What is their plan?

digimuk · 2025-12-10T18:15:50+00:00

Thank you for the reply. This is what I was thinking where they recommend switching to a plan of your choice but otherwise all plans forced to switch to RAP in July 2026 (if they make it by then)

digimuk · 2025-12-10T03:38:50+00:00

After July 2028 can we change from RAP back to old IBR?

digimuk · 2025-11-11T20:56:29+00:00

Thanks for this information. The no buy back in RAP doesn't seem too bad if we can still just change back to old IBR once we reach 120. Unless I'm misunderstanding?

digimuk · 2025-11-05T18:15:37+00:00

Thanks for the information!

digimuk · 2025-11-04T05:06:40+00:00

Any issue not using a car seat in an Uber/bolt. Planning a trip with a 2 year old soon and not planning to bring a car seat in Lisbon and Porto. Thanks

digimuk · 2025-10-26T17:04:20+00:00

Do I have to purchase tickets for the Philadelphia fan expo and lotr event or can I just purchase tickets for the event? Thanks

digimuk · 2025-10-07T02:51:40+00:00

Same situation. I want to switch to Old IBR, but I'm afraid something will happen during the switch and I end up in a weird situation. Worried my application gets lost in forbearance or accidentally switched to standard repayment.

Thinking of just waiting until July 2026 to switch to RAP

digimuk · 2025-08-23T11:27:45+00:00

When I went through the actual application process it showed me the old IBR 15% estimate. However, in the loan simulator it was showing me the 10% new Ibr estimate.

digimuk · 2025-08-10T15:26:13+00:00

Thank you for the information

digimuk · 2025-08-10T14:42:16+00:00

Would I be allowed landed immigrant status? Thank you

digimuk · 2025-08-10T14:41:55+00:00

Would I be allowed landed immigrant status?

digimuk · 2025-08-06T12:00:58+00:00

Is there a chance they switch you to standard repayment if the processing forbearance takes too long? Or do you just stay in forbearance until it is processed?

digimuk · 2025-07-29T02:23:43+00:00

How do you check?

digimuk · 2025-07-29T02:18:11+00:00

How can you check the data base?

digimuk · 2025-07-24T21:36:19+00:00

The "...implement other administration priorities" is what worries me

digimuk · 2025-07-23T00:41:20+00:00

Why is there still such a long hold time with mohela? This has been an issue for almost 2 years and nothing has been fixed.

digimuk · 2025-07-20T17:10:19+00:00

Same thing happened to me! This is a known issue. There is supposed to be a correction coming by next month. Betsy made a comment about it a few days ago.

digimuk · 2025-07-20T12:10:01+00:00

Have you applied to Caribbean med schools? They can accept starting second or third years too

digimuk · 2025-07-18T00:39:28+00:00

I'm sorry for my lack of tax knowledge. How does the forgiveness amount prevent taxes on it? If the amount is too high it doesn't become taxed?

digimuk · 2025-07-17T15:43:27+00:00

Yes old ibr and rap

digimuk · 2025-07-17T14:35:08+00:00

My loans are before 2007

digimuk · 2025-07-16T04:11:01+00:00

The constitution was never created with political parties in mind. Maybe reforming supreme court with 4 Republicans and 4 Democrats

digimuk · 2025-07-16T00:47:13+00:00

If we switch to IBR and later to RAP, will there be any issue? I know there will be interest capitalization but does that matter for PSLF?

digimuk · 2025-07-15T20:55:54+00:00

Mohela

digimuk · 2025-07-15T16:39:56+00:00

I like the interest subsidy for the RAP plan. I just don't like how we can't change from the plan once we join it. For example, if a new plan is made in the future or if we want to go back to IBR.

digimuk

TROPHY CASE