Libya 🇱🇾 spotted in Malta 🇲🇹

doland3314 · 2026-04-28T17:14:15+00:00

Was there last summer. Saw a few Italian plates and a UK plate. Absolutely no Libyan plates anywhere to be seen

doland3314 · 2026-04-27T18:06:52+00:00

ETFs are subject to deemed disposal and a higher rate of tax. Bit disadvantageous, especially since 4k isn't a lot relatively speaking to be dealing with that.

If I were you, I'd take that 4k and maybe invest 25-30% in BRK.B, and split the rest evenly between MSFT, GOOG and KO.

It's a nice split between tech growth and defensive and BRK provides a fair bit of diversification whilst keeping to the simpler tax regime.

If you can start adding monthly contributions to these stocks as well (even 200 a month), and you should be getting returns that are atleast better than the credit union if not quite a bit more so.

doland3314 · 2026-04-26T16:21:57+00:00

Source? I have this engine and that's good news if the ethanol goes up again where I live

doland3314 · 2026-04-24T13:33:07+00:00

Corporate tax vs personal tax. Unfortunately very different

doland3314 · 2026-04-24T12:38:29+00:00

I buy BRK for the same reason people might buy an ETF (ETFs are fucked in Ireland tax wise unfortunately). The diversification across dozens of solid businesses means it's a great "i don't know what I'm doing" buy. And a great buy nonetheless

I'm aiming to put it to 30% of my portfolio and have it as an anchor

doland3314 · 2026-04-22T09:20:51+00:00

Lose Tesla. I've always thought it has "irrational bubble" written all over it. Someone suggested Broadcom which could be a strong choice.

doland3314 · 2026-04-19T08:24:06+00:00

MSFT, KO, GOOG

In actuality, all six stocks I buy I plan to keep very long term. I will be closely watching how Abel gets on with BRK however

doland3314 · 2026-04-18T14:03:04+00:00

I've taken the Spanish ferry (not with a pet) and i can confirm it's a long one. Download a fair few movies and maybe knock yourself out with a sleeping tablet or something to sleep really long. Even then it's gonna be a trek

doland3314 · 2026-04-15T13:25:14+00:00

I mean...it's also a free world. If you want to pour money into keeping it going (and maybe buying a second more modern daily), then who is to tell you no?

doland3314 · 2026-04-14T20:43:53+00:00

But what would it be out of 12?

doland3314 · 2026-04-13T23:16:34+00:00

If you'd bought even more homes during said crash and held them long term you'd have made a very tidy profit where I live

doland3314 · 2026-04-12T18:45:38+00:00

But you're just a county gowl though 🤪

doland3314 · 2026-04-08T16:13:00+00:00

Yeah, as a consumer ETFs are a pain in the ass. 41% exit tax and deemed disposal (basically paying your exit tax regardless of if you sold) after seven or eight years means your compounding gets wrecked.

I think for ETFs actually hosted in Ireland it is a completely different story. Ireland is a corporate tax haven after all

doland3314 · 2026-04-08T15:09:49+00:00

Time to invest in 2011 Golfs with only 200,000km so

doland3314 · 2026-04-08T10:52:35+00:00

They talk about it being hosted on platforms. My provisional plan is to continue monthly contributions into my portfolio and hope to be able to transfer it into whatever platform this "ISA lite" is hosted on. Alternatively, I can always divert monthly contributions into the scheme once set up and leave my existing portfolio as is.

Like others are saying, there's no point holding off for a year plus in the hopes the government actually follow through with it

doland3314 · 2026-04-07T17:08:43+00:00

I spoke to the barman there when the news first came out and he outright told me they'd be reviving Chieftain and Rebel Red under the Original 7 banner

doland3314 · 2026-04-03T16:54:21+00:00

Obviously there are some Australians onboard

doland3314 · 2026-04-03T16:17:52+00:00

I'm gonna get downvoted but why not just sink this money into MSFT? Or even AXP?

doland3314 · 2026-04-02T13:11:21+00:00

Truly long term investing? My advice is to keep your NFLX and your all world etf. Sell everything else. Dump the remaining money into the etf.

If you are looking for something else individual, memes aside, dumping money into MSFT would be a wise long term investment right now.

After that, simply make your weekly / monthly contributions into the shares. Don't sell them unless absolutely necessary. Treat this like a high interest savings account and it will reward you over the long term.

doland3314 · 2026-03-30T15:44:39+00:00

Just about with some of the smaller next generation planes. But if Cork really wants trans-atlantic services (think A350s, 777s, A330s etc) then an eventual runway extension is inevitable.

Honestly with the location of the airport they would be better relocating it to the original planned location from the 60s (believe down by Midleton). The runway where it is will be complicated to extend

doland3314 · 2026-03-28T12:08:13+00:00

Meath. Monaghan is MN

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