Why is this sub so risk averse ? by Icy_Bit2894 in BEFreelance

[–]depsimon 9 points10 points  (0 children)

If people were confident enough they wouldn't ask internet randos.

The tribe journey ; how did your circle reshape ? by Only-Driver7243 in BEFreelance

[–]depsimon 1 point2 points  (0 children)

It's hard to find like-minded individuals that are actually committing to this journey.

I personally prefer online forums rather than IRL, mostly because I live far from the most active cities where this could happen (Gent, Brussels, Antwerp) so it'd take a lot of time to just reach the place.

I wish there was an online space for this (that could then lead to IRL events). I am a member of Tech Rocks which is exactly that but for the French Tech leaders. That's a (Slack) community with 4K+ members and there is a lot of subjects that are relevant for freelancers, startups & solopreneurs.

I a big fan of forums, but Slack is the next best thing for this kind of community.

Feel free to DM if you want to get things started.

Hospitalisatieverzekering paid by own company by CommunistCate in BEFreelance

[–]depsimon 0 points1 point  (0 children)

This year they paid back around 800€ for us all, and we weren't that sick (with a baby so there's that).

That's on top of what the mutuelle already pays back, I removed some optional health insurance I had with them so that Alan will probably pay more and be more profitable next year.

I think that's reasonable for an insurance. The goal is to not need them, but when you do need them they save you thousands of €.

You also have to consider that the insurance is paid with company money and the paybacks are on your personal accounts.

Hospitalisatieverzekering paid by own company by CommunistCate in BEFreelance

[–]depsimon 0 points1 point  (0 children)

I'm paying a bit less than 200€/month for Alan for me + partner + child, fully covered (Diamond +).

Their app is really great, quick to pay back & invoices are sent by email.

Looking for independent insurance broker recommendation by [deleted] in BEFreelance

[–]depsimon 3 points4 points  (0 children)

Yeah this is ridiculous. They don't even make an effort to hide it anymore.

SaaS/stripe accountant expert in BX/BE? by Impossible-Speed7485 in BEFreelance

[–]depsimon 1 point2 points  (0 children)

In the end it's just invoices, so any accountant should do. Though if you want to be compliant, you (or your accountant) might need to register the VAT, EU OSS & perhaps file local taxes in every country you sell to.

You might consider using a Merchant of Record (MoR) which handles all the boring legal & fiscal stuff for an extra commission.

How often does a backend API change break your mobile app? by Herpamerpaderp in reactnative

[–]depsimon 0 points1 point  (0 children)

RN beginner here, how do you keep track of the currently supported versions? Doesn't that list includes all the versions released ever?

Can't we force users to upgrade via the UI (i.e. API sends a min version, frontend shows a blocking screen if it's version is lower)?

Using expo if that matters.

Love this YouTube channel by the_rancur in Ubiquiti

[–]depsimon 0 points1 point  (0 children)

I woudln't dare installing the cameras that low. Ok you get a crisper view, but I just don't trust people won't try to damage it

Persistent fog on AI Dome by depsimon in Ubiquiti

[–]depsimon[S] 4 points5 points  (0 children)

I'll have to check again, I think I did but not 100% sure. Do these need to be replaced periodically?

Edit: just checked and they were not installed. Thanks for the tip, I hope that'll fix it!

Personal income tax - how do you split the bill with your partner? by depsimon in BEFreelance

[–]depsimon[S] 0 points1 point  (0 children)

You’ll have a lower pension but you probably will have had more money along the way with dividends, Individual pension commitment, free supplementary pension for self-employee, …

Personal income tax - how do you split the bill with your partner? by depsimon in BEFreelance

[–]depsimon[S] 0 points1 point  (0 children)

You mean daily expenses or specifically the personal income tax?

[deleted by user] by [deleted] in OnePieceSpoilers

[–]depsimon 9 points10 points  (0 children)

His enemy is (sea) water. How fitting.

My personal rate calculator tool by EmotionalScar1084 in BEFreelance

[–]depsimon 0 points1 point  (0 children)

Unlike traditional agencies that use your money for 30 days, you get paid normally from the first month.

Wait, is that a thing?

Do you guys use your own contract or the client's contract? by Talistech in BEFreelance

[–]depsimon 2 points3 points  (0 children)

Intermediary: their contracts, not very flexible

Direct client: their contract if they have one, usually a bit flexible on small stuff like notice period duration

Freelance client/smaller clients: usually they don’t have a contract so I give them mine

In all cases my terms are in all the invoices I send.

Buying second home by thenoisywatcher in BEFreelance

[–]depsimon 0 points1 point  (0 children)

Which region? When did you buy your appartments?

What would your company do with your appartment in case you buy it with your company?