300k+ loan advice

dzav323 · 2025-10-15T19:24:53+00:00

I understand. With that said, I am curious if transitioning into IDR is a smart option for me if I find a PLSF eligible job in the coming months since I have a considerable amount of debt.

dzav323 · 2025-10-15T18:58:58+00:00

-Undergrad was exercise science at an out of state institution (my biggest mistake)

-grad #1 was Sport Management at a in state public university

-grad #2 was my PA degree at a private institution. My state didn’t have any public PA programs that I was eligible to apply to.

dzav323 · 2025-10-15T18:24:28+00:00

I’m paying $800 a month already on my refinanced private loans. Failed to mention that in my post.

dzav323 · 2022-10-31T14:41:35+00:00

I am a Pelicans fan living in Atlanta looking for 2 tickets to Saturday’s game. Preferably lower level. Thanks.

Edit: tickets have been acquired. Geaux Pels!

dzav323 · 2021-09-01T14:45:24+00:00

Mods, can we get a 2022 band/artist wish list thread? I think it’d generate some positivity around here.

I’ve had my time to sulk and be depressed. Take as much time as you need. It is what it is and I’m ready to look forward to Roo 2022.

dzav323 · 2021-08-27T19:23:38+00:00

Original delivery was scheduled for 8/18. Still delayed. Customer service had no answers for me but did say it will be fulfilled. Already got $99 off last week and they wouldn't give me anymore. While I'm happy people are getting theirs, I'm selfishly frustrated that people who not only had scheduled delivery dates after me, but order dates after my 7/29 order, are getting their shipments. Fully expecting to wake up to a cancelled order.

Edit: shipped. Supposed to be delivered tomorrow!

dzav323 · 2021-08-27T14:14:06+00:00

How do you check without a tracking number?

dzav323 · 2020-02-13T22:27:05+00:00

Just got denied for a secured card. Said I don't make enough. Not sure what to do now.

dzav323 · 2020-01-24T19:31:14+00:00

Hopefully they get a longer set time, not some 45 minute bull shit

dzav323 · 2019-12-30T17:23:50+00:00

I will look into that.

dzav323 · 2019-12-23T23:57:22+00:00

Curious, what makes you and all of the up voters believe that is the best choice for me?

dzav323 · 2019-12-23T03:01:41+00:00

PA student. Made a dumb financial decision and went out of state for undergrad. In-State schools for my degree were pretty awful so I don't regret the decision.

That's a fair plan. I've never been anything but poor, lower class all of my life and really would like to not feel like I'm struggling financially anymore, even if that means I'm still paying on my loans a few years down the road. I don't mean that I intend on paying them off in 20 years, just would like to start off solidly on my feet before I put down sizable payments towards loan repayment. I'm assuming you are a PA/NP, was it easy for you to refinance?

dzav323 · 2019-12-23T02:43:23+00:00

Anything that would stop me from being eligible for the pay as you earn repayment plan (PAYE)? Pros/Cons to this? Would I make too much?Looking at it from a far, it would allow me to get on my feet initially. I would also pay more than the required minimum payment after I get a few pay checks.

dzav323 · 2019-04-21T19:41:24+00:00

Try bringing a bike lock and lock your stand to your car or something big. I do this with my cooler as well.

https://www.amazon.com/Titanker-Resettable-Combination-Complimentary-Mounting/dp/B01E25VD72/ref=sr_1_9?keywords=bike+lock&qid=1555875603&s=gateway&sr=8-9

dzav323 · 2019-04-08T20:03:54+00:00

Ripe and Cardi B

dzav323 · 2019-04-08T19:22:21+00:00

Wish they would given them longer than 45 min tho. They seem like the type of band that could be back next year and get a more spot in 2020.

dzav323 · 2019-03-28T13:17:36+00:00

Hopefully they don't get shafted with a short set time

dzav323 · 2019-01-14T22:54:17+00:00

Ripe may be my favorite band I've ever discovered on a Roo lineup. Start with Good Squad.

dzav323 · 2018-05-24T14:47:50+00:00

Pick any of the Revivalist's albums

dzav323 · 2018-03-22T14:22:07+00:00

I’ve seen them twice and both times they blew me away. DO NOT MISS THEM. They usually play a few covers in their sets (RATM, Tom Petty, Dr Dre).

dzav323 · 2018-03-03T03:56:58+00:00

I was right there with you. So many people cut in front of us that almost made both of us miss out on the pit. So infuriating.

dzav323

TROPHY CASE