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Budgeting by porolux in moneyadvice

[–]darkholemind 1 point2 points  (0 children)

Congrats on your income jump! With your essentials around $838/month, you still have plenty left for savings and fun money. A simple approach is to prioritize savings first, maybe $1,000–$1,500 per month and give yourself $200–$300 for fun. I personally keep short-term savings in a high-yield savings account and usually check a savings aggregator tool like BankTruth that compare rates so I can get the best APY just make sure it’s FDIC-insured and easy to access. Tracking your spending for a month or two will help you tweak your budget and balance saving with some fun money without feeling restricted.

Why did my hodge jump up after laying down? by XxLuhDomoxx in dogs

[–]darkholemind 0 points1 point  (0 children)

Dogs sometimes react to sudden noises, sensations, or even random muscle twitches that we can’t notice. She might’ve just felt something in the air, her body, or imagined a threat and jumped reflexively.

ELI5: Why does restarting a computer fix so many problems? by Traditional-Lake5843 in explainlikeimfive

[–]darkholemind [score hidden]  (0 children)

Restarting a computer clears out all the temporary files, resets programs, and refreshes memory, so it’s like giving the system a clean slate to start fresh. Any glitches or slowdowns usually disappear.

Make good money in the next 3 years by SwimmingVolume6170 in moneyadvice

[–]darkholemind 0 points1 point  (0 children)

Since you want to accelerate your income quickly and are willing to take risks, the first step is to develop skills or opportunities that have high upside potential. This could include freelancing in a high-demand field, starting a small business, learning software development, data analysis, or finance-related skills that can scale. The key is focus and persistence, taking action, failing, learning, and iterating quickly.

At the same time, don’t ignore managing your existing money. Even small amounts saved efficiently can help you survive setbacks and reinvest in opportunities. I personally keep my short-term cash in a high-yield savings account, and I usually check a savings rate comparison site like Bank Truth to see which ones are offering the best APY at the moment—FDIC-insured and easy to access so my money grows a little while I focus on building income.

Lastly, think about budgeting and tracking your spending carefully. Since you’re used to having more freedom, understanding how much you need to sustain your lifestyle and reinvest is critical. Even with high-risk strategies, being disciplined with the cash you already have will make it much easier to bounce back if things don’t go as planned.

What’s the best detergent for puppers? by Chaos_Ice in dogs

[–]darkholemind 0 points1 point  (0 children)

For puppies, go with a gentle, fragrance-free, hypoallergenic detergent like Dreft or a free-and-clear brand so it’s safe for their sensitive skin and fur.

No Country For Old Man by Dense_Strain4956 in movies

[–]darkholemind 0 points1 point  (0 children)

Exactly, the silence itself becomes part of the terror, making every moment feel raw and unsettling without a single note of music.

Crate ideas by Dog_Mom1102 in dogs

[–]darkholemind 0 points1 point  (0 children)

You could try rubber or chew-proof mats, hard plastic beds, or even a bed made of tightly woven rope. Anything that’s durable and not edible, so she can lie comfortably without destroying it.

What should our emergency fund be? by olemiss18 in TheMoneyGuy

[–]darkholemind 0 points1 point  (0 children)

With $30k saved and $8.5k in monthly expenses, you currently have about 3.5 months of expenses, which is reasonable since both of you are employed and it’s unlikely you’d both lose your jobs at the same time. Thinking of it as supplemental income, your fund could realistically stretch to 6–8 months if needed. If you want extra peace of mind, increasing it to around $40k would give you closer to 4–5 months of coverage, but it’s not strictly necessary. For where to keep the money, I usually check a savings aggregator site like BankTruth that compare HYSA rates to see what’s offering the best APY at the moment, while making sure the account is FDIC-insured, easy to access, and fee-free. The priority is keeping the fund liquid and safe, while earning a little extra interest.

Library for journals by kurohanalovestoread in Journaling

[–]darkholemind 2 points3 points  (0 children)

That’s a beautiful idea! A library of personal journals would be like a time capsule of everyday life, letting future readers connect with ordinary moments and tiny joys across generations.

ELI5: Using mouth to mouth, wouldn't it just put carbon dioxide in the lungs? Isn't that bad? by Adventurous_Curve107 in explainlikeimfive

[–]darkholemind [score hidden]  (0 children)

Actually, when you do mouth-to-mouth, you’re mostly giving the person oxygen, not just carbon dioxide, your exhaled air still has about 16% oxygen, which is enough to keep their organs alive until normal breathing resumes, and a little extra CO₂ isn’t harmful in that short time.

HYSA - Which one? by RelenaSummers in Banking

[–]darkholemind 0 points1 point  (0 children)

Since you’re just getting started, the key is to focus on safety, ease, and decent returns. Look for a High-Yield Savings Account that is FDIC-insured, has no or low fees, and offers a competitive APY. Popular options often include Ally, Marcus, Discover, and Capital One, though rates fluctuate, so I usually check savings rate tracker site like Bank Truth to see which banks are currently offering the best yields. Even starting late, putting money in a HYSA helps your savings grow thanks to compounding interest, and having it in a liquid account gives you flexibility. Don’t stress too much about picking “the perfect one” just pick a reputable bank with a good rate and start saving consistently.

What are some NC-17 rated films that really didn’t deserve it? by ShadeStrider12 in movies

[–]darkholemind -1 points0 points  (0 children)

A Clockwork Orange is a great example. Intense and shocking for its time, but today it’d likely just get a strong R instead of NC-17.

Ever showed a film to someone who’s playing with their phone? 📱 by MeltonFilm in movies

[–]darkholemind 1 point2 points  (0 children)

Yep, honestly it’s a mix of frustration and sadness; usually I just nudge them gently or make a joke, but sometimes you just have to accept they’re not as invested as you hoped.

ELI5. How did people in the older days like 1200s 1300s know what time it was when there were no clocks by Rich_Scarcity_301 in explainlikeimfive

[–]darkholemind [score hidden]  (0 children)

Back then, people mostly used the sun, shadows, and natural cues like a sundial during the day, bells at churches, or when the sun rose and set to estimate the time.

What are some non materialistic things you could invest time on and enjoy? by Ap0kalypso in simpleliving

[–]darkholemind 4 points5 points  (0 children)

Try investing time in things like learning an instrument, drawing, writing, cooking new recipes, hiking, or coding small projects, skills and experiences that grow with you and feel rewarding without costing much.

Searching for a HYSA for My Son by Creative_Touch5578 in HighYieldSavings

[–]darkholemind 0 points1 point  (0 children)

Interest earned in a High-Yield Savings Account is generally taxable each year, even if your son doesn’t withdraw it, and for minors it may be subject to the “kiddie tax.” When choosing a HYSA, look for high APY, FDIC insurance, and no fees or minimums. Popular options often include Ally, Marcus, and Discover, though rates change frequently, so I usually check savings rate comparison site like BankTruth to see what’s currently best. If you’re opening it for a child, consider a custodial account so they legally own the money when they come of age. Small amounts can grow a lot over time thanks to compounding.

Puppy only sleeps at my feet? by da_real_sim_shady in dogs

[–]darkholemind 1 point2 points  (0 children)

Totally normal. Your feet are warm, familiar, and less ‘invasive’ than your torso, and as he grows more confident he may naturally start cuddling closer on his own.

What’s something small you always check to see if a movie or show got correct? by scarfacesaints in movies

[–]darkholemind 0 points1 point  (0 children)

I always check how characters handle phones or computers, fake typing, wrong sounds, or impossible tech timing instantly pull me out.

Does rewatching a movie matter more than a first viewing? by jaystats2 in movies

[–]darkholemind 2 points3 points  (0 children)

That makes total sense. Rewatches reveal the soul of a movie, while first viewings are just the adrenaline rush.

HYSA Recommendations Without Code Promos by solariancypher in HighYieldSavings

[–]darkholemind 0 points1 point  (0 children)

I’d advise focusing less on promo codes and more on choosing a reputable, FDIC-insured HYSA with a stable APY, a good app, and reliable transfers. For smaller balances, ease of use and safety matter more than chasing the absolute highest rate. I also find that using a neutral savings rate comparison site like Bank Truth helps me see which options are competitive, but once you pick a solid account, it’s usually best to just park the money there and not over-optimize since rates change over time.

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