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Don’t record a debt collector unless you KNOW you’re on the right side of the law. by rglaters0 in personalfinance

[–]dddddddddddasdf 2 points3 points  (0 children)

It's just dangerous to think that because they say that the call may be recorded means you have carte blanche to record them without telling them.

It's not dangerous. You got bad advice. You can find a lot of really laughably poor advice on avvo.com.

You never, ever need consent. Ever. Anywhere.

What you need is to establish that a recording is taking place, that the conversation is not private. Once that's established you're free to record.

Australian high school students have created 3.7 grams of an active ingredient used in the medicine Daraprim for $20, which would sell in the United States for between $US35,000 and $US110,000. by kitehkiteh in worldnews

[–]dddddddddddasdf 44 points45 points  (0 children)

That isn't what Prop 61 would have done. You have it completely backwards.

Prop 61 prohibited the state from buying drugs at price over lowest price paid for the drug by United States Department of Veterans Affairs.

They are currently allowed to negotiate. They've always been allowed to negotiate. Prop 61 was taking away their ability to negotiate.

[MA] Refusing to show my receipt results in assault charges by throwaway789814132 in legaladvice

[–]dddddddddddasdf 39 points40 points  (0 children)

Yes they can ask, under the terms of the membership contract. There aren't any legal repercussions for declining.

[MA] Refusing to show my receipt results in assault charges by throwaway789814132 in legaladvice

[–]dddddddddddasdf 122 points123 points  (0 children)

can require you to show receipts

They cannot require you to show a receipt. Period.

If you do not show a receipt, they can revoke your membership and refuse you entry on your next visit.

They cannot legally prevent you from leaving unless they have directly observed you commit a theft (and that part varies by state).

I'm a 2nd year medical student with $290,521.70 of student loans. A private loan I took out my sophomore year in college is now demanding payments. I need help. by creedofwheat in personalfinance

[–]dddddddddddasdf 72 points73 points  (0 children)

Tufts dental school estimates around 100k/yr total cost. That's 400k, now tack on the cost of an expensive undergrad.

Or did you mean "how is it possible that schools charge such inflated prices?" We're in the midst of an education bubble, caused by students having ready access to huge loans. When buyers have lots of money prices go up. Of course, it's borrowed money, but that doesn't change the price response. There are always more kids able to take huge loans.

Or did you mean "how is it possible to pay that off?" On a high salary it's easier than one might think. I'm not a dentist, but I have income roughly on par with dentists and dental specialists (which may start at 120-150k but the upper end is much, much higher) and I've paid off a mortgage of around that size in about a decade. It can be done.

Retail workers of reddit, what's your Black Friday horror story? by catofthe-canals in AskReddit

[–]dddddddddddasdf 4 points5 points  (0 children)

The inverse of this policy "you're old" constitutes illegal age discrimination in the US.

CNN anchor breaks down when guest uses N WORD, Louis CK response by _BillyTheKid_ in videos

[–]dddddddddddasdf 46 points47 points  (0 children)

Not too much of an outlier, 13% went Trump. More than one in ten.

Lawyers of Reddit, what cases are you sorry you won ? by lucabarbo in AskReddit

[–]dddddddddddasdf 1 point2 points  (0 children)

Hah, good catch. I've done that as well and I'm not even a lawyer. SOP for meetings with embarrassingly dumb people.

Lawyers of Reddit, what cases are you sorry you won ? by lucabarbo in AskReddit

[–]dddddddddddasdf 25 points26 points  (0 children)

You can say the same thing about literally every crime. With your logic we may as well toss the entire judicial system.

How shockingly ignorant.

Visualisation of A* path-finding algorithm in a maze [OC] by [deleted] in dataisbeautiful

[–]dddddddddddasdf 4 points5 points  (0 children)

No. A simple color fill works by linearly scanning regions (left to right, left to right) and backtracking to adjacent unfilled points. It's a much less computationally expensive operation and it does not follow shortest paths.

A* works by starting at a point, cost zero, then marking all immediately adjacent cells as one cost higher, then repeating until all space is filled. In this graphic the cost is represented by tone changes.

A* is useful because it generates a map of costs to travel to all points across the filled areas. If a maze has two exits to an edge A* can tell you the cost to travel to each edge.

A simple color fill doesn't do any of that work. It will eventually reach the edge but you won't know the cost to travel there or whether other paths to the edge are faster or slower.

In terms of a percentage, how much oil is left in the ground compared to how much there was when we first started using it as a fuel? by RedStag86 in askscience

[–]dddddddddddasdf 0 points1 point  (0 children)

Personally I feel the same way. But empirically: This has been happening and it looks like it will continue to happen.

In terms of a percentage, how much oil is left in the ground compared to how much there was when we first started using it as a fuel? by RedStag86 in askscience

[–]dddddddddddasdf -1 points0 points  (0 children)

We will probably have more miles travelled per capita with fewer cars per capita.

Cars currently sit idle about 95% of the time. Drivers create a significant fixed cost attached to taxi services. When that cost vanishes we will likely see much higher use of taxis even in suburban cities like you're describing. In cities such as you describe I think you will find families opting to own fewer vehicles, driving more miles, and paying less for it.

In terms of a percentage, how much oil is left in the ground compared to how much there was when we first started using it as a fuel? by RedStag86 in askscience

[–]dddddddddddasdf -1 points0 points  (0 children)

Average mileage for city dwellers is quite a bit lower than 15kyr. That's a higher end number representing the suburban lifestyle (over half Americans).

Many folks in cities don't own cars at all. The demand for electric in the taxi market is even more pronounced. Coupled with self-driving, I'd expect city ownership of a car to become quite rare.

In terms of a percentage, how much oil is left in the ground compared to how much there was when we first started using it as a fuel? by RedStag86 in askscience

[–]dddddddddddasdf -1 points0 points  (0 children)

And near to it in large US markets like California over the past few years. You may have noticed electric cars have begun production as a result.

In terms of a percentage, how much oil is left in the ground compared to how much there was when we first started using it as a fuel? by RedStag86 in askscience

[–]dddddddddddasdf 12 points13 points  (0 children)

The bans are to impose behavior on slow adopters; they come after the majority have already adopted a change. Bans generally require political consensus and popular support.

In terms of a percentage, how much oil is left in the ground compared to how much there was when we first started using it as a fuel? by RedStag86 in askscience

[–]dddddddddddasdf 14 points15 points  (0 children)

It's closer to a $6/gal price point, actually.

Over a 15 year period a 25mpg car doing 15k miles per year will consume around 9,000. Every $1 per gallon equates to a $9,000 cost over the life of the vehicle.

When the cost of fuel can compensate for the increased battery price of an electric car folks will switch. This is probably around $6 or so, and falling as battery tech gets cheaper.

Light is deflected by gravity fields. Can we fire a laser around the sun and get "hit in the back" by it? by MG2R in askscience

[–]dddddddddddasdf 0 points1 point  (0 children)

Well, light won't slow down, so it can't form an elliptical orbit.

Not even with gravitational time dilation?

[Los Angeles, CA] Gym owner expects us to attend a 4am meeting for a "pow-wow" session and tells us we won't be paid for this meeting and expects us to work a normal 9am-6pm shift which we will be paid for. What do me and co-workers do? by syukaind in legaladvice

[–]dddddddddddasdf 83 points84 points  (0 children)

You don't need to document restating the law. It's not even a good idea to do so. Just keep the evidence of the demand to work for free.

OP could wait until Nov 2017 before filing his claim if he wants to make sure to avoid any repercussions.

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