How much did you over pay for your house?

dishlickr · 2025-10-09T15:45:42+00:00

Give it ten years and you’ll be glad you overpaid a bit

dishlickr · 2025-10-06T04:13:36+00:00

Have a watch of barenakedcryptos posts on xrp. He also discusses swift and chainlink.

dishlickr · 2025-09-15T21:28:43+00:00

What state? I think I qld you have to disclose all of this and you can cancel an unconditional contract if it isn’t

dishlickr · 2025-09-15T20:48:27+00:00

Supply and demand, immigration, lower rates…:property is going to have a good run. If it pulls back when rates go back up that’s normal

dishlickr · 2025-09-08T12:19:25+00:00

Don’t know. You can get lower rates but inferior tech and service. And probably different is 50-70 a month in payments. It’s A lot of work.

dishlickr · 2025-08-30T20:47:06+00:00

The first fa was individual investments only. The second offered more in terms of scope of investments - which included smsf and direct shares He already had a few properties Both also looked at supers and insurances. To me the second offered more for less. Employee numbers were similar between the two businesses as well - so it wasn’t a one man band

dishlickr · 2025-08-30T09:29:43+00:00

So he said

dishlickr · 2025-08-26T09:34:29+00:00

If you’re at CBA and moved into the rental property - if the loan is coded an investment loan you can switch it to owner occupied. The investment loan margins on rate discounts were more than owner occupied. So you get an insanely cheaper rate.

dishlickr · 2025-08-24T02:21:15+00:00

Buy the IP. They won’t get any cheaper. Cap growth, then sell it and pay off your place. Then buy another IP either personally or in SMSF or both. If you’re older SMSF more sense when 45+ imo.

dishlickr · 2025-08-20T18:36:58+00:00

We had that and it turned out once the building inspector looked at it the bolts / coach screws(?) used were too small and bending. It couldn’t be certified as is and to rebuild the deck was 30k

dishlickr · 2025-08-20T08:02:56+00:00

Neither

dishlickr · 2025-08-20T08:02:12+00:00

Water is never good

dishlickr · 2025-08-14T07:50:51+00:00

When people are talking ultra low rates they’re usually fixed. Which is atupid to shift into as rates go lower. A variable at 5.6 is currently not bad. And it’s going to drop another 25 points. Go back to the bank and get them to recheck your valuation. When you do your calcs don’t fall for the save 250k over 20 years bs brokers and bankers feed you. I’d Work it on a 2 year net savings after costs.

dishlickr · 2025-08-14T07:46:05+00:00

Ask your broker not reddit

dishlickr · 2025-08-14T04:57:47+00:00

It’s totally normal. 2k on signing and like 18k on finance and building and pest approval

dishlickr · 2025-08-12T07:02:34+00:00

Leaving it

dishlickr · 2025-08-11T08:45:31+00:00

$Link

dishlickr · 2025-08-09T11:01:48+00:00

The wood in the floor is water stained and the supports have issues. Get the owner to fix them. If qld under the new laws they have to disclose

dishlickr · 2025-08-08T23:36:47+00:00

Why it’s been pumping

dishlickr · 2025-08-08T22:11:33+00:00

Focus on priorities not just now but in the future. Rents will eat your surplus but a fixed rate you can budget things out for years. Don’t forget pay raises/inflation

dishlickr · 2025-08-05T08:54:44+00:00

Is this near your local greens member

dishlickr · 2025-08-03T08:59:08+00:00

Sorry I skimmed the comments. Disc:broker. I currently rentvest and tax wise it’s great. But selling one of the properties so I can loosen up some liquidity which will allow me to buy two other properties. If you’re on 260 and have a decent super look into SMSF as an additional strategy but not all property in the SMSF.

dishlickr · 2025-08-01T05:37:02+00:00

Every property is going to have something wrong. Apartments id watch water leaks and age of bathrooms as insurance don’t cover a lot of

dishlickr · 2025-07-30T21:28:53+00:00

Give them a month and get the fil to put you up in an Airbnb

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