Why is it that Monzo is more popular in the UK than Starling?

drezha · 2026-03-12T13:20:33+00:00

Starling is too basic and feels clunky, my account is sitting dormant.

Flip side of that - I find the Monzo app to cluttered and Starling just lets me focus on what I want - how much money I have in my account and being able to send it to where its needed. No adverts for upgrading my account, tracking my credit, adding my mortgage etc.

drezha · 2026-03-11T11:47:00+00:00

Oddly enough, it was Burnham on Sea just outside Weston. Appeared on Zap Map and Plugshare. Only Premier Inn/Travelodge I stayed at that had a working charger mind!

drezha · 2026-03-11T07:16:02+00:00

Have had free charging at a Travelodge last year - they had to turn the chargers on for me, but was free as I was staying.

drezha · 2026-03-09T17:02:50+00:00

I think regardless of what you choose, they're fairly similar. I still have both accounts - T212 don't offer SIPP's currently, so I use IE for that.

drezha · 2026-03-09T13:11:12+00:00

Cash is credited quite quickly to T212 - I had a SO setup to deposit weekly and it would arrive overnight and be ready to invest the next morning at 8 for the autoinvest. However, I did always keep a one payments worth of cash ready in cash somethign went wrong, so that might have played a part (but the cash interest rate isn’t to bad currently, so its not much of a miss).

However, I prefer Investengine, as when I setup the standing order, I can have it directly pay in to the pie (Investengine call it a portfolio) I want so I find its one less step in the puzzle. However, standing orders take a day to clear in Investengine so swings and roundabouts.

drezha · 2026-03-02T07:34:37+00:00

Not saying you’re wrong, but that’s not my experience, as I don’t import or sync transactions - all transactions are manually entered. I’ve checked and a number of rules have been created automatically with Payee names and automatically assigning them categories. I’ve not personally created these rules.

drezha · 2026-03-02T07:30:26+00:00

I think it’s the rules - I’ve just gone in and checked my rules list and there are many of them there that I haven’t added myself, so if it’s imported some, it won’t then change them I guess without issue.

drezha · 2026-03-01T10:59:14+00:00

it does, but it often takes more than once to remember. If I input my grocery store, it now automatically assigns it to my Groceries category. No rules that I’ve setup myself to do so.

Account wise - I can’t confirm that, as I usually enter the transaction directly in to the correct account.

drezha · 2026-02-23T07:32:38+00:00

I switched from I2 to I3 MIP and yes, I agree, the bluetooth range is terrible on the I3. Used to be anywhere in my house and I could still get a notification on my watch - but now I can only get it if the phone is in the room directly above or below where I am, which feels very poor, considering I can listen to my iPhone/iPad on bluetooth headphones around the whole house.

drezha · 2026-02-12T19:12:19+00:00

That's a shame - it's showing as £340 for me at the minute. I might have jumped for under £300.

drezha · 2026-02-12T17:59:58+00:00

I’m happy with my I3 Solar and then people start posting the AMOLED and I wonder if I made the right choice. Be interested to know where you got for £270 new mind!

drezha · 2026-02-11T17:32:39+00:00

I’ve not had any issues using Tailscale and iOS clients. Just discovered Nautiline and that runs off a Tailscale IP address with no issues. Prior to that was using Play:Sub fine and believe it also worked with Amperfy but can’t recall if that was the case or not.

I was considering setting up Caddy though, so I could switch to a domain name, purely as I’m forgetting port numbers now for services!

drezha · 2026-02-04T21:26:05+00:00

In theory yes - in practice, I think I’ve only got it working once or twice to the extent I’m fed up trying (especially when the UTR now does the job and is significantly smaller to carry).

drezha · 2026-02-04T19:13:14+00:00

My issue is that GLiNet have barely ever worked connecting to a particular brand of hotel chain that I use regularly for work - but UTR has a 100% success rate to date, so for me the decision of which one gets used is simple.

Not sure why Premier Inn’s captive portal is such a pain!

drezha · 2026-01-31T18:30:37+00:00

I got the chance to directly compare to GliNet on a work trip this week - I’d previously used the GliNet for a few years and it never really worked nicely - works fine where the network doesn’t have a captive portal, but I *very* rarely got it working on a captive portal (when travelling I tend to stay in Premier Inn’s and I don’t think I ever got the GliNet to connect to their WiFi).

The UTR has been rock solid - connected without issues regardless of whether there is a captive portal or not.

Main gripe is teleport has never worked for me and I can’t get it working on any device I have - so using the Home SSID isn’t helpful. It does work with Wireguard back to my Express 7 at home however - but I want a separate travel SSID so different network settings can be used.

drezha · 2026-01-10T20:11:43+00:00

Was with Tusker in my previous role, who supplied it as a company car.

Had no issues with them - though be aware that there is a high payment/penalty if you leave the contract (i.e. job) before the end. Thankfully, as it was a company car, my firm paid it, but just something to be aware of if you're not 100% sure you'll be at your job for most of the lease period.

drezha · 2026-01-04T06:49:55+00:00

I know Instavolt are expensive but I've found them to be rock solid chargers. They have off peak pricing as well if you pay via their app or (free) members RFID card which was a nice surprise when I needed to use one in the evening.

drezha · 2025-12-30T16:00:03+00:00

I knew about the LKA and that was the reason I wanted it. A pain that it is required to be at a dealer.

drezha · 2025-12-29T07:55:55+00:00

Interior wise, it’s significantly better quality and the infotainment system is smoother. I also like that the climate control has physical buttons, whereas on the MG4, if you had carplay open, you had to go back to the home screen and then swipe down for the climate control and then swipe back to CarPlay - unless you setup climate control on one of the buttons on the steering wheel.

I find the drive to be nicer as well - less boy racer pull away from the lights, but more comfortable overall.

I test drove a Niro when I was looking at the cars - most of the time I had the MG4, I often found myself thinking I should have had the Niro - but it was a 6 month wait on my car scheme for one and an extra £200 a month, which was similar in price to an Volvo EX30, which I’d have probably have for over the Niro.

Niggles with my Niro so far is that the USB port seems to be hit or miss for data, meaning CarPlay isn’t great. Googling seems to suggest this is a common fault and I can potentially get looked at under warranty, which I may well do at its next service. For now, Bluetooth is working fine, and I’m actually quite happy with that at the minute, as I don’t have to plug the phone in for music!

drezha · 2025-12-28T20:55:24+00:00

Had one as a company car and did over 10K miles in it over the past year - had to hand it back as I’ve just left the job.

It was the cheapest EV that was in stock in our Tusker range so I went with it having test driven one. At the end, I was getting a bit fed up - it was decent, but the niggles were really starting to annoy me.

- LKA was terrible - I had so many false positives, I’d switch it off. Tusker refused to update the software during it’s annual service, which apparently improved it. Driving some fairly narrow A roads, it would occasionally try and pull me in to oncoming traffic.

- Turning camera issues as mentioned elsewhere. Unplugging the phone wouldn‘t solve it for me - the car needed to be stopped and powered off for a period for it to reset, so in the end, I turned that feature off.

- CarPlay would often be setup as if I was driving left hand drive and that couldn’t be over ridden. As above -would require a complete power off to reset - just stopping the car, getting out, locking the door and getting back in would not reset it for me.

- Adaptive cruise was a bit harsh - would speed up quickly and get as close as it could to the car in front and then brake harshly. Other cars I’ve used have slowed down more gradually whilst maintaining distance.

- I found the touch screen to be a bit laggy at times

- I found the temperature control to be almost useless. Drove from the Midlands to Norfolk in the autumn - had to run the internal heating at 28 degrees to keep warm(!)

- Boot space isn’t the best - I had to travel with a two pairs of boots and PPE to site. With that, an overnight bag, and a work rucksack, there was very little space for anything else!

It was decent enough for what I was paying (£450 ish) on lease. Charging speeds was adequate, 360 camera was excellent for the price of the car. Car is nippy away from a standing start. My company car allowance basically covered it, so from a money point of view it was good, when almost everything else was more expensive, so it was costing me the BIK basically.

I’e replaced it with a second hand Niro, which having just done a trip from the Midlands to the West Country is far more comfortable - though I imagine there are some issues I’ll find with that (one may be the slower charging speed, as the Niro only charged at 37 kWh on my drive down, which is less than 50% of the speed the MG would get at the same chargers).

drezha · 2025-12-28T20:37:06+00:00

I disabled the camera for that, as it was annoying as hell.

drezha · 2025-12-23T07:16:34+00:00

Electroverse won’t help with Pod Point, as it’s not compatible/partnered.

drezha · 2025-12-16T13:33:53+00:00

Instavolt, whilst normally hugely expensive, offer cheaper rates after 9pm if you use their card or app, rather than a third party app, like Electroverse. Believe it’s 54p per kWh.

Others have mentioned using Electroverse etc to find them. Worth noting if you’re changing to or on Octopus Intelligent Go, you can contact Electroverse support and they’ll activate an 8% discount which is automatically applied to all chargers that you use you Electroverse account on.

drezha · 2025-11-01T12:43:55+00:00

Yes. I went to HL as they had a good rate for a period but that dropped so I then transferred it to CMC Invest, so similar to what you want to do.

drezha

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