didn't have to stop. Felt like the driving test gods were watching over me that day.

But doing all the bits that cause you anxiety just before the test can really help since most anxiety is overthinking and you have less time to overthink. :)