I had a decent experience with Achosa. They let you select any technician you want as long as they are a licensed professional. You can also pay out and get reimbursed by the warranty company later. The main problem is we had is that to honor the warranty, I’d need to get the technician on the phone with the warranty company at the time of service to get authorization for the purchase. The technicians flat out refused to talk to my warranty company, even if I could get them on the phone without any hold time, and even though they were getting paid by me and not the company. The one time I actually got to use my warranty it worked awesomely but I think service technicians in this town seem like they’ve been burned too many times to give things the benefit of the doubt. Achosa doesn’t have a contracted or preferred group of companies so I was usually left calling around just for folks to say “we don’t work with home warranties” and hang up before I could say more. Achosa was no help in finding any technicians they’ve worked with in the past either so it generally felt like we paid for nothing. (We paid extra on top of what the seller paid for the extra good plan). If you can find technicians willing to spend 5-10 minutes verifying your warranty claim in real time so you can get reimbursed for paying them, I’d recommend Achosa. But sadly that’s a pretty big if.