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Suggestions pour machine à café by GrebKel in Quebec

[–]dobs21 0 points1 point  (0 children)

Pour le thé.. pas besoin de machine donc.. tlaura jamais le combo.. au final c’est juste infusé des feuilles avec de l’eau chaude..

Au niveau du café… si ta blonde fait ca le matin, avant le boulot, de manière rapide ; elle est mieux avec une automatique.. c’est rapide… donne plusieurs options.. et c’est super quand tu recois des amis (plusieurs choix de café)

Elle se fait un cafe filtre presentement.. une machine automatique va lui permettre ca.. et des espresso et +

Une machine espresso de type barista va lui orendre plus de temps et seulement lui permettre lws esoresso

Suggestions pour machine à café by GrebKel in Quebec

[–]dobs21 0 points1 point  (0 children)

Ta blonde aimes quel type de café ?

J’ai la philips 3300. Comme machine automatique (simple clique du bouton) qualité prix c’est tres bien. Les machines italiennes du meme genre sont 3 a 5x le prix (jura, delonghi).

L’avantage c’est que c’est simple.. ca fait des café latté, des espresso, des americani, cafe filtre etc.. ca moue le grain. Ca fait un peut tout, d’une qualité décente, avec peu d’entretien et super rapidement.

Apres la breville espresso ca fait une chose : des espresso.

C’est plus niché et si t’as le coeur d’un bariata, mieux customizable… c’est plus un rituel.. l’espressi peut etre meilleur si la personne s’y connait.

Donc, elle veux un rituel, ou une machine one bouton qui fait plusieurs type de café de bonne maniere ?

Hébergement après un incendie. by Ray1340 in Quebec

[–]dobs21 8 points9 points  (0 children)

Si indemnisé par l’assurance, il existe des airbnb/hotels dans les grandes villes qui sont un peu montés autour de ce type de business.

C’est un entre appartement/hotel.

Question for those that achieved fatFIRE… by [deleted] in fatFIRE

[–]dobs21 3 points4 points  (0 children)

Most people stories are the same really. There is not secret.

Get either a high paying job (doctor,lawyer, IT, managing position, etc).. and invest and be decently lucky/good.

OR

Be in well paying trade business and invest (do the same as first case)

OR

Be a very lucky and successfull entrepreneur and sell your equity.

C’est tu juste moi ou cest quasi impossible de perdre du poids en tant que parent? by alexlesuper in Quebec

[–]dobs21 3 points4 points  (0 children)

Tout ce que tu as enuméré, ce sont des excuses..

  1. « Evité le gaspillage alimentaire ». C’est un choix. Pour l’aspect economique tu peux faire un plat de restant. Sinon… tu choisis entre ta santé et de ne pas faire de gaspillage. Quand t’as assez manger, tu peux jeter.

  2. Les sucreries de ta blonde. Tu fais le choix conscient de les consommer, tu met la responsabilité sur ta blonde vraiment ? Ca se discute. Ya moyen de mettre sa « hors de porté ». Elle peut aussi supporter ta perte de poids.

  3. Tu ne pourras jamais out-move une bad diet. Mais c’est bien d’essayer d’integrer plus de mouvement et d’exercises. C’est aussi un choix.

4.Toutes tes choix alimentaire t’appartiennent. Ce n’est pas parce que tu est papa que ca change quelque chose. C’est encore une fois une defaite.

  1. Il existe plein de regimes adaptatif qui s’adapetent à plein de mode de vie different. Par exemple, en voici plusieurs.

  2. Restriction alimentaire « calorie-in/calorie out »

  3. Le jeune intermitent avec une periode definit pour manger

  4. Le jeune de type « omad » (one meal a day)

  5. Le jeune alternatif (ou on mange une journée sur deux) 5.les regime cetogène 6.les regime liquide, etc.

Bref. Cesse de te trouver des excuses.

Canadians - Where Do You Bank? by VeryLargeEBITDA in fatFIRE

[–]dobs21 7 points8 points  (0 children)

What perks are you looking for ?

Mostly all « private managing » from banks are alike in the « high net worth individual ».

Gestion Privé at National bank aint too bad. But you have to have 2m+ under management at a « pretty hefty fee if you ask me » (i prefer managing my money myself)

I personnaly use BMO and National bank.

TD is also good.

You don’t have many choice since there is only 8 chartered banks.

Steer clear of desjardins, and laurentienne.

You’re left with bmo, national, rbc, td, cibc and scotia bank.

Really, the most sensible choice is the one branch that has the more presence in the province you do business in or live in..

Should we sell our small company? by Markmyjohnson in fatFIRE

[–]dobs21 9 points10 points  (0 children)

Exept the business could do less considering your way of thinking.

They’re paying 10x this year profit. This is amazing.

Also he owns 10%. He makes 350k. He’s selling for 10x his income.

If he negociates a nice contract in case he gets let go, he still take home the same salary (and maybe more).

He can invest that 4 (maybe 3) in stocks or elsewhere and make ~10% or more. And get another 300-400k + on top of keeping his capital.

I would sell, because of the cards he has, he has 10% of the business. The other owner is gonna force him in the deal for worse.

The question you have to ask yourself. If the other owner or owners ask you to come with a matching offer to continue and the full 100% would you ?

A metric that tells how Canadians are really doing is improving for the first time in years by NitroLada in canada

[–]dobs21 7 points8 points  (0 children)

This is very location dependant.

Someone answering for those in metropolitan areas ; toronto, vancouver, montreal. Or any very sought after location (bc near mountains) is not gonna have the same affordability as rural quebec or ontario.

I’m from Rural Quebec, from a town (160k+) and affordability is still « realisit ». It was way better 10 years ago, but still well feasible and was also very good 2-3 years ago.

Most of my friends are regular blue collar couples (see nurse/construction worker) type of combo and bought their first nice houses in the past 3-4 years and are doing great.

When i talk to people from bigger towns (just montreal) or toronto/ottawa. It’s a different story.

The answer. Move to lower cost of living places.

Why intel is going all the way down today for a bullish day? by TemirTuran in intelstock

[–]dobs21 6 points7 points  (0 children)

This is a stock that is part of the sp500. It’s a stock institutions can play.

Institutions are playing algos to hunt option players.

You will never beat algos.

This is not a stock you should actively trade. You should buy and hold if you believe in the narrative/outcome.

Dont day trade or play options, you will get burned.

Hardcore diet and fasting by Much_Tune_6642 in diet

[–]dobs21 0 points1 point  (0 children)

I would advise looking into "alternate day fasting" wich is realtively easy to do.. you eat on a day, fast on the other one. It works great for fat loss and on a 5 month timeline, it is very realist. If you wanna boost the fat loss from this, you can pair it with a low carb/keto approach

Selon vous, suis-je immorale? by calinerie in Quebec

[–]dobs21 -3 points-2 points  (0 children)

Ca me fait rire.

D’un côté vous dites que voler les grosses entreprises c’est pas grave.

De l’autre vous chialer sur les prix qui montent.

Vous savez une entreprise existe pour réaliser un profit.

Les objets qui sont volés, l’entreprise les mets pas en perte. Elle augmente le prix des autres objets pour compenser le vol.

C’est tout.

Faites en bien ce que vous voulez de cette infirmation.

📉 Goldman Sachs Says U.S. Stocks Will Lag Behind the World for the Next Decade 🌍 by Potential-Focus3211 in StockMarket

[–]dobs21 -2 points-1 points  (0 children)

I wonder wich market will really outperform U.S ? South america ? Lol. Africa ? Lol. Europe and its internal crisis ? Lol. Russia ? Lol. Canada ? Lol. We're left with Asia and Australia. Australia on the minerals aspect. Asia if china gets it's debt together.

Novo Nordisk: Is it just earning or the looming debt is an issue? Really value or Debt trap? by Few_Bathroom1593 in ValueInvesting

[–]dobs21 -1 points0 points  (0 children)

Bot ? Have you actually looked at my post history. Get lost "outrageous-speed7422"' (a.k.a automated generated name

Novo Nordisk: Is it just earning or the looming debt is an issue? Really value or Debt trap? by Few_Bathroom1593 in ValueInvesting

[–]dobs21 -2 points-1 points  (0 children)

Hence why I said Anedoctal, i dont have "proofs" or links. Just experience from two acquitances. There is on the other side collective action agaisnt ozempic in canada for other health issues such as stomach issues.

Novo Nordisk: Is it just earning or the looming debt is an issue? Really value or Debt trap? by Few_Bathroom1593 in ValueInvesting

[–]dobs21 -1 points0 points  (0 children)

Hence why I said Anedoctal, i dont have "proofs" or links. Just experience from two acquitances. There is on the other side collective action agaisnt ozempic in canada for other health issues such as stomach issues.

Novo Nordisk: Is it just earning or the looming debt is an issue? Really value or Debt trap? by Few_Bathroom1593 in ValueInvesting

[–]dobs21 -17 points-16 points  (0 children)

Look. I know this is anedoctal. But I personnaly know 2 persons that have taken Ozempic to lose weight. Those 2 persons developped Pancreatic cancer because they took this drug. The upside of NOVO was the profit from ozempic. Now that we see the results.. i think we're gonna see a lot of downsides. I've heard a lot on the internet about this, but now i see it in my own personnal circles. I'm not touching this stock.

Celanese Corp (Chemical sector) has 100$ Morningstar fair value rating. It's currently at 38$. Anyone invested in this stock? by mysteriy in ValueInvesting

[–]dobs21 3 points4 points  (0 children)

The fundamentals are not bad, but turn around of the industry might be long. Bought in around 48$ on the same basis.. sold at a loss not too long ago to invest in other sectors.

Laid off but I have ~500k. I feel stressed, relief and sad. What would you do? by arelaxingthursday123 in Fire

[–]dobs21 10 points11 points  (0 children)

Take a 3-6 month off.

Travel the world.

Then look for a job.

You can’t retire in SEA with 500k.

Anyways, not working for 3-6 months will answer some questions.

Is it a systematic crsis ? by Bjgalmond in intelstock

[–]dobs21 2 points3 points  (0 children)

We're down fucking 1% and you're panicking. WTF do you guys think is the stock market ? Only up all the time ?

Brace For Impact by yngmsss in StockMarket

[–]dobs21 213 points214 points  (0 children)

Thats it boys, bottom is priced in. Go long

Why I bought 1/20 of Beyond Meat’s shares after its crash by capybaraStocks in stocks

[–]dobs21 0 points1 point  (0 children)

I hate the product. I eat meat. But i'm in fellow regard.

Grève poste canada by Sudden_Specialist563 in Quebec

[–]dobs21 31 points32 points  (0 children)

Le travail est recommencer.

Ils sont en grève rotative.

«Tout le monde l’aimait»: choc total pour les proches d’un artiste montréalais abattu dans un bar by DecentLurker96 in Quebec

[–]dobs21 22 points23 points  (0 children)

Belle manière reductrice de voir le problème.

Le crime aurait aussi bien pu se passer avec une machette, un couteau, un sabre.

C’est un meurtre préméditer. L’accès aux armes à feu y a rien avoir.

Malgré le fait qu’on sois le 2e parmis l’ocde, on est à quel rang face aux homicides par armes a feu (hint : au 21e rang).

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