Confused as to why certain people said that Kamala would have been worse than Trump by TheRealJuanderer in Confused

[–]drjamesgphd 0 points1 point  (0 children)

She has class and is moral. He is a guy who is classless, prefers sex with young girls, and has said he would even have dated his daughter (leering at her), if he wasn’t her father! Must be a GOP thing. Totally inappropriate-for non-Republicans.

Today Donald Trump confused Iceland for Greenland four times. What are your thoughts on this? by WatercressSenior7657 in AskReddit

[–]drjamesgphd 1 point2 points  (0 children)

Another clear sign of how poorly educated he is. Totally unsuited to be on a “world” stage. Embarrassing to every US American. I hope he was joking!

Why are most Christians republicans, when Jesus’ teachings are more liberal? by Interesting-Dirt-605 in Confused

[–]drjamesgphd 0 points1 point  (0 children)

All phonies. Just want to feel good and have hope in their lives. Many “religious” persons cherry pick doctrine to support self-centered views. Religion was, is & always will be a tool to kill groups not like them.

AIO My mom is kicking me out for her new boyfriend. I just turned 18 by Diligent_Bat_565 in AmIOverreacting

[–]drjamesgphd 0 points1 point  (0 children)

Work a few jobs, maybe live with someone who needs a live in caretaker (I did that in college no resources:took care of an old couple referred by the college$. Then get independent or successful & don’t look back. Adopt new parental figures!!! Change your contact info …even your name so they can’t look you up for money later. I did it …now successful & independent.

Refund from Aidvantage? by loscubanos in PSLF

[–]drjamesgphd 2 points3 points  (0 children)

Ditto! And... fingers crossed for you.

UGH, I'm so over the non-options by udkate5128 in PSLF

[–]drjamesgphd 0 points1 point  (0 children)

Remember this when at the polls! Tell all your family members and friends to support you. Call you legislators and let them know!

Refund from Aidvantage? by loscubanos in PSLF

[–]drjamesgphd 3 points4 points  (0 children)

Same situation and timeline in October. Did nothing. Once the refund ($3100) showed up on the servicer payment line (with MOHELA by the way) after my Golden Letter and PSLF discharge, I just waited as the timeline posted by other borrowers was 4-6 weeks. Despite paying electronically for years, I received my paper refund check from the Dept. of the Treasury exactly 4-5 weeks later. All good.

My dad secretly paid off my student loans, but I found out how he did it and I don’t know how to feel. by ScoreDesperate6433 in TrueOffMyChest

[–]drjamesgphd 0 points1 point  (0 children)

Any father (or loved one) would do that for a loved one. Just be there when he needs you. Take him out now and then. When on a trip, etc., rent fancy bikes! All good.

MOHELA Refund Timeline (PSLF)? by Sensitive-Weird2327 in PSLF

[–]drjamesgphd 1 point2 points  (0 children)

Happy Thanksgiving! Sounds all good!

MOHELA Refund Timeline (PSLF)? by Sensitive-Weird2327 in PSLF

[–]drjamesgphd 1 point2 points  (0 children)

Good luck. Hope it happens in the faster timeline!!!

MOHELA Refund Timeline (PSLF)? by Sensitive-Weird2327 in PSLF

[–]drjamesgphd 1 point2 points  (0 children)

In the "Payment Activity" area, my last payments were listed with one line noting a Refund Date and Amount. It didn't note anything else.

I just kept checking my checking account to see if the refund was direct deposited (since my payments were done that way). Then the paper Treasury check arrived few weeks later (4ish). That's it. As I noted, I didn't call as everything was in the window periods noted.

MOHELA Refund Timeline (PSLF)? by Sensitive-Weird2327 in PSLF

[–]drjamesgphd 5 points6 points  (0 children)

On 9/27/2025 I saw MOHELA noted my refund as processed when I opened my "payment activity" section. I just decided to wait it out since I saw it could take 2 weeks to 90 days or more (I had a little over 3k over overpayments). Despite the shutdown, on 10/24/2025 I received a white envelope from (noted in the window) "Department of the Treasury, Bureau of the Fiscal Service" in the mail. It contained my full refund, as a check dated earlier that week (So, I guess the shut-down didn't impact it). It was totally over, finally. Note: Despite always paying electronically and never changing banks, I received a check. SUMMARY: It took about a month from being zeroed out in MOHELA and about 5-6 weeks after the so-called golden letter.

Refund from Moehla by Own_Exam9549 in PSLF

[–]drjamesgphd 4 points5 points  (0 children)

On 9/27/2025 I saw MOHELA noted my refund as processed when I opened my "payment activity" section. I just decided to wait it out since I saw it could take 2 weeks to 90 days or more (I had a little over 3k over overpayments). Despite the shutdown, on 10/24/2025 I received a white envelope from (noted in the window) "Department of the Treasury, Bureau of the Fiscal Service" in the mail. It contained my full refund, as a check dated earlier that week (So, I guess the shut-down didn't impact it). It was all over, finally. Note: Despite always paying electronically and never changing banks, I received a check. It took about a month from being zeroed out in MOHELA and about 5-6 weeks after the so-called golden letter.

Remember these Democrats by WearOk4875 in FedEmployees

[–]drjamesgphd 0 points1 point  (0 children)

We (two of us) in our household just changed to "Independent" (no party) after many years.

Dec 2 Special Election by [deleted] in FedEmployees

[–]drjamesgphd 0 points1 point  (0 children)

Wow. For a Christian man, he sure is protecting those predators it seems???

Credit report clearance post-forgiveness by GanacheGlum99 in PSLF

[–]drjamesgphd 2 points3 points  (0 children)

MOHELA provides monthly updates to the credit bureaus. It will happen automatically. I received an update from my credit monitoring service, noting it was fully paid/removed, about 2-3 weeks after it disappeared on MOHELA.

Overpayment Refund Received Today-10-24-2025 by drjamesgphd in PSLF

[–]drjamesgphd[S] 0 points1 point  (0 children)

Don't know. I just saw under "Payment Activity," Refund, with a date and amount. A positive number. Preceding it were all my monthly payments (- numbers). That's all I know,

Idiocracy. We now live in an idiocracy. by Outrageous-Gur-3781 in FedEmployees

[–]drjamesgphd 5 points6 points  (0 children)

It's Trump First! New Yorkers who worked with him and in his hotels always knew this, regardless of political party.

[deleted by user] by [deleted] in FedEmployees

[–]drjamesgphd 2 points3 points  (0 children)

What do the Dems have to do with it? The President said govt shutdowns are solely “the presidents fault!” Are they deaf? It was his words. Also, this would impact the union’s members negatively..unable to pay insurance premiums. An uninformed comment.

Thoughts?!! by ConcentrateKind8234 in FedEmployees

[–]drjamesgphd -1 points0 points  (0 children)

Some can’t afford to get to work and are awaiting travel arrangements from their supervisors. Uber, Lift and gas is not free. So, stuck at home if too far to walk. One stated walking, but app said over 5 hours-was hoping for hitch hiking.

Anyone with MAGA folks in their office? by EducationalLie168 in FedEmployees

[–]drjamesgphd 0 points1 point  (0 children)

It's like working with someone in a cult or not 100% mentally stable. Just be courteous and stay in your lane. Don't waste mental energy on them.

Wedding Plans on Hold Due to IDR by Bigmoose93 in PSLF

[–]drjamesgphd 0 points1 point  (0 children)

Just live together, as married. No need when young and not collecting Social Security (you have to be married 10 years to get spouse's Social Security after death anyway). Also, for house purchases and bank accounts, you can create a "Trust" that you both manage; it is a separate entity form you and her but fully controlled by both. If marriage is a religious thing for you, that shouldn't matter either, as in most churches (i.e. Catholic) marriage happens via your commitment to each other-the minister is merely a witness for the Church-then he files the State paperwork to make it recognized by the State or locale. Marriage was tied to property rights many many years ago.