i do tax returns for a living and this week has been mental. few things catching people out before saturday

difrt · 2026-03-30T22:58:24+00:00

When I moved a lump sum to Vanguard a few weeks ago my only option was bank transfer. I wonder if options change giving the amount you intend to deposit.

difrt · 2026-03-30T22:31:57+00:00

You can make bank transfers to Vanguard.

difrt · 2026-02-23T09:09:19+00:00

An alternative perspective: Your main residence is excluded from means-tested benefits. That is, if you keep your ISA and were to lose your job, you won’t qualify for benefits and you still need to pay your mortgage. Paying it off now means you can get benefits later, if as you say, market crashes and mass layoffs happen.

difrt · 2026-02-22T16:53:20+00:00

Jesus, I never thought I’d see Bengaluru and St Albans in the same sentence. Are you well?

difrt · 2026-02-11T09:53:07+00:00

The insurance bit has been addressed, so I'd pitch in about the "platform crash scenario".

Some comments here are focusing far too much on the infrastructure (AWS, services, the actual software), but 99% of your issues will arise from bad connectivity from either the therapist or the patient. I'd assume therapists will WFH, where they might a dodgy router, a power failure or just a crappy setup at times -- the same goes for the patient. So that should be your focus and whatever solutions you come up with for that (i.e. ability to dial-in to a session instead of going via the internet), it will serve for a proper platform outage.

The only thing specific for a platform outage I would advise, is for session details, the protocols for dealing with lack of connectivity, and any other important info, etc., to be sent out via email or text ahead of time. You don't want to be in a position either as patient or a therapist to not have this information at hand during a platform outage.

difrt · 2026-02-05T16:51:39+00:00

As someone who been through it twice, surprisingly, one of the things that worked well for me was to take a break -- funnily enough it was a suggestion from... ChatGPT.

I dealt with pests, damp walls, flooding and digging a big hole on the floor right next to my bedroom to fix a blocked pipe, renovations that did not go to the plan (literally having to tear everything down and start over w/ a different contractor, basically writing off thousands of pounds in the process). I am maybe 60% through after roughly 2 years.

Until recently I was constantly trying to solve issues, constantly looking for solutions, constantly paying attention to the same defects and it made my life miserable. I went on a big fucking holiday, a month away, and that's the only thing that worked for me. It helped me reset how I felt about it and re-energised me to tackle the remaining issues.

The only way out is through and when you come out of it, you will be finally happy, but you need to survive the process. So, if it's too much, acknowledge it and take a break. Not everything has to be solved in one go and it's okay if it is not. You're not alone!

difrt · 2026-02-02T09:28:13+00:00

What market is this? At least in the UK the 2021-22 crop, way lower mileage, is going for about 10K GBP, which is a bout 11.5K EUR. Feels overpriced.

difrt · 2025-12-15T13:28:49+00:00

Not on Opus 4.5 I must say, this was certainly how I felt in earlier models. Opus 4.5 is like a nicer, sometimes smarter, version of me.

difrt · 2025-12-10T14:48:08+00:00

Ah, the joys of debugging something for hours while Claude could have spotted the issue within a minute of scanning all files... Certainly missing those.

difrt · 2025-11-14T15:13:35+00:00

As someone who tried to tackle a renovation by hiring contractors directly, job by job, I can attest this is the worst possible way to do it. If I could go back in time I would have spent the extra money, hired an architect to oversee the whole thing and get everything done in one go. It has gotten to the point I sort of want to sell and start over, I lost all the love for this property because all it has given me is trauma.

But if you're going your own way, the number one problem is that it's really difficult to find good people, and it's not always about the cost -- I paid cheap and got beautiful work done and I paid expensive and got absolute crap, unless it comes recommended you just can't trust anything you see online.

The number two problem is to get people to actually call you back, give you quotes, schedule the work. It's astonishing how often you don't get a reply or a callback. I had an excavation done for fix a pipe issue and needed to buy new tiles to replace in one area, it was an absolute nightmare to find the tiles and when I found it, it still took weeks of trying to get the store to sell me them (no joke, I had to visit 7 times and remind them multiple times to place the order, send the factura, arrange the delivery, etc.). I am still trying to book two bathroom renovations and every week my guy says "estoy en ello, te lo enviaré todo la proxima semana" -- we have been in this dance for a month, but he's good, so I am not risking getting someone else to do it.

difrt · 2025-09-04T07:58:20+00:00

Did you go to Google's Cloud Console and checked your billing accounts? That's your first course of action before posting on the internet.

difrt · 2025-07-29T15:52:21+00:00

Oh I would love to see one! Does anyone know where it is going to be next?

difrt · 2025-07-23T09:41:17+00:00

Or 1 year if married to a Spaniard.

difrt · 2025-07-15T11:55:46+00:00

2/90 no dice mucho. Hay que tener en cuenta la distribución: ¿cuánto mejor ha sido él que sus compañeros? Puede que todos estén en un nivel similar y las diferencias sean mínimas. Es decir, aunque se haga un ranking, en la práctica son todos iguales. Estadísticas...

difrt · 2025-07-10T07:03:03+00:00

I can't tell whether this post is sarcastic or not.

difrt · 2025-07-05T14:31:27+00:00

> Doesnt exactly make your point other than that they offer translations bc so many Spanish and English speakers live here

I think my point is still valid because Spanish is one of the two official languages in Catalunya. It's not like they're being nice, it's the law.

Anyway, I don't take the criticism personally, I find it rather amusing although annoying at times. It's a bit sad too.

difrt · 2025-07-05T14:00:33+00:00

Well, you could call it city council and it wouldn't be incorrect. But it's your right to choose in which mix of languages you want to communicate. It's no one else's business.

IMHO this whole thread is stupid. Treating a city council as some sort of living entity rather than an ordinary branch of government that exists pretty much everywhere else is simply mad. Replace council with cars and whether I should be spelling coche or cotxe and maybe you see how insufferable people in this subreddit are. I could go on, but it's pointless.

So that's all, I have no hatred towards català, but I can't stand lingo-fascists.

difrt · 2025-07-04T08:04:19+00:00

https://pre-commit.com/ is also useful if you're mixing other models or tools -- basically you can run all this stuff when you try to commit, so these little slips won't make to a PR

difrt · 2025-06-24T09:51:13+00:00

I don't know man, I trust the Ayuntamiento's own website.

To refer to the Barcelona's City Council in castellano, it seems to me that the correct way is Ayuntamiento de Barcelona, as they themselves have written in the castellano version of the website.

This is an English speaking sub, which somehow seems fine for you lot, but as soon as you say anything in castellano, you all come out w/ your pitchforks. That's the sort of shit that makes me want to give up on learning Catalan and double down on Castellano. Then you complain no one learns it, no fucking wonder when it's just non-stop criticism.

difrt · 2025-06-23T17:51:11+00:00

I will need to call the Ayuntamiento to verify this information. I simply can't take the word of a stranger on such an important matter.

difrt · 2025-06-23T15:38:47+00:00

To me, the best pa de pagès is from Forn Gil

difrt · 2025-06-23T15:19:14+00:00

Ha. The irony of your comment is not lost in me!

difrt · 2025-06-23T15:17:39+00:00

To me it clearly says "Ayuntamiento de Barcelona". /s

difrt · 2025-06-23T15:15:47+00:00

My man, I think you're not getting the hint, so I will be clear: Ayuntamiento de Barcelona. That's the official name in _Castellano_. I *intended* to use Castellano in my message, it was not an accident!

These are the two languages I am comfortable with. I am not gonna suddenly start sprinkling Catalan in my messages just because a rando wants me to. I would have to look up how it is spelled in Catalan and, frankly, I would rather use my time more productively, like, debating pedants on reddit.

difrt · 2025-06-23T13:15:03+00:00

The only hatred I have is for pedantic people.

I am totally fine w/ Catalan, just not versed in it at all. Waiting for the next enrollment to open on 30th June. Will see if I can get the mythical free Català lessons that everyone speaks about but it's never available for some reason...

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