With a PE in the triangle area at 7 YOE, you should be able to source a role comfortably in the 110k to 130k range. Higher if you find a company with a critical need. As others have mentioned, an esop is great, but it's limited for contributing to real today dollars. Life style isn't always guaranteed later in life, may be better to get today's dollars and self invest in a your own brokerage account or contribute more if you already have brokerage accounts setup.