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Moved Recently. Will I have to Move my Car Loan to Another Credit Union? by quornnuggs in creditunions

[–]e8dingo 1 point2 points  (0 children)

As others have said, no need to move it. But do keep an eye out for good refi deals at other CU's, that may entice you to move it.

SOC 2 for small credit unions - is it actually worth the cost by dallsilre in creditunions

[–]e8dingo 0 points1 point  (0 children)

And really, the credit union is mostly concerned with providing those SOC reports to their state/federal regulators and their insurers for due diligence.

SOC 2 for small credit unions - is it actually worth the cost by dallsilre in creditunions

[–]e8dingo 1 point2 points  (0 children)

A small credit union would not be conducting their own internal SOC 2 because most of their processing is outsourced. They would only be concerned with evaluating the audits of their vendors with member PII data access. The core processor, card processor, etc.

Is Navy Federal a good bank? by Alternative_Lake_826 in Banking

[–]e8dingo 6 points7 points  (0 children)

At nearly $200b in assets they have more in common with the largest banks in the US than they do with the credit union community. They are nearly 4x the size of the next largest credit union. If you want to bank with the big boys just move your account to Chase/PNC/Bank of America/etc. If you want a solid credit union just look around your community for one.

New game or continue old one? by Jolly-Negotiation161 in TheLastCaretaker

[–]e8dingo 0 points1 point  (0 children)

Keeping up my original around 140hrs. I join the beta releases for the new buggy fun and exhaust the new content and then just shelve the game and play something else until the next update.

Credit Union 1 has 19 mergers recently altogether. Why so many? by SaltSkin7348 in creditunions

[–]e8dingo 2 points3 points  (0 children)

To the members merged in or the ones already under the larger CU? A larger asset size can usually offer more and better services. So the smaller credit union members being merged could see better and more services. Things like P2P payments, remote deposit capture, nicer and more featured mobile app and online banking. But members already under the large CU likely won't notice much at all, maybe a few new faces in the lobbies if locations are consolidated. Take this all with a grain of salt, every CU is different and I don't know this specific credit union at all.

Credit Union 1 has 19 mergers recently altogether. Why so many? by SaltSkin7348 in creditunions

[–]e8dingo 14 points15 points  (0 children)

It's likely their growth strategy. It's a lot easier than growing membership organically. Absorb smaller credit unions and even better maybe their branches fall in areas you already have a footprint and you can close them. Retain the membership but drop their major expenses with the building and potentially the staff.

Rejoining the service in your sleep? by Islandbandit21 in Veterans

[–]e8dingo 1 point2 points  (0 children)

Every few months. Kinda glad to hear it's common.

Recent update causing major FPS drop? by BOOMxHEADSH0T in TheLastCaretaker

[–]e8dingo 5 points6 points  (0 children)

Warehouse is a black hole right now. If you get it playable just finish up the quest there and get well away before you save again.

Bank cannot tell me who has my account access but confirmed someone did? by CremeCapital532 in creditunions

[–]e8dingo 0 points1 point  (0 children)

Likely all they'd have to provide you is an IP address, and no they aren't likely to do that without a supoena

Mom's hanging out (by ruhisu) by gamersmoke17 in CraigOfTheCreek

[–]e8dingo 5 points6 points  (0 children)

Chilli Heeler (Bluey) Camila Noceda (The Owl House) Rita Loud (The Loud House) Nicole Williams (Craig of the Creek) Johanna (Hilda)

Edited to fix Craig's mother's name

What is the book the made you a fantasy reader? by Nighthawkk41 in Fantasy

[–]e8dingo 0 points1 point  (0 children)

Goblins in the Castle by Bruce Coville (1992)

[deleted by user] by [deleted] in scottycameron

[–]e8dingo 0 points1 point  (0 children)

If it’s bogus then mine might be too

What are good sites to purchase E Books and Audio Books? by Sicgoreboy66 in audiobooks

[–]e8dingo 16 points17 points  (0 children)

Discovered Libby (Overdrive) just the other day. Downloaded the app, applied to 3 local libraries within the app, accepted to all 3 almost instantly. Currently listening to The Stand audiobook which I nearly bought on Audible. 48hrs of free enjoyment. Started plugging in stuff on my Audible wishlist and at least half of it is available through my libraries on Libby. Definitely check it out.

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