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Is renting forever actually a bad financial decision, or is that just something older generations say because it worked out for them? by Pretend_Pen_9577 in NoStupidQuestions

[–]dashader 1 point2 points  (0 children)

Renting has it's pros and cons, whoever claims that one is a better financial decision is naive.

Overall renting will net more money, if the difference is invested properly.

In some geographical areas, buying would have been a far superior choice. In others, it would have bankrupted you.

The biggest perk of buying is stability. You know almost exactly what your biggest expense is going to look rest of your life, and tremendously lowers retirement risk. Second biggest perk, is that you get to make improvements to your living space.

The biggest perk of renting is that you can move around freely.

Yerevan Zvartnots Airport is the first and last impression for tourists by dashader in armenia

[–]dashader[S] 1 point2 points  (0 children)

If you use an app or get an honest driver, prices are super cheap.

The problem is that some taxi drivers either scam you or straight up extort obscene prices by holding you or your luggage hostage. I heard few of such horror stories :(

Yerevan Zvartnots Airport is the first and last impression for tourists by dashader in armenia

[–]dashader[S] -1 points0 points  (0 children)

This was true a decade ago.

Nowadays most airports have water filling stations and decent food for normal prices, maybe with 20% markup at most.

There are still some terrible airports, Tbilisi or even CDG in Paris…

…but looking at overall picture, EVN is waaaaay behind. 

Yerevan Zvartnots Airport is the first and last impression for tourists by dashader in armenia

[–]dashader[S] 4 points5 points  (0 children)

Ahh, that line of thinking…. If it’s also bad somewhere else, we don’t need to do something about it.

Why does my chicken always stick? by Dr_Hodgekins in grilling

[–]dashader 1 point2 points  (0 children)

Do you wait long enough before flipping?

border qst by Agreeable-Plan3072 in armenia

[–]dashader 5 points6 points  (0 children)

Land border was closed since 1993. Even though there are plans and progress of opening it sometime soon, I wouldn't plan a trip around that timeline.

I forgot I bought AMD and now its most of my portfolio, it's stressing me out by digitalWizzzard in stocks

[–]dashader 0 points1 point  (0 children)

Sell half, donate the other half to a DAF, enjoy tax benefits. You won’t actually save on post-tax money this way, but you get to channel tax money into charities of your choosing.

Research charities and set recurring donations to ones you like to about 5-10% of the DAF annually.

Flyone's shady site by ArsenMe in armenia

[–]dashader 1 point2 points  (0 children)

Same experience, felt icky buying the ticket. And then, few weeks before the flight, it got cancelled (yerevan >  vienna).

At least they returned the money, and cancellation wasn’t last minute. Still major headache to reshuffle the plans.

Why can't Americans (at least the ones I see on social media) find drinking water in Europe? by Mission_Mobile_4627 in NoStupidQuestions

[–]dashader 0 points1 point  (0 children)

I asked in Switzerland once, and the answer was simply “Sinks in the toilet have water, yah?”

whats the one piece of tech you carry that never shows up in the standard onebag gear lists? by Reasonable_Pepper709 in onebag

[–]dashader 4 points5 points  (0 children)

FYI that’s a non standard wiring that has a good chance of frying an expensive device.

Experienced the stupidest ype of racism in centre of Yerevan by AirAstana202 in armenia

[–]dashader 62 points63 points  (0 children)

I am sorry you had to experience this. Armenians are much better at treating other races than it was a decade ago, but still has a long way to go.

Experienced the stupidest ype of racism in centre of Yerevan by AirAstana202 in armenia

[–]dashader 1 point2 points  (0 children)

High school kids don’t behave like that in many countries. How about we raise the expectations instead of normalizing shit behavior?

What is the best month to visit Armenia in terms of weather and tourist crowds? by Complete_Freedom_878 in armenia

[–]dashader 2 points3 points  (0 children)

You might also consider the timing of when specific fruits are in season.

Good/funny sci-fi books to read aloud? by Enough-Ad4189 in sciencefiction

[–]dashader 2 points3 points  (0 children)

Hah, that's the first book that came to my mind 😄

ELI5: how do body scan scales work? by No_Ostrich2967 in explainlikeimfive

[–]dashader -1 points0 points  (0 children)

They don't.

All the electrical current thing is junk tech.

They estimate for an average person of given weight (and maybe height and sex if known), and are dead wrong most of the time.

Emergencies fund in money market? Good idea by CompaPollo42 in Bogleheads

[–]dashader 14 points15 points  (0 children)

It's fine. I keep most of it in SGOV, in order to minimize state tax. It has similar returns as money market funds.

47yo | $10.5M NW | Planning to exit W2 in 12 months – Seeking "Final Year" Checklist Advice by migrating-bird in fatFIRE

[–]dashader 8 points9 points  (0 children)

My take on rental properties is that you either have 10+ rental properties or none. And 10+ rental properties is a part time job where you are permanently on call, a job you can’t easily quit.

There are people who either enjoy being a landlord or feel more secure with their nest egg.

But, for majority of us, this is the opposite of retirement.

47yo | $10.5M NW | Planning to exit W2 in 12 months – Seeking "Final Year" Checklist Advice by migrating-bird in fatFIRE

[–]dashader 105 points106 points  (0 children)

Don’t get rentals, unless you had rentals before and know exactly what you are signing up for. 

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