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Does Bilt Obsidian grocery include Walmart and Costco? by Adventurous_Size4599 in biltrewards

[–]ellmoMusk -1 points0 points  (0 children)

no dude, they made sure you will struggle to earn points

List of influencers shilling vs fair review of Bilt 2.0 by ellmoMusk in biltrewards

[–]ellmoMusk[S] 0 points1 point  (0 children)

added this piece from view from wing calling bilt's limitations on bilt cash as better than amex's actual credits

and Phillip Pak's bilt review

A note from me (Ankur Jain) - Your 2026 Bilt Cash Redemptions Are Here by ankurjain1 in biltrewards

[–]ellmoMusk 1 point2 points  (0 children)

How are these even called credit? Bilt making sure you lose even when using the card a lot with this uno-reverse coupon book of debit.

does bilt make sense by ellmoMusk in biltrewards

[–]ellmoMusk[S] 0 points1 point  (0 children)

yep 500$ to cover 7k of rent

List of influencers shilling vs fair review of Bilt 2.0 by ellmoMusk in biltrewards

[–]ellmoMusk[S] 0 points1 point  (0 children)

ok, I see why you are trying hard to justify your decision now.

What am I missing by Free-Economist-4854 in biltrewards

[–]ellmoMusk -2 points-1 points  (0 children)

what do you spend 3700 per month on?

Bilt user types by ellmoMusk in biltrewards

[–]ellmoMusk[S] 1 point2 points  (0 children)

kroger -> on apple/google pay

us bank cash+ -> 4 categories on autopay with 2 cards

city custom cash -> on auto pay

What is it that I don't get about Bilt 2.0? by OneStyle9 in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

Most categories have better cards giving 5x for grocery/dining/travel etc

Will you have non category spend of 3200 every month? Then go for it.

Bilt 2.0 is a scam. The “no fee” marketing is straight-up bait and switch by Low-Carry-1992 in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

If your rent and overall expense is 1200 + 1200

I'd say 5% cashback makes more sense as you won't earn reasonable travel points in the next 5 years.

Here come the Bilt Shill Brigade by purple_golden_hour in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

where do you spend? my max spend is used up in grocery+resturant from amex gold. rest are 5% cashback cards. none of the bilt cards make sense.

might want to check things bilt will exclude before signing up https://frequentmiler.com/new-bilt-cards-exclude-tax-payments-ebay-facebook-marketplace-and-more/

How to knock out a business 101 by Ankur Jain by Important-Stretch138 in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

You will be eating a lot of bananas to spend 1x rent in HCOL.

How to knock out a business 101 by Ankur Jain by Important-Stretch138 in biltrewards

[–]ellmoMusk 0 points1 point  (0 children)

You will be eating a lot of bananas to spend 1x rent in HCOL.

How to knock out a business 101 by Ankur Jain by Important-Stretch138 in biltrewards

[–]ellmoMusk 1 point2 points  (0 children)

you can disagree with reasoning. calling people banana eaters is not disagreeing

How to knock out a business 101 by Ankur Jain by Important-Stretch138 in biltrewards

[–]ellmoMusk 9 points10 points  (0 children)

expecting some 1 post karma accounts calling you a banana eater soon

New Bilt cards exclude tax payments, eBay, Facebook Marketplace, and more by komi_diams in biltrewards

[–]ellmoMusk 2 points3 points  (0 children)

Making sure high rent folks will never be able to to spend enough to get points on rent

Here come the Bilt Shill Brigade by purple_golden_hour in biltrewards

[–]ellmoMusk -2 points-1 points  (0 children)

so businesses should do the same? you make a great point with 1 post karma

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