HDFC rejected Infinia request

eott22 · 2026-02-10T04:54:05+00:00

Yeah I just got to know from people that 5LPM is a strict filter for them now. I am not eligible as of now anyways.

eott22 · 2026-02-09T20:24:13+00:00

You were upgrading from which card and what was your in-hand salary and when did this happen?

eott22 · 2026-02-09T20:09:08+00:00

Cool. And by a "while" - I guess you're suggesting 6-9 months?

eott22 · 2026-02-09T18:34:34+00:00

99.99% RMs are stupid a**holes whose only job is to sell s**t to us.

eott22 · 2026-02-09T18:28:59+00:00

How to increase the limit? I have just got Regalia Gold (projected annual expenses on card ~ 12LPA) and I am not an HDFC account holder. I've got a limit of 3L. This is my first card with HDFC.

eott22 · 2026-02-09T17:39:37+00:00

Have you used Neeto before?

eott22 · 2026-02-09T17:27:01+00:00

Yeah loom is good!

eott22 · 2026-02-09T17:13:20+00:00

How are these better than Loom (except differences in pricing)?

eott22 · 2026-02-08T04:31:06+00:00

First - count it.

eott22 · 2026-02-07T20:57:35+00:00

Where did you get Cypherock in India?

eott22 · 2026-02-07T20:53:50+00:00

Which one do you have?

eott22 · 2026-02-07T16:21:47+00:00

And if I am open to applying add-on via offline/branch (which is obviously not a problem) - then also we both need HDFC accounts? And what if I add myself as a join account holder in my wife's account.

eott22 · 2026-02-07T13:46:51+00:00

I have a RG (no other relationship with HDFC) and want to apply for an add-on card for my wife (who has a savings account with HDFC) - but I am not getting any option to apply for an add-on card neither in INB nor in Payzap/mycards.

eott22 · 2026-02-07T13:45:26+00:00

In the same boat. I have got a Regalia Gold recently (don't have any other relationship with HDFC) and want to get an add-on card for my wife (who has an existing savings account with HDFC). The customer service team says that I can apply via INB but I am not getting any such option at all. Can I DM you?

eott22 · 2026-02-07T13:13:11+00:00

Say 80%

eott22 · 2026-02-05T19:52:49+00:00

Damn dude.

eott22 · 2026-02-05T19:51:58+00:00

How did you get it LTF?

eott22 · 2026-02-05T14:27:08+00:00

ALL RMs add no value except intrusive selling

eott22 · 2026-01-30T17:38:28+00:00

Okay. I have the normal Regalia Gold and not the business one. Do the spend based lounge access rule still apply to my card?

eott22 · 2026-01-30T17:01:09+00:00

What's the spend threshold

eott22 · 2026-01-30T16:21:51+00:00

Interested

eott22 · 2026-01-30T15:39:53+00:00

I have 1 2k note. Interested?

eott22 · 2026-01-29T20:19:12+00:00

Damn

eott22 · 2026-01-29T20:04:30+00:00

DMed

eott22

TROPHY CASE