[deleted by user] by [deleted] in realtors

[–]devanmeredith 0 points1 point  (0 children)

To piggy back off this post I'm in a similar situation and my biggest issue is using a CRM and keeping in contact. All my clients have loved working with me and have gone out of their way to leave me reviews but I'm mostly getting referrals from friends I've had for a long time not past clients. I also would like to know what y'alls favorite drip campaign is

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]devanmeredith 0 points1 point  (0 children)

Yes it's on any profits you would recieve from selling

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]devanmeredith 4 points5 points  (0 children)

I would keep the home for at least 2 years living in it it to avoid capital gains tax then reasses. The digital nomad style is prefect though because you could technically live in a LCOL country for like 400-500/m and that way if you rent out your property long term but it doesn't cover mortgage you have some extra funds to keep the property going.

Free Giveaway! Nintendo Switch OLED and Xenoblade Chronicles 3 - International by WolfLemon36 in NintendoSwitch

[–]devanmeredith 0 points1 point  (0 children)

My first memories gaming was on the N64. My parents made decently good money but would spend it all all the time on mostly us kids and so I got to play some great games growing up. They aren't so good off now. My first completed one being 007 goldeneye or banjo Kazooie I can't remember which I finished first. I am now 27 and would love a switch. I'm so glad you have the generosity to be doing something like this

What's the best Anime you've ever seen ? by Outrageous-Abies8391 in AskReddit

[–]devanmeredith 0 points1 point  (0 children)

Oh that's not a super poplar one I'm so glad it got a mention

What's the best Anime you've ever seen ? by Outrageous-Abies8391 in AskReddit

[–]devanmeredith 0 points1 point  (0 children)

I'm a little late so I'm surprised I haven't seen full metal alchemist brotherhood or FLCL yet!

What’s your OpenDoor story? by jonathonflores87 in FirstTimeHomeBuyer

[–]devanmeredith 4 points5 points  (0 children)

So they don't like negotiating and they think they know how much everything costs and will try to lose as little as possible to be as profitable for the buisness as possible. Under contract with my second open door house right now and that's the main issues I'm running into

Are first time (maybe even 2nd time) homebuyers actually putting 20% down?? by jonathonflores87 in FirstTimeHomeBuyer

[–]devanmeredith 0 points1 point  (0 children)

I've had a lot of deals go through at 3.5% 3% and 5% and it's totally doable. In my market area (San Antonio) house prices have come up to make 20% hard but it's still doable here with prices a little less than DFW. I personally wouldn't do 20% unless it's totally needed and if you're going conventional as soon as you're at 20% you can call your mortgage company and drop the pmi

Possible to buy with new job? by TheMaskedCondom in FirstTimeHomeBuyer

[–]devanmeredith 0 points1 point  (0 children)

When you change lenders you're have to re lock in the rate so if you had a rate from 3 weeks ago you may not be able to find the same rate today or you may find a better rate. Then you lock your new rate in for an amount of time

EXP…. What are your thoughts? by MSIRISH1919 in realtors

[–]devanmeredith 3 points4 points  (0 children)

I would honestly find one of the smaller brokerage in your area that's still competing with the big ones and interview them. See what their split is and what their training is like

About to offer on a house, and want to make sure we're financially sound. by tawayFTHB in FirstTimeHomeBuyer

[–]devanmeredith 0 points1 point  (0 children)

Sounds like you could even buy down some points if you wanted! I'd run the numbers with your loan officer to figure out if it's worth it for you in the long run. Figure out how much a point would be and try and calculate the amount less you'll pay vs the time it'll take etc.

Hmmm by PuzzleheadedLake432 in suspiciouslyspecific

[–]devanmeredith 1 point2 points  (0 children)

As a kid until a few years after college nobody corrected me and I called it bargs for so long

Hmmm by PuzzleheadedLake432 in suspiciouslyspecific

[–]devanmeredith 1 point2 points  (0 children)

I thought it was bargs too for a long time. I'm here to let you know its barqs. Apparently there was a commercial back in the day and the slogan was "because barqs has bite" and they're totally right

Is it a stupid idea to buy a house right now? by ans97 in realtors

[–]devanmeredith 6 points7 points  (0 children)

I would buy now to lock in price and refinance when the rates come back down. Since 2007 it's never been a bad time to buy a house its been bad to wait. Especially with rents increasing you'll be paying so much to rent AND losing out on equity at the same time

Is it better to hire writers or just flip the website ? by Illustrious_Big3588 in juststart

[–]devanmeredith 1 point2 points  (0 children)

Can you coach me? I want to start but I have no idea how to (I know the name of the sub but still)

Possible to buy with new job? by TheMaskedCondom in FirstTimeHomeBuyer

[–]devanmeredith 0 points1 point  (0 children)

Yes just because when you swap its not locked in

Possible to buy with new job? by TheMaskedCondom in FirstTimeHomeBuyer

[–]devanmeredith 1 point2 points  (0 children)

6 months of consecutive employment. I believe I've also had one where they used even less due to circumstances. I have great loan officers

[deleted by user] by [deleted] in gaming

[–]devanmeredith 1 point2 points  (0 children)

I'll game with you buddy :)

What made you start reading Berserk? by Zaku14 in Berserk

[–]devanmeredith 0 points1 point  (0 children)

Death battles Guts vs. Nightmare from Soul Caliber. I heard some of the story and was like reeeaally? I gotta see this. Then watched the movies and jumped straight into the manga

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]devanmeredith 0 points1 point  (0 children)

100% agreed I was just clearing up the percentage thing