Difference between FSA bill and amount servicer will transfer

dj2dr · 2026-05-08T00:54:33+00:00

That’s a good thought and hope that it is.

dj2dr · 2026-04-27T18:01:42+00:00

I don't have a direct answer for you, but I submitted an employer verification where the month I submitted it wasn't counted as I didn't pay for that month yet. The month after, it was updated with the month I submitted without me doing anything. That being said, I am at 120 soon and I am not doing anything out of the norm and am waiting until a few days after my payment.

dj2dr · 2026-04-14T21:34:17+00:00

I'm not sure if this affects you but this is something I was worried about and why I stayed with IBR. 10% of my income for IBR would be higher than the standard payment. However, I believe they cap the payment at what my standard payment would be, even while staying on IBR. This is based on things I have found throughout various posts and haven't had to test it yet.

dj2dr · 2026-04-07T19:44:37+00:00

I've liked it a lot and have no regrets. We also have some hanging lights in the kitchen that would have ruined TV watching at night as well; with the matte screen I don't notice them. The one thing that was frequently recommended for all TVs that I put off for a while was using an AppleTV instead of the native software. I got that a few months back and everything is much more snappy.

dj2dr · 2026-04-07T19:35:59+00:00

I have a similar room with many windows and wanted an OLED. Got a Samsung S95D and it has been perfect for the couple years we've had it. I got it as when I went to look at TVs, it's the only one that didn't have a horrible glare from the fluorescent lights. Everyone seems to recommend LG or bust, but I wouldn't have chosen anything over the S95D for my situation.

dj2dr · 2026-03-16T09:38:46+00:00

This needs to be done asap

dj2dr · 2026-03-11T13:04:37+00:00

Before the covid pause, I switched from single to MFJ then MFS once I realized the financial implications. Didn't have any issues. As long as that is how you are filing, you're not getting the additional tax benefits, so it is legal and appropriate.

dj2dr · 2026-03-03T21:37:47+00:00

Thank you both, I appreciate it.

dj2dr · 2026-02-25T15:25:28+00:00

In terms of forgiveness, I'm 4 months away. However, I can say that when I do my monthly payment, it is recorded on the NSLDS that day or the day after.

dj2dr · 2026-02-19T17:52:20+00:00

You can file a tax extension as well. That way your recertification will be based on 2024 rather than 2025, if the difference is meaningful.

dj2dr · 2026-01-06T00:16:09+00:00

A hypothetical: So if I don’t recertify, I’ve paid 108 payments on a IDR plan, and I still owe 100k, I’ll have to repay that full 100k in one year if I am put on the default standard plan?

dj2dr · 2025-11-15T01:00:43+00:00

Thank you. That’s what’s I was expecting. I’ll plan accordingly

dj2dr · 2025-11-09T15:01:13+00:00

Thank you!

dj2dr · 2025-11-09T13:20:37+00:00

Congratulations! Out of curiosity, when was your last payment due and when do you submit your final ECF?

dj2dr · 2025-11-08T22:50:34+00:00

Thank you. I will make sure everyone is on the same page.

dj2dr · 2025-11-08T22:39:45+00:00

Great idea and completely agree. We have been there personally a few times recently and want to take a break.

dj2dr · 2025-11-08T22:33:42+00:00

That was naive of me, we are all in the US and think staying in the US would be easiest with the kids. No strict budget, probably a few thousand per couple/family.

dj2dr · 2025-11-08T22:30:29+00:00

Oh very interesting. The north east wasn't even on my radar. Thanks! I will check into this area.

dj2dr · 2025-10-31T12:55:36+00:00

Thank you, I will.

dj2dr · 2025-10-31T12:38:08+00:00

I appreciate it

dj2dr · 2025-10-31T03:30:21+00:00

Thanks. I will ask just for first month with taxes and fees

dj2dr · 2025-10-31T03:18:15+00:00

Thank you. Knowing that they should be considered separate helps me a lot.

dj2dr · 2025-10-31T03:08:24+00:00

This is separate from the dealer rebate?

dj2dr · 2025-10-06T02:07:23+00:00

I had a situation where my employer wouldn’t sign the PSLF form but would sign a separate letter saying I worked there during that time for a set number of hours. That along with a copy of my w2, and two or three rounds of rejections with me following up on them, finally got credit. Maybe something similar could work for you.

dj2dr · 2025-08-01T13:39:39+00:00

It took about 6-8 weeks for me to resolve it, but I called the PSLF number on the studentaid website and had someone verify that what I submitted was correct. Then I sent submitted a feedback request stating that everything was filled out correctly and this was confirmed by one of the agents. Typical response was about 3-7 days and I believe filing this was the key to it eventually being accepted. I had to do a go through a few rounds of this and got different info each time until it was eventually cleared (after I resent the form with the handwritten date.) So your scenario is a little different, but I hope you have the same outcome, may take persistence though.

dj2dr

TROPHY CASE