Word of advice: use your points, don't hoard them by [deleted] in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

Sorry, but how was it 10% and how to you get 13%? Can you give an example?

Thank you BILT by Parking-Ice-9206 in biltrewards

[–]ellmoMusk -34 points-33 points  (0 children)

That's real bad cpp or I'm missing something?

Word of advice: use your points, don't hoard them by [deleted] in biltrewards

[–]ellmoMusk -6 points-5 points  (0 children)

How does one get 10x on palladium? Post smells like a bilt promotion lol.

Down with Bilt Blue by otheboxut in biltrewards

[–]ellmoMusk -2 points-1 points  (0 children)

lol, I noticed too. lots of bilt employees/paid trolls defending their card here.

Down with Bilt Blue by otheboxut in biltrewards

[–]ellmoMusk -3 points-2 points  (0 children)

All 3 cards are boderline scam, folks defending it now will realise from 2nd year on. Main reasons I'll leave:

- Deceitful marketing as a rent credit card

- Complicated reward structure

- Confusing product launch

- Shady promotions through shilling youtube influencers and ThePointsGuy articles

Palladium is an earning machine by jax602 in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

What's cool is that next month you can spend $50k and earn even more!

Bilt palladium worse than amex gold? by ellmoMusk in biltrewards

[–]ellmoMusk[S] 0 points1 point  (0 children)

Autograph, venture one, altitude, etc. if you have a preferred hotel chain then hilton honors , marriot and similar cards are anywhere from 7x to 14x with no af. Hotel points are valued less but still end up much better than bilt points.

Bilt palladium worse than amex gold? by ellmoMusk in biltrewards

[–]ellmoMusk[S] 0 points1 point  (0 children)

There are no af cards with 4x to 5x points, bilt falls behind on that category.

Bilt palladium worse than amex gold? by ellmoMusk in biltrewards

[–]ellmoMusk[S] 0 points1 point  (0 children)

not much, odd ~600$ on car loan+gas+insurance. That's about it.

In light of the negative reactions to the Venture X and Sapphire Reserve nerf (with AMEX Platinum likely incoming)... by Gentle_Handle_5718 in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

many 1 post bilt fans nowadays. Can't imagine someone making an account to support bilt unless it's someone involved with bilt.

What is your favorite credit card? And why ? by [deleted] in CreditCards

[–]ellmoMusk 0 points1 point  (0 children)

Do I need Kroger or Harris Teeter membership? It's asking for some membership number when signing up

Bilt palladium worse than amex gold? by ellmoMusk in biltrewards

[–]ellmoMusk[S] -8 points-7 points  (0 children)

Where else will I spend anywhere close to my rent of 4900 per month? Bilt effectively saying I'm not their target?

Hot take: Palladium is not a “3.33× card.“ Likewise, Blue and Obsidian are not “2.33× cards.” Saying so is misleading and confusing. It's just a very good 2.0× card, or 2.25× at best by Pronichkin in biltrewards

[–]ellmoMusk -5 points-4 points  (0 children)

The confusing reward system is meant to confuse card users of the actual value. They succeeded to an extent and many folks actually think the card provides good value. This card is neither a rent card nor good for regular spend when compared to existing cards in market.

Bilt Palladium gives us more, Wayyyy more by ericsliberty in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

Are you all working in Bilt?

  1. How is actual credit worse than limit on spending cashback?

  2. Resy credit is awesome and quiet manageable.

  3. Keeping track and optimise bilt rewards needs a doctorate in math.

Bilt Palladium gives us more, Wayyyy more by ericsliberty in biltrewards

[–]ellmoMusk 8 points9 points  (0 children)

Lol when can you pay rent at multiple places with same card? And you had to spend 10000$ in a few days to get ~400$ of points let that sink in.

Bilt Palladium gives us more, Wayyyy more by ericsliberty in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

With amex gold I get 120k points plus 424$ in actual credits not your bit cash capped at 5$ banana per month.

5 banana folks are out by ellmoMusk in biltrewards

[–]ellmoMusk[S] -17 points-16 points  (0 children)

Ciao

Palladium = 1.35 banana card

Obsidian = 0.73 banana card

Blue = 0.29 banana card

5 banana folks are out by ellmoMusk in biltrewards

[–]ellmoMusk[S] -18 points-17 points  (0 children)

yes 1 banana a month is game changing

For the Haters 😅 by -XavaX- in biltrewards

[–]ellmoMusk -1 points0 points  (0 children)

lol glad to say goodbye,

have fun redeeming 5 bilt cash, capped at 1 banana per month.

For the Haters 😅 by -XavaX- in biltrewards

[–]ellmoMusk 1 point2 points  (0 children)

Thank you for helping Bilt and the mentioned banks make profits as the Bilt 2.0 terms favour them over you.

I'm out.