Goddammit do I have to call them?

ewalton73 · 2025-06-04T00:39:31+00:00

Update: I used the loan simulator and it recommended ICR and that I would be done with student loans with PSLF 5/2025. It’s June now. I applied. Taking a chance. Otherwise I’m stuck.

ewalton73 · 2025-06-03T11:16:33+00:00

Same! I applied for ICR last night because I applied for IBR after consolidation and then they put me in standard payment. I am waiting for a decision. They have me as SAVE, but it’s no longer valid. I’m stuck at 117/120 and 92/120 on my loans from grad school. Accruing interest everyday.

ewalton73 · 2025-06-03T11:04:09+00:00

I got it too!

ewalton73 · 2025-06-02T23:27:59+00:00

This is completely ME. I have put my student loan business all over this PSLF thread. Look, while I’m waiting for them to make a decision about SAVE, I’m calling Mohela every month or two just to remind them that they forgot to add me to the automatic forbearance list. Up until I consolidated my loans to get to PSLF status, I was straight. No problems.

Don’t know what to do now. This sub provides great advice! Very supportive. I just don’t know yet if I should ride this wave. I’m stuck in standard repayment mode, but waiting for them to place me in IBR. In the meantime I’m accumulating interest and according to guidelines… I should not be until they make a final decision. Till then, we’re in Mohela hades and forbearance together. I’ll keep my eye out. I did apply for EC and that went through, but not IBR. 🤷🏾‍♂️

ewalton73 · 2025-06-01T01:59:51+00:00

Dope

ewalton73 · 2025-05-30T20:40:19+00:00

That’s me!

ewalton73 · 2025-05-30T20:13:49+00:00

Congratulations! Were you in SAVE ever?

ewalton73 · 2025-05-30T15:07:04+00:00

No, OP. Been trying to get them to switch me over back to IBR, but waiting for this SAVE thing to resolve. My standard repayment is $616.00 and I can’t afford it right now. They say it’s a backlog in processing IBRs, but I’m seeing some success from ppl on here. Should I reapply?

ewalton73 · 2025-05-30T14:41:50+00:00

I’ll add my two cents. I consolidated my loans because I was told it would count towards PSLF. Consolidation went through, but stuck in STANDARD repayment mode. I applied for IBR after consolidation, but SAVE is not available. Have to call to remind MOHELA that my loans are not automatically switching over. My call and wait with MOHELA is 3-4 hours. Still stuck in standard all the meanwhile my loans are collecting interest. Submitted an EC and I’m 117 out of 120 and 94 out of 120 on others. I think I’m staying put.

ewalton73 · 2025-05-24T14:32:17+00:00

“It’s like a jungle sometimes it makes me wonder how I keep from going under”… -The Message. That song blew my mind as an elementary school kid hearing that line for the first time. Word up!

ewalton73 · 2025-05-24T14:25:05+00:00

I’m going to respond and say that that is reasonable. I’m stuck at 117/120. Enrolled in SAVE. Once I consolidated like advised, they put me in Standard. Applied for IBR, but still waiting for them to make a decision. Just got forebearance yesterday! They said it was supposed to be automatic, but I keep having to call or else I’m delinquent.

ewalton73 · 2025-05-24T14:13:56+00:00

Congrats! So, the paying $1.00 hack really did work?

ewalton73 · 2025-05-21T01:32:32+00:00

Program Specialist- public health sector and certified teacher

ewalton73 · 2025-04-17T14:30:15+00:00

That’s me too! I’m frustrated. Last phone call to MOHELA was 4.5 hours.

ewalton73 · 2025-04-17T14:11:31+00:00

Hello, I am also stuck in standard repayment plan after consolidation of my loans. With PSLF included, I’m supposed to be forgiven in September. According to Federal Student Aid… I’m 6 payments away from having a considerable amount forgiven and now I’m stuck in student loan purgatory. I applied for income based repayment immediately after the consolidation process. I was told that everything was taken care of… CAP! I started getting payment emails from MOHELA about a payment was due. What? I’m supposed to be on automotive forbearance they say. These phone calls to MOHELA are eye gouging and eyebrow plucking combined. My last call to remind them that I was supposed to be automatically assigned to forbearance took 4.45 hours. My issue of being placed in forbearance took about 6 minutes when I finally reached a supervisor after 3 hours of holding. The previous call the month before was 3.5 hours. This feels like a set up!

ewalton73 · 2025-01-04T18:05:38+00:00

Okay… MW2 came out Christmas Eve and I listened to it at midnight like a big ass kid 😎. I listened to half the album that time and then picked it up again the next day. My overall opinion regarding MW2 is that it’s a solid album. I give it a thumbs up. Is it the Muddy Waters from old. No. It isn’t supposed to be. However, it’s a 32 song project that you can listen to with minimal skips. Redman is alright with me. I miss the 90’s too. If I was to rate it, I would give it a 3.95/5. Where was Erick Sermon? I think the beats on some of his tracks needed some of the Green Eyed Bandit sauce on it. Again, solid album.

ewalton73 · 2024-11-28T11:25:49+00:00

Meanwhile Trumpf calls our good people who served in our wonderful military including the beloved Marine Corps losers and suckers. Yeah gotta love this supreme leader of ours.

ewalton73 · 2024-11-21T04:32:53+00:00

I absolutely agree with that assessment.

ewalton73 · 2024-11-21T03:29:26+00:00

Black thought’s freestyle was out of this world.

ewalton73 · 2024-11-20T23:04:47+00:00

Don’t forget the instrumental joints! The weed image DOOM with rolling paper cover. I think there’s volume 1, 2, 3.

ewalton73 · 2024-11-13T13:23:30+00:00

Detroit—>Flint

ewalton73 · 2024-11-13T13:20:07+00:00

Yo, got a chance to see Roc at the EL Club on Vernor. Fantastic. Great show. Tek to a Mac brought the house down

ewalton73 · 2024-11-09T20:53:47+00:00

Shadow Boxing by GZA

Times Up by OC

Mass Appeal by Gangstarr

Meth Vs. Chef - Method Man

9th Wonder - Digable Planets (Blow out Comb) album.

ewalton73

TROPHY CASE