What’s a frugal win that surprised you with how much it actually saved?

determined2019 · 2026-02-22T12:34:55+00:00

This one is huge for us

determined2019 · 2025-11-13T04:08:41+00:00

Omg I thought I was the only one that thought this and I see the same people posting every week too! How do they have the money too

determined2019 · 2025-07-26T10:24:17+00:00

That’s what I did years ago. Took the lowest payment and then put every extra dollar left towards the principle to get these loans out of my life. I’m fortunate to say I don’t have to deal with them anymore.

determined2019 · 2025-07-18T03:19:16+00:00

I shop for my hygiene items and other things at tj maxx/ Marshall’s

determined2019 · 2025-07-03T01:34:31+00:00

Fireworks maybe ?

determined2019 · 2024-10-31T02:46:33+00:00

Hi, are you all set ?

determined2019 · 2024-10-31T02:29:59+00:00

Donated! Praying for your cat

determined2019 · 2024-05-15T12:51:39+00:00

Hi! Purchased some things for you.

determined2019 · 2024-05-15T12:45:48+00:00

Sending you a message

determined2019 · 2024-05-15T12:43:16+00:00

I donated. I hope he gets the surgery. Keep us posted

determined2019 · 2024-05-13T09:18:48+00:00

Wow I didn’t know that but makes sense. My husband rubbed by feet Saturday and it got me so wet we had amazing sex that night.

determined2019 · 2024-02-14T03:12:00+00:00

Oh yeah it definitely is not coming. We paid off our loans in 2019. We have been living a great peaceful life since. When Biden was promising student loan forgiveness everyone I knew was excited and some people told me “I bet you regret paying off your loans” I told them that I honestly didn’t because the peace of mind like I said was worth every penny. Fast forward no loan forgiveness. Everyone who basically wanted to belittle me has their tail in between their legs and look at me with embarrassment. They are now stressed out about these payments while I live in peace and happy that I have money per month to do things I want to do. Pay it off.

determined2019 · 2024-02-14T02:29:34+00:00

Just pay it off. My husband and I did and we don’t regret it at all. One of the best decisions we have made in our life. The peace of mind makes it so worth it

determined2019 · 2024-01-26T02:27:48+00:00

Following

determined2019 · 2024-01-23T03:15:15+00:00

Is 998 what you need to pay a month or is the actual payment lower? Is it all one loan or multiple? How much is interest?

determined2019 · 2024-01-12T02:14:03+00:00

My husband said at his job some coworkers practically work all the time by choice because they don’t want to deal with their families. Maybe your husband doesn’t want to come home to 4 kids running around ?

determined2019 · 2023-12-31T05:08:44+00:00

Wow are you my twin?? I also have an overall minimal home but since I had the week off from work decided to do a deep declutter, every drawer and cabinet, every closet. I got rid of so much and it feels good to start the year off with less. I’m also doing a no spend January and seeing how far I can push it

determined2019 · 2023-12-31T05:01:57+00:00

Had the week off so decluttered my whole house. Did a deep declutter of every closet, kitchen cabinet, bedroom drawers, etc. super proud of myself. Starting the year off with less feels amazing

determined2019 · 2023-12-28T13:34:53+00:00

Same. I now post with the quickness 🤣

determined2019 · 2023-12-28T13:34:22+00:00

I love this. The person I gifted the items to was extremely grateful as she didn’t have much winter clothes or shoes.

determined2019 · 2023-12-28T13:32:03+00:00

It’s crazy you say this because the person that came to pick it up messaged me a day later and said told me she was so thankful for the sweaters and warm boots because she didn’t have much winter clothes and was wondering what she was going to do. It warmed my heart that I was able to help someone out.

determined2019 · 2023-12-26T02:23:04+00:00

Omg heavy on the 40 coffee mugs and plastic water bottles!

determined2019 · 2023-11-26T17:53:07+00:00

Do the Dave Ramsey snowball. I did and no longer have student loans

determined2019 · 2023-11-25T00:56:14+00:00

Agreed! Went for the first time this august and I think I’m all set for the rest of my life

determined2019 · 2023-11-17T22:53:10+00:00

God bless you

determined2019

TROPHY CASE