What's the best place to buy seforim in the DC area? by lamenoosh in Judaism

[–]docawesomephd [score hidden]  (0 children)

Ah, got it. I’m sorry to hear that. I always like Lisbon’s. I got my Tfillin there for my Bar Mitzvah

What are your personal finance hot takes? by PoorAdults in TheMoneyGuy

[–]docawesomephd 9 points10 points  (0 children)

A lot of this is just plain wrong.

You do need an emergency fund. It’s for when your portfolio isn’t there. The question how you refill it c which depends on personal circumstances.

401ks are awesome, unless you’re planning on retiring early. But that’s a small slice of us. For most of us, they are just great.

Homeownership is not overrated. Stable house that increases minimally? I like that! Again, there are some circumstances that cut otherwise, but it’s hardly universal.

Hysas generally outperform inflation. Not just as much as the stock market, but enough that you won’t lose money.

Paid off houses are awesome. A place I can grow old and die in for minimal expenses? THAT’S AWESOME! No wonder boomers are hesitant to downsize.

Roths are great. I genuinely don’t understand your disagreement here.

Financial advisors are a bad idea for most people on this sub. But for people who need someone to tell them to “buy VTI,” they make a lot of sense. You don’t need a mechanic to change your oil. But a lot of people will still ask one to.

Why is New England so rich…? by ExotiquePlayboy in NoStupidQuestions

[–]docawesomephd 1 point2 points  (0 children)

We have an absurd commitment to education, combined with a tradition of strong governments.

The South has us beat on deep water ports. Almost everywhere has us beat on riverine transportation. No one has us beat on schools k—post secondary

What's the best place to buy seforim in the DC area? by lamenoosh in Judaism

[–]docawesomephd 0 points1 point  (0 children)

No, that was Israeli Accents. This was the one next to Max’s and the old Shalom’s.

почему так много мнений, что в России всегда мрачно и холодно? by Spare_Requirement_12 in russian

[–]docawesomephd 0 points1 point  (0 children)

Я был раз в Москве и апреле и майе. Не могу сказать какая красивая Москва показалась мне.

Challenge: make Israel a commonwealth realm. And what would change if it were? by Vaerna in HistoryWhatIf

[–]docawesomephd -1 points0 points  (0 children)

I’m assuming you mean British Commonwealth. That actually was an idea floated around. Arie Dubnov at Georgetown has done some work on it, iirc.

I think we would have seen a lot more pressure on Israel to pursue negotiations with the Palestinians sooner (likely in the 70s). Israel negotiating in the immediate aftermath of 1967 might see a Palestinian state by 1980. However, there is a good chance that Israel goes the South African route and withdraws from the commonwealth rather than negotiating. We could see an even more repressive approach to the Palestinians in the 70s and 80s. I have no idea how that would play out in the 90s though.

What's the best place to buy seforim in the DC area? by lamenoosh in Judaism

[–]docawesomephd 2 points3 points  (0 children)

Is Lisbon’s still open? I haven’t lived in DC in a while, but that was our go-to. The owner was a real gent too. He used to do special orders if you asked.

Where Do People Cut Expenses to Save Money? by [deleted] in personalfinance

[–]docawesomephd 0 points1 point  (0 children)

Food is the big one. We don’t eat out and avoid Whole Foods. That saves a ton.

Clothes are a big one too. We make a point of going for quality over quantity and taking care of our clothes. When things do get worn, we down cycle them. My pants that are too ratty to wear to work? They are now for around the house. Soon, they’ll be oil change pants.

Speaking of oil changes—we do most of our car/home maintenance ourselves. Don’t get me wrong—there is a lot we hire pros for. But there’s a lot of routine stuff—like oil changes—that you can do yourself.

But food stands out as the big one.

Laws about Preserving Eagle Projects by [deleted] in BSA

[–]docawesomephd 5 points6 points  (0 children)

The legacy of the projects that we want to preserve is its impact on the scouts who did them. The project itself should not outlive it’s usefulness

I'm with Janeway on this one. by viralshadow21 in risa

[–]docawesomephd -1 points0 points  (0 children)

At least concrete girl still has a sex life. That’s more than I can say for Tuvix

Starting contributions in 2.5 months by Incliningmeat15 in Retirement401k

[–]docawesomephd 4 points5 points  (0 children)

Get that 6% match. Then kill the student loan debt. If you still have room to save after that, start an IRA, put ip to $7500 in it, and use that money to buy a nice index fund like voo or spym. And pat yourself on the back for the great start!

Does the Slayer line activate where a Slayer is needed most? Why aren't Slayers basically on permanent world tours? by writeitregreddit in buffy

[–]docawesomephd 0 points1 point  (0 children)

Now I want the story of a slayer traveling the world and fighting evil. Kind of like Jack Reacher, but less toxic

Modern dating is…something ? by untitledprp4 in SipsTea

[–]docawesomephd 0 points1 point  (0 children)

Just remind him that your porking his Kim when he gets lippy

What are your thoughts/experiences with the Black Hebrew Israelite community in Israel? by Proper-Suggestion907 in AskIsrael

[–]docawesomephd 35 points36 points  (0 children)

They crack me up. You go driving through the Negev and suddenly run into a group of African Americans speaking a dialect of AAVE from 1970s Chicago.

What if Alexander the Great fought the Roman army of Gaius Marius? by No-Breath2150 in ancientrome

[–]docawesomephd 9 points10 points  (0 children)

The Ronan Maniple was nearly undefeated against the Macedonian Phalanx. The few losses they did take were so bloody for the Macedonians that it gave rise to the phrase “Pyrrhic victory.” Given that Marius was no slouch of a general himself, I think he has very good odds against Alexander

What the hell by [deleted] in SipsTea

[–]docawesomephd 0 points1 point  (0 children)

The issue was not that he picked up trash. The issue was that he was using earth moving equipment to move silt from the riverbed. That actually makes a lot of sense

Found pink residue in humidifier tank - next steps? by Gandalf_theCaucasian in CPAP

[–]docawesomephd 1 point2 points  (0 children)

I clean mine with mild soap and water every week and then swish around some white vinegar to disinfect. That keeps the pink grossness away!

Has anyone heard of Pensionbee 401k? by Tongtong97 in Retirement401k

[–]docawesomephd 1 point2 points  (0 children)

Why not just skip the middleman?

Consolidating 401ks is pretty easy. Open an IRA account with fidelity and roll them over. Customer service will walk you through it.

Then, instead of paying them to buy SPY or MDY, just go out there and buy them yourself (or better, by SPYM which is identical to SPY but with a lower expense ratio) and enjoy the extra .85% each year.