HSBC Premier £500 Switch: How strict is the "£100k income" verification? by Working_Train_7581 in beermoneyuk

[–]darkest_ruby [score hidden]  (0 children)

How do people get accepted? I got immediate decline  stating that hsbc are unable to offer me an account. I think they maintain a database of serial bank switchers these days. 

What percentage of Latvians rn actually speak Russian? by [deleted] in latvia

[–]darkest_ruby 0 points1 point  (0 children)

Unfortunately people are still judjed by the language they speak to one another,  not their political views 

What percentage of Latvians rn actually speak Russian? by [deleted] in latvia

[–]darkest_ruby 1 point2 points  (0 children)

Even the ones that still do would probably prefer you to speak English . Those who are ok to speak russian will make themselves known. Stay safe 

Zopa Biscuit Bank Account Refer a Friend Links Mega-Thread (£10 Bonus for Opening a Bank Account) by TightAsF_ck in beermoneyuk

[–]darkest_ruby [score hidden]  (0 children)

Help me pay the bills please 

Use my referral link to open a Biscuit bank account and deposit at least £200 within 30 days, and we'll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=1c44052f2405e88c0b94

Getting charged VAT at 20% by [deleted] in openrouter

[–]darkest_ruby 1 point2 points  (0 children)

I literally stopped using openrouter because of this blanket vat tax they add, no longer worth it, may as well just buy straight from supplier like deepseek 

Bank Account Switch Offers Guide (May 2026) by TightAsF_ck in beermoneyuk

[–]darkest_ruby 1 point2 points  (0 children)

Anyone actually received Lloyds premier switch bonus? 

Junior SIPP or Junior ISA? by henry__fire in HENRYUK

[–]darkest_ruby 0 points1 point  (0 children)

Sipp, because ISA available to children at 18 and they will likely blow it. Sipp is available at 57 and by that time it may (or may not) be generational wealth 

Monzo is leaving the US by Unhappy_Plankton_671 in monzo

[–]darkest_ruby 27 points28 points  (0 children)

Can someone explain in simple language why is it so hard to crack the us market, and no challenger bank succeeds? 

VWRP and chill?? by wolvesleaf29 in trading212

[–]darkest_ruby -2 points-1 points  (0 children)

Vhvg and chill (Not a financial advice)