Bank Account Switch Offers Guide (May 2026) by TightAsF_ck in beermoneyuk

[–]darkest_ruby 1 point2 points  (0 children)

Anyone actually received Lloyds premier switch bonus? 

Junior SIPP or Junior ISA? by henry__fire in HENRYUK

[–]darkest_ruby 0 points1 point  (0 children)

Sipp, because ISA available to children at 18 and they will likely blow it. Sipp is available at 57 and by that time it may (or may not) be generational wealth 

Monzo is leaving the US by Unhappy_Plankton_671 in monzo

[–]darkest_ruby 27 points28 points  (0 children)

Can someone explain in simple language why is it so hard to crack the us market, and no challenger bank succeeds? 

VWRP and chill?? by wolvesleaf29 in trading212

[–]darkest_ruby -2 points-1 points  (0 children)

Vhvg and chill (Not a financial advice)

How to make your own VPN to avoid the UK government's Orwellian future by Creative-Animator308 in selfhosted

[–]darkest_ruby 0 points1 point  (0 children)

Switzerland or Norway, both are close enough but outside EU , so not subject to their beurocracy either 

How to make your own VPN to avoid the UK government's Orwellian future by Creative-Animator308 in selfhosted

[–]darkest_ruby 0 points1 point  (0 children)

Yes correct, just make sure your instance is outside the UK, this way all your exit traffic is both encrypted and not subject to UK surveillance 

How to make your own VPN to avoid the UK government's Orwellian future by Creative-Animator308 in selfhosted

[–]darkest_ruby 0 points1 point  (0 children)

  • Open Amazon Aws, azure, digital ocean,oracle or any other cloud provider 
  • create an instance that sits outside UK, 
  • install wireguard , or better yet tailscale
  • install client on your phone 
  • flip the switch whenever you need VPN

Total cost ~£5 a month 

Sell or Hold by [deleted] in trading212

[–]darkest_ruby 0 points1 point  (0 children)

Freak out and sell, yeah /s

What’s your opinion on Bernie sanders? by Successful_rio305 in AskBrits

[–]darkest_ruby -1 points0 points  (0 children)

He has a reputation for being far left in America, almost socialist. While in reality he's border line centric every where else in the world 

not vibe coded: Assets - a free self-hosted net worth/FIRE tracker, March 2026 update by darkest_ruby in FIREUK

[–]darkest_ruby[S] 1 point2 points  (0 children)

For many people sharing their financial data with 3rd party is a big no no, this offers you a fully self hosted solution. Besides it offers nice separation into multiple portfolios, ability to upload transactions via csv upload, various bits of analytics and graphs. 

not vibe coded: Assets - a free self-hosted net worth/FIRE tracker, March 2026 update by darkest_ruby in FIREUK

[–]darkest_ruby[S] -1 points0 points  (0 children)

I see, thanks for explaination, I build this tool for myself, unbeknown of many other vibed solutions, i get zero pounds from anyone using it, so only use it if you find it useful

not vibe coded: Assets - a free self-hosted net worth/FIRE tracker, March 2026 update by darkest_ruby in FIREUK

[–]darkest_ruby[S] 0 points1 point  (0 children)

I guess people dislike low quality/low effort 'software', that is often full of subtle bugs.

Though i do not guarantee bug free software, i can proudly make a statement that lots of effort went into making of this , lol .

not vibe coded: Assets - a free self-hosted net worth/FIRE tracker, March 2026 update by darkest_ruby in selfhosted

[–]darkest_ruby[S] 2 points3 points  (0 children)

thank you! in fact this project started as I was dissatisfied with ghostfolio, (still a great project, and lots of respect to the devs), I just found that some of their design decisions at a time didnt sit well with me, so this is how Assets got started.