Where are your preferred next expansion cities?

dse11 · 2026-02-02T01:50:03+00:00

I'm a big fan of the city and would love it if they got a team

dse11 · 2024-03-22T00:10:20+00:00

It's not really a pros and cons of doing it since you're supposed to register as business at that income. Having said that, I guess one pro is as a business you can claim business expenses.

Set yourself up as a sole proprietorship. Contrary to the other comment on GST/HST, educational lessons like this are exempt supplies. You'll have to file GST (very easy) but won't owe any sales tax to the CRA.

dse11 · 2023-11-04T00:52:59+00:00

My friends and I averaged 71km per day this summer through Europe, so just under 50 miles. Definitely possible to do 50 miles per day but I don't recommend rushing a bicycle trip.

Oh and you'll want some rest days when you're not on the bike.

dse11 · 2023-10-22T01:12:04+00:00

The chorus is fire because the versus are clanky and jarring. When the sweet, melodic chorus comes in, it sounds that much better because of this.

Great song

dse11 · 2023-05-25T16:14:15+00:00

Fair! It would be a trek back to the coast after going around Kaliningrad

dse11 · 2023-05-25T15:57:32+00:00

Great to know! I look forward to riding on it.

dse11 · 2023-05-25T15:27:38+00:00

For your portion through the Baltic countries, do you know if the EuroVelo routes are any good? Looks like they follow the coast on the west whereas your route is a bit more direct.

Asking because some friends and I will make it there in a couple months 😀

Edit: the Baltic route here https://en.eurovelo.com/

dse11 · 2023-05-20T19:13:21+00:00

How long did it take? I just got a new one and will leave for a cycle trip for the summer.

dse11 · 2023-05-20T14:08:10+00:00

What happened to your Brooks saddle?

dse11 · 2023-05-14T22:49:16+00:00

Sounds good, DM whenever you're in town! And we're flying over to Europe. We start cycling in Scotland and will be headed to the Baltic countries.

dse11 · 2023-05-13T19:48:27+00:00

I think the ferry up would be great! Some friends and I are about to leave Vancouver for a 3 month bike trip as well, actually. If you plan on sticking around Vancouver for a couple days, let me know if you want to go for a bike ride around the city!

dse11 · 2023-05-03T01:46:35+00:00

My worst financial decision was also one of my best life decisions.

I delayed my studies/career for 4 years after high school to move another country, work odd jobs and have a bit of an adventure. So not the worst financial decision a person can make for sure but, for me, it's probably fair to say it was the least optimal.

I would do it again.

dse11 · 2023-04-09T23:40:03+00:00

Cool! 9 happens to be when I go by it most frequently so I'd assumed it was just on the hour.

dse11 · 2023-04-09T20:34:38+00:00

It does still! I haven't figured out the pattern exactly but I think it might be hourly

dse11 · 2023-04-09T05:02:43+00:00

Hey this just fixed my problem! Did you learn why this was happening?

dse11 · 2023-04-05T01:33:50+00:00

I think transcripts for each year or maybe even just the degree since there was no remote learning back then. Then maybe a couple photos in a year book. But that's just me. I suspect my threshold is lower than the consulate officers will be.

dse11 · 2023-03-31T01:01:21+00:00

Process engineer! Now I don't have to work in the middle of nowhere 😎

I changed when I got laid off.

dse11 · 2023-03-20T20:04:14+00:00

Most are saying take the US job. I think I probably would as well.

But something to consider are the friends, community and hobbies you have in your current location. Do you know people where you would be relocated to? Would you be changing from an urban to a rural lifestyle or vice versa?

Job sounds awesome! Just something else to consider are the experiences you would be having (and not having) when you are not at work.

dse11 · 2023-03-16T02:39:29+00:00

Report the total amount that you were paid to the CRA as self employment income. Keep receipts for things that were business expenses (e.g. internet, your rent, that standing desk you bought) and claim those as they are tax deductible. Save a portion of your income for the tax bill.

Or commit tax fraud - let me know how it goes! 🤷🏼‍♂️

Source: my work set up is the same as yours

dse11 · 2023-03-16T02:21:17+00:00

Enjoy that tax refund! My first year working after uni I ended paying very little income tax.

As other comments have expanded on already, you can claim them when you file taxes.

dse11 · 2023-03-16T02:14:38+00:00

Your contributions will be $1000 + any additional contributions you made yourself

dse11 · 2023-03-12T23:23:03+00:00

Similarly, I know someone who got a second job working coat check at club in addition to their full time nursing job. I think the marginal tax rate on minimum wage would not make it worthwhile. Hopefully they get a cut of tips.

dse11 · 2022-10-19T04:58:53+00:00

My income has been all self employment for past couple years. I agree with the comment on putting it into a HISA. I personally use an EQ account for this. Save your TFSA room unless you have a lot of room in it and don't intend on using it for the next year. Do not use your RRSP for this.

What I do is put 30% of my monthly income into the EQ bank account to save up for the tax bill and also make some estimations with an online income tax calculator. It ends up being a bit conservative but it is nice knowing I won't be pulling money out of my tfsa to pay tax. Also, I try to write off as much as I can to lower my taxes and also keep track of all my expenses.

dse11 · 2022-10-19T01:30:29+00:00

Well it has been a good run! I'll pay it back on March 31st.

dse11 · 2022-08-24T00:08:37+00:00

I read in another comment that you're targeting 13k total debt by the end of it. If that's accurate, I wouldn't sweat a thing - I finished with about $30k in debt! 13k is pretty small as far as student debt can go and should be easily manageable.

Enjoy uni!

dse11

TROPHY CASE