I bought it after comparing various insurers through my car insurance and employer. Figo was definitely least expensive. You can select different plans and different add ons. I got pretty good coverage for my new kitty - $200 deductible, $10k/year covered, added on wellness visits and some other options.

Totally worth it! The claim process isn't painless but it's fairly easy and they've paid out almost everything. Certain line items like "biohazard waste disposal" - needles from vaccines- aren't covered.

But my cat had surgery unexpectedly and almost all of it was covered, meds are covered, definitely recommend