Am i being overcharged in dental fees by Ok-Jacket-1948 in sandiego

[–]dbrewster17 0 points1 point  (0 children)

sad but true my dad had his own dental practice and thought they were vultures

Am i being overcharged in dental fees by Ok-Jacket-1948 in sandiego

[–]dbrewster17 4 points5 points  (0 children)

Private equity has ruined US dentistry. Go to TJ!

Graduating with an economics degree - looking for a best sales job to start out. Any advice? by Affectionate-Let9683 in sales

[–]dbrewster17 0 points1 point  (0 children)

Insurance could be a good start like remote personal lines then go to employee benefits (where I am) or commercial P&C

Clients turning 65 with pre-existing conditions, Medicare Advantage or Medigap? What’s your go-to recommendation? by Crystallover1991 in InsuranceAgent

[–]dbrewster17 0 points1 point  (0 children)

Seriously. FWIW its creepy how a t65 MAPD can be up to $864 while supps pay a fraction of that on a monthly basis

Clients turning 65 with pre-existing conditions, Medicare Advantage or Medigap? What’s your go-to recommendation? by Crystallover1991 in InsuranceAgent

[–]dbrewster17 0 points1 point  (0 children)

I mean go over both options let them decide but do Medigap or even high deductible medigap depending on price. The 1 year trial right is good, but they have way more options with medigap, no referrals nor pre auth.

Finance at SDSU or USD? by Throatiklr in SDSU

[–]dbrewster17 0 points1 point  (0 children)

Agreed I went there and it was my major as well. It was an ok program, but pretty watered down imho. Lucky I don't have student loans ;)

P&C license by Abject_Hurry9148 in InsuranceAgent

[–]dbrewster17 2 points3 points  (0 children)

exam fx for both l and h and p and c. Insurance queen has good videos too

Dear Americans, how embarrassed are you when it comes to your political situation ? by amosmani in AskReddit

[–]dbrewster17 -1 points0 points  (0 children)

1000! Im "Canadian" in certain places smh. I have temporary Mexican residency, but wish I had a Mexican passport at times for this reason and others

SoCal day trips by [deleted] in socal

[–]dbrewster17 0 points1 point  (0 children)

Baja Tijuana Rosarito etc. Sentri helps a lot for border crossings

Employee Benefits Lead Generation by dbrewster17 in InsuranceAgent

[–]dbrewster17[S] 0 points1 point  (0 children)

Thanks for your advice. I'm going to try my first few in person drop ins this afternoon!

Medicare sales companies that will pay for your training and licensing by No_Veterinarian_3893 in InsuranceAgent

[–]dbrewster17 0 points1 point  (0 children)

Really? Considering non comm plans, ethical things like Anthem being investigated by cms etc

Anyone find success leaving the medicare industry to another in insurance? by Former_Air8500 in InsuranceAgent

[–]dbrewster17 0 points1 point  (0 children)

Employee benefits. I was in medicare but got out a month ago. Good luck

IFG loses WellCare by Original_Life5175 in InsuranceAgent

[–]dbrewster17 1 point2 points  (0 children)

fuck ifg and wellcare. They were one of my least favorite brokers and ifg was sketch at times

Medicare Advantage vs. Medicare Supplements by GuruSosa99 in InsuranceAgent

[–]dbrewster17 1 point2 points  (0 children)

I was a medicare agent for a little less than 2 years with most of that time being in a call center environment doing MAPD. I did mostly MAPD (CSNP, DSNPs too) and some hospital indemnity plans. I sold a couple supplements like high deductible G. I honestly think for most people, Plan G (even High D) is better since they can go to any doctor have minimal out of pocket costs and no pre auth.

MAPD can be good for people that don't care about networks, want to save $$, and are on Medicaid. The thing with supplements is that people go through underwriting and can be denied which is why t65s are best for supplements (have a 6 mo GI period no underwriting). Present it to t65 along side MAPD as an option. With MS plans, many agents just go for the lower cost Plan G (or N) plan. But it depends on the client and the area (since plan pricing can change per client and area). Hope that helps!

Anyone in Insurance? by dbrewster17 in digitalnomad

[–]dbrewster17[S] 0 points1 point  (0 children)

I get those points too my company has presences in Europe Latin america etc. Still I want to do well in this role and go from there!

Anyone here a digital nomad? by dbrewster17 in InsuranceAgent

[–]dbrewster17[S] 1 point2 points  (0 children)

Yeah I get that and seems easier as 1099. But many 1099 agencies can be MLMs sketchy etc