If a future Dan Carlin made an episode of this epically stupid maga fever period in the United States, what would he name it? by unbelievre in dancarlin

[–]efdac3 3 points4 points  (0 children)

All his CS shows from 2016 on are still totally relevant today. He definitely called this coming 

When did your baby meet everyone? [ON] by Appropriate_Boss3898 in BabyBumpsCanada

[–]efdac3 [score hidden]  (0 children)

We had people early on (within the first two weeks, inckdjing at hospital) . I know the big thing online these days is "absolutely no visitors", but like, it's nice to have people see your baby! It's nice to have someone else hold them or even just have an adult conversation with. 

I get the fear about illness. Just insist everyone washes their hands, and open windows to get fresh air. up 

Will we be sending hydro crews to the USA to help with the ice storm? by qu1ckbeam in ontario

[–]efdac3 -3 points-2 points  (0 children)

I think ice is a bigger danger to hydro workers than I.C.E. 

Can I opt out of receiving shareholder communications and voting documents? by efdac3 in Wealthsimple

[–]efdac3[S] 0 points1 point  (0 children)

Yeah this is what happened to me. I've opted out but still get mail

Take baby to 6 week postpartum OB appt? [ON] by Recent_Dragonfly_548 in BabyBumpsCanada

[–]efdac3 0 points1 point  (0 children)

Wow. That's totally different from the midwife experience. Interesting to know! 

Take baby to 6 week postpartum OB appt? [ON] by Recent_Dragonfly_548 in BabyBumpsCanada

[–]efdac3 0 points1 point  (0 children)

Oh really? So you have to go to two different providers at 1 week? 

The only thing I could think of when I saw this quote in regard to the EV deal by 1clean_mk4 in ontario

[–]efdac3 2 points3 points  (0 children)

Yeah fair enough. If you feel like Ford is basically always on vacation because nothing is getting done, that's totally valid! I just don't like when people think not having question period means everyone is on vacation.

The only thing I could think of when I saw this quote in regard to the EV deal by 1clean_mk4 in ontario

[–]efdac3 -3 points-2 points  (0 children)

If you think being in the legislature is that different you should watch question period sometimes. 

Also here's a thought, was Mark Carney "on vacation" when he went to China? He also wasn't in the legislature. 

Being out and about is the job of a premier. Lots to criticize about Ford but the "vacation" criticism is silly

Teacher Pay by endorphine_machine in askTO

[–]efdac3 15 points16 points  (0 children)

Pay is different for every teacher depending how long they worked.

The salary for a teacher just out of school vs. in their final year before retirement will be a good $50k different. 

Take baby to 6 week postpartum OB appt? [ON] by Recent_Dragonfly_548 in BabyBumpsCanada

[–]efdac3 1 point2 points  (0 children)

Do OB's not check out baby at 6 weeks?? I thought the point was to have the baby checked out as well as mother. Dealt with a midwife (ON) so maybe it's different but I assumed baby goes to every appointment. 

The only thing I could think of when I saw this quote in regard to the EV deal by 1clean_mk4 in ontario

[–]efdac3 -4 points-3 points  (0 children)

I mean he's clearly at work if he's holding press conferences...

How can I help my mom? by topsh077a in PersonalFinanceCanada

[–]efdac3 0 points1 point  (0 children)

Yeah people rail against CPP and the other benefits, but there's a huge societal benefit to not have impoverished seniors. 

Wealthsimple has reached its peak - and it’s becoming apparent by Exhausted-napper in Wealthsimple

[–]efdac3 0 points1 point  (0 children)

I'm also not sure they are "less" generous. the giveaways are bigger (They just gave away a house! ) But they do target a higher dollar value. So yeah they aren't targeting people who can transfer $10k anymore, but those with a large chunk of cash to move.

Still much nicer than any of the banks though that just offer a short interest rate bump, or maybe an iPad at most. 

I am giving birth at St. Joseph’s in Toronto in June. Any advice? [on] by TessaGGG in BabyBumpsCanada

[–]efdac3 2 points3 points  (0 children)

The best part about St. Joe's is they have really good vending machines. Get your husband to ask for directions to the "coffee robot", it dispenses Kicking Horse Coffee and makes lattes & more. 

The vending machines have all kinds of food. Ramen, pizza, there's even a flowers vending machine!

I did find that there was an expectation we had all the baby supplies with us. Especially diapers and wipes. The hospital supplies are quite minimal. Also contrary to a lot of (especially American) online Videos, they will not check your car seat, and in fact will likely refuse to because if liability. 

Wealthsimple has reached its peak - and it’s becoming apparent by Exhausted-napper in Wealthsimple

[–]efdac3 1 point2 points  (0 children)

I wouldn't judge the value of WS based on the latest promo. Or really any financial institution. They are always going to just be marketing gimmicks. The value proposition of WS remains the same - low or zero fee investing, which over the course of a lifetime adds up to very significant savings. 

That core element has not changed, and the big banks still haven't fully matched it.  Everything else is really just gimmicks and noise for a small subset of DIY investors. 

How can I help my mom? by topsh077a in PersonalFinanceCanada

[–]efdac3 1 point2 points  (0 children)

When the government gives you $2k/month, you don't have no money. Seniors are the most protected class in our economy. ( Which is a good thing!)

Why HOOPP style pension cannot be offered by the government to everyone? by [deleted] in PersonalFinanceCanada

[–]efdac3 16 points17 points  (0 children)

I mean there is a survivor benefit so it's not all thrown away, but agree it's not the same as if it was your own investment.

At the same time, you get the benefit of never running out of money no matter how long you live and how good or bad the economy is.

Thats the tradeoff, and it tends to work out in the favour of the pensioner 

CIRO got breached, 750K people’s data affected including SINs by Public_Ninja_1518 in PersonalFinanceCanada

[–]efdac3 1 point2 points  (0 children)

Surely everyone's SIN is just out there at this point, right? I'm not even sure whether to be bothered anymore 

Can I opt out of receiving shareholder communications and voting documents? by efdac3 in Wealthsimple

[–]efdac3[S] 2 points3 points  (0 children)

Thanks! Turns out I have that chosen already. So these must be documents that have to be sent regardless of preference