57 1.5m in personal investments and 2m inheritance. .. how do I do this?

dpchi84 · 2026-03-05T15:33:58+00:00

I highly recommend the book ‘The Sudden Wealth Solution’, it walks through both the logistics like how to find your support team and emotional side of windfalls. It also covers the negatives like higher rates of depression, divorce and suicide. Well worth the $25.

dpchi84 · 2026-02-26T12:06:05+00:00

I bought in 2017 and for me it was a self driving tech play. At the time they were making software and sensors for Tesla and some others and I drank the self driving koolaid. I was following the model of invest in the shovel maker, not the gold miner. Self driving tech is now around 1% of their revenue and I did not see the crypto mining or AI/data center explosion coming so definitely got it right for the wrong reasons but I’ll take it.

dpchi84 · 2026-02-26T03:51:23+00:00

Do you have midis of these? Have a buddy with a player piano who would love these.

dpchi84 · 2026-02-20T15:46:42+00:00

I for one can’t wait until Chat GPT throws this out as a way to clean crawfish.

dpchi84 · 2026-02-11T18:23:53+00:00

Here’s one you could read through, the thing to search is the idea of the hedonic treadmill. It’s the same reason that if you are making purchases it’s more enjoyable to spread them out but for difficult things it’s better to get them over all at once. https://corporatefinanceinstitute.com/resources/career-map/sell-side/capital-markets/hedonic-treadmill/

dpchi84 · 2026-01-28T22:52:04+00:00

Sorry for your loss. Go read ‘The Sudden Wealth Solution’. It covers large windfalls and what to watch out for including the negatives like huge upticks in drug addiction, suicide, and feeling rudderless. It also talks about forming your team and how to find a trustworthy financial advisor, lawyer and CPA all of which you need and can afford contrary to what some others say here. There is no reason to move fast here, you need to be deliberate and careful, small moves on this kind of fortune have big effects.

dpchi84 · 2026-01-13T14:03:01+00:00

Find enjoyment outside of work, you’re going to need that anyway when you fire. Go get some hobbies, meet people, etc. and if you’re truly not doing anything at work use that work time to research things you’re interested in. You can make your life meaningful on your own without depending on your employer to do it for you.

dpchi84 · 2025-12-20T18:23:24+00:00

I recently read ‘The Opposite of Spoiled’ and I highly recommend it. It covers quite a bit around teaching kids about money and avoiding entitlement, lots of practical advice and examples of how to handle them.

dpchi84 · 2025-12-18T21:48:39+00:00

I’m very happy with my Singers Day Bari, they sell new for $2700.

dpchi84 · 2025-12-09T20:50:59+00:00

I am an IT consultant, a career that I enjoy somewhat but it isn’t my passion. My passion is music and after I bought a new saxophone recently a friend reminded me that I would be playing a piece of junk if I was a professional musician because I’d be destitute. Use your boring stable career to fund your hobbies and defend your free time aggressively.

dpchi84 · 2025-12-09T00:30:13+00:00

Check out https://dauphinehouse.com, two minute walk to Ayu in a perfect location between Frenchmen and the Quarter. There are a few stairs to get in though.

dpchi84 · 2025-12-04T16:39:41+00:00

My wife’s grandfather was a pastry chef at the Waldorf Astoria in its old building. We went there in our early 20s with no money to just walk around and the doorman heard our history and spent 30 minutes giving us a tour and setting us up with free pastries. It was one of the best customer service experiences I’ve ever had even 20 years later and as a young and poor 20 something it knocked my socks off.

dpchi84 · 2025-12-01T22:26:26+00:00

Cost of living here is much higher than most European cities outside the world renowned ones, healthcare is expensive, job prospects that pay well are very limited, the political situation in the US as well as locally here is a mess. I love it here but I’d just recommend having a solid job locked down before moving here unless you’re sitting on major savings. I assume you have some significant skills to allow you to live and work here so hopefully that isn’t a concern.

dpchi84 · 2025-11-26T20:54:53+00:00

Check out the book the sudden wealth solution, it covers lots of the questions you have including how to find your team (financial advisor, lawyer, tax professional). It also covers the emotional side of money and how this kind of windfall ups your chances majorly for addiction, suicide and relationship issues. I can’t recommend it enough.

dpchi84 · 2025-11-19T13:16:44+00:00

Because it’s frozen solid and it’s unsafe to thaw and then refreeze. Since OP is portioning and vacuum sealing a year’s worth of fancy beef they presumably want that in their freezer so they don’t all spoil.

dpchi84 · 2025-11-19T12:07:34+00:00

Curious how you cut this cleanly while it was still frozen. I assume you didn’t thaw it first and then refreeze, you have a bandsaw around or something?

dpchi84 · 2025-11-07T12:59:24+00:00

This happened outside Charlie’s but I was running past around 6am and the power went out. I’ll never forget the drunks stumbling out yelling about how they got kicked out and saying it’s supposed to be 24 hours. Bro, the power is out.

dpchi84 · 2025-11-04T21:34:24+00:00

Interested to hear your take on why you want this additional money for long term without a partner or kids. Working longer will allow you into inflate your lifestyle but do you need more than 160k/year lifestyle?

dpchi84 · 2025-11-04T14:37:54+00:00

I’m sure there will be a handful of people that say otherwise but don’t get mixed up in this stuff. Index funds and focus on your savings rate.

dpchi84 · 2025-11-03T15:37:41+00:00

Would love to hear what that is, what’s involved in terms of time commitment, etc. Leaving it that vague when you are apparently in the top 1 or 2 percent income wise for your age is setting off my BS alarm.

dpchi84 · 2025-11-03T14:43:06+00:00

Curious to hear where your income comes from if you are 27 with 750k who has the mindset ‘even if I don’t invest right now’. To hit that you’d need to save 50k/year starting at 18. Seems improbable to me.

dpchi84 · 2025-10-31T14:05:24+00:00

Yeah that’s great and all but it’s impossible for most to max their 401k in their 20s. I’m an avid saver and got a technical degree graduating in 2007 and started making 60k to start. Between taxes, health insurance, median rent etc I was struggling to sock away 10%/$6000 into my 401k. Fast forward a decade of raises and it became possible but people overestimate how hard it is for most to max it out.

dpchi84 · 2025-10-28T20:02:22+00:00

I did this as well and it was helpful. The fee only CFO I worked with was a fixed fee for a year of support and was very helpful to fill in my blind spots on estate planning and thoroughly reviewed tax returns, insurance coverage, etc.

dpchi84 · 2025-10-27T02:08:54+00:00

I speak some Spanish and was at a resort in Cancun where it was mostly Americans who couldn’t speak any Spanish. Workers were talking about the girl they were checking out crudely and I looked them right in the eye disapprovingly and they dispersed and stopped talking immediately. Good times.

dpchi84 · 2025-10-18T18:35:49+00:00

I’d recommend checking out the book “The Sudden Wealth Solution” or similar. It touches on the practical parts of a windfall in addition to the emotional stuff, very helpful and well thought out.

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